196 Spiral Rd Holtsville, NY 11742
Estimated Value: $654,000 - $694,000
3
Beds
2
Baths
--
Sq Ft
--
Built
About This Home
This home is located at 196 Spiral Rd, Holtsville, NY 11742 and is currently estimated at $673,103. 196 Spiral Rd is a home located in Suffolk County with nearby schools including Tamarac Elementary School, Sachem High School East, and Long Island Baptist Academy.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 8, 2016
Sold by
Mcgowan Tami
Bought by
Desane Christopher and Desane Denise
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Outstanding Balance
$222,801
Interest Rate
3.48%
Mortgage Type
New Conventional
Estimated Equity
$450,302
Purchase Details
Closed on
Jul 24, 2013
Sold by
Mcgowan Jason and Mcgowan Tami
Bought by
Mcgowan Tami
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,093
Interest Rate
4.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 5, 2006
Sold by
Cosban Stephan
Bought by
Mcgowan Jason
Purchase Details
Closed on
Sep 1, 1998
Sold by
Cosban Stephen J and Russo Jennifer J
Bought by
Cosban Stephen J and Cosban Jennifer J
Purchase Details
Closed on
Jun 18, 1998
Sold by
Andrew William P and Andrew Lorraine
Bought by
Cosban Stephen J and Russo Jennifer J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,900
Interest Rate
7.09%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Desane Christopher | $350,000 | None Available | |
| Mcgowan Tami | -- | Title America | |
| Mcgowan Jason | $429,000 | Christopher Mc Guire | |
| Cosban Stephen J | -- | -- | |
| Cosban Stephen J | $162,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Desane Christopher | $280,000 | |
| Previous Owner | Mcgowan Tami | $10,093 | |
| Previous Owner | Cosban Stephen J | $153,900 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,508 | $39,700 | $10,200 | $29,500 |
| 2023 | $10,508 | $39,700 | $10,200 | $29,500 |
| 2022 | $9,045 | $39,700 | $10,200 | $29,500 |
| 2021 | $9,045 | $39,700 | $10,200 | $29,500 |
| 2020 | $9,730 | $39,700 | $10,200 | $29,500 |
| 2019 | $9,730 | $39,700 | $10,200 | $29,500 |
| 2018 | -- | $43,800 | $10,200 | $33,600 |
| 2017 | $10,222 | $43,800 | $10,200 | $33,600 |
| 2016 | $8,872 | $43,800 | $10,200 | $33,600 |
| 2015 | -- | $43,800 | $10,200 | $33,600 |
| 2014 | -- | $43,800 | $10,200 | $33,600 |
Source: Public Records
Map
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