Listed by Bellwether Real Estate, Bought with eXp Realty
$555,000
SOLD JAN 31, 2026

196 Sudden Valley Dr Bellingham, WA 98229

4 Beds
2.5 Baths
2,400 Sq Ft
0.28 Acres

Recently Sold

$231 Per Sq Ft

10% Below List Price

Highlights

  • Golf Course Community
  • Community Boat Launch
  • Fruit Trees
  • Kulshan Middle School Rated A-
  • Two Primary Bedrooms
  • Clubhouse

About This Home

As of January 2026

Welcome to tranquility. Windows galore flood this grand A frame with ample light. Settle into your brand new, oversized deck or bring your friends together for a cozy fire in the woods. Situated on the uphill side of a double lot, privacy and comfort abound. A FLAT, pull through driveway leads right to the front door! 2400 sq ft allows for spacious living w/ 4 BRs (TWO primary!), 2.5 BA, a renovated daylight basement (MIL potential), walk in closet, 2 living rooms, and so much more! You've got to see it to believe it! For bikers, a dirt jump course in the side yard is the cherry on top.

Last Agent to Sell the Property

Ethan Hunger

Bellwether Real Estate License #130551 Listed on: 09/18/2025

Bellwether Real Estate

Last Buyer's Agent

Cody Stacy

eXp Realty License #125657

eXp Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2435339

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,076

Year Built

  • Built in 1972

Lot Details

  • 0.28 Acre Lot
  • Brush Vegetation
  • Level Lot
  • Fruit Trees
  • Wooded Lot

HOA Fees

  • $144 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,400 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Loft
  • Territorial Views
  • Natural lighting in basement
  • Storm Windows

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • Double Master Bedroom
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Location

  • Property is near public transit and bus stop

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Forced Air Heating System
  • Propane

Listing and Financial Details

Community Details

Overview

  • Association fees include common area maintenance, road maintenance, snow removal
  • Sudden Valley HOA
  • Sudden Valley Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,076

Year Built

Built in 1972

Lot Details

0

HOA Fees

$144 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 17 - 1 1/2 Stry w/Bsmt
  • Year Built: 1972
  • Inclusions: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One and One Half
  • New Construction: No
  • CalculatedSquareFootage: 2400
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2435339, https://www.workforce-resource.com/dpr/listing/NWMLS/2435339?w=Consumer&agent=114968
  • Special Features: None

Interior Features

  • Basement: Daylight
  • Appliances: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Ceramic Tile, Laminate, Vinyl Plank, Carpet
  • Interior Amenities: Second Primary Bedroom, Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Loft, Vaulted Ceiling(s), Walk-In Closet(s)
  • Living Area: 2400
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • BathsFullMain: 1
  • SquareFootageFinished: 2400
  • SquareFootageUnfinished: 0
  • BathsFullLower: 1
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 1
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 1
  • BedroomsUpper: 1
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Paved
  • Pool Features: Community
  • View: Yes
  • Waterfront: No
  • Construction Type: Wood
  • Exterior Features: Wood
  • Structure Type: House
  • BusLineNearby: true
  • PoolType: Community
  • BusRouteNumber: 512
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • SewerCompany: Lake Whatcom Water & Sewer
  • WaterCompany: Lake Whatcom Water & Sewer

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf
  • Senior Community: No
  • Association Fee: 144.31
  • Association Fee Frequency: Monthly
  • Association: Yes
  • AssociationContactName: Sudden Valley HOA

Fee Information

  • Association Fee Includes: Common Area Maintenance, Road Maintenance, Snow Removal
  • NWM_OtherDuesOrFeesYN: false

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3704060733680000
  • Topography: Level,Partial Slope,Sloped
  • Land Lease: No
  • Lot Size Acres: 0.2847
  • Lot Size Sq Ft: 12403
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • MLSLotSizeSource: Realist

Green Features

  • Power Production Type: Electric, Propane

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5076

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Geneva Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Jan 28, 2026
Sold by
Lewis William D
Bought by
Bouchtia Nacim and Lombardi Lauren
Seller's Agent
Ethan Hunger
Bellwether Real Estate
Buyer's Agent
Cody Stacy
eXp Realty
List Price
$619,000
Sold Price
$555,000
Premium/Discount to List
-$64,000
-10.34%
Views
197

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
72.26%
Original Mortgage
$405,000
Outstanding Balance
$405,000
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$165,299

Purchase Details

Listed on
Sep 7, 2018
Closed on
Oct 1, 2018
Sold by
Bavaro Lindsey R
Bought by
Lewis William D
Seller's Agent
Chris Weitzel
Global Referral Group, LLC
Buyer's Agent
Ryan Greigg
Keller Williams Western Realty
List Price
$339,900
Sold Price
$339,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.93%
Original Mortgage
$329,703
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 2, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Provident Funding Associates L P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,826
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 15, 2010
Sold by
Provident Funding Associates L P
Bought by
French Lindsey R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,826
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 21, 2009
Sold by
Wesselman Cristen Lee and Wesselman Nikki D
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Aug 6, 2007
Sold by
Wesselman Cristen L
Bought by
Wesselman Cristen Lee and Wesselman Nikki D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,900
Interest Rate
6.26%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jul 24, 2003
Sold by
Wesselman Nikki D
Bought by
Wesselman Cristen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2002
Sold by
Best Randy W and Best Megan S
Bought by
Wesselman Cristen L and Wesselman Nikki D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
6.09%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $555,000 First American Title
Warranty Deed $339,900 Whatcom Land Title Co Inc
Quit Claim Deed -- First American Title Ins
Special Warranty Deed $155,280 First American Title Ins
Trustee Deed $230,000 First American Title Insuran
Interfamily Deed Transfer -- Chicago Title Insurance
Interfamily Deed Transfer -- First American Title Insuran
Warranty Deed $124,634 Whatcom Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $405,000 New Conventional
Previous Owner $329,703 New Conventional
Previous Owner $149,826 FHA
Previous Owner $29,900 Stand Alone Second
Previous Owner $239,200 Purchase Money Mortgage
Previous Owner $150,000 New Conventional
Previous Owner $116,000 No Value Available
Closed $29,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2026 01/31/26 Sold $555,000 -1.8% $231 / Sq Ft
12/07/2025 12/07/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $565,000 -6.5% $235 / Sq Ft
10/14/2025 10/14/25 Price Changed $604,000 -1.6% $252 / Sq Ft
10/06/2025 10/06/25 Price Changed $614,000 -0.8% $256 / Sq Ft
09/18/2025 09/18/25 For Sale $619,000 +82.1% $258 / Sq Ft
10/10/2018 10/10/18 Sold $339,900 0.0% $142 / Sq Ft View Prior Sale
09/12/2018 09/12/18 Pending -- -- --
09/07/2018 09/07/18 For Sale $339,900 -- $142 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,076 $555,969 $171,180 $384,789
2024 $4,788 $547,752 $168,650 $379,102
2023 $4,788 $551,097 $169,680 $381,417
2022 $3,767 $475,097 $146,280 $328,817
2021 $3,616 $344,273 $106,000 $238,273
2020 $2,523 $324,786 $100,000 $224,786
2019 $2,291 $222,356 $86,304 $136,052
2018 $2,298 $208,763 $81,000 $127,763
2017 $1,938 $178,387 $69,188 $109,199
2016 $1,741 $156,875 $60,750 $96,125
2015 $1,744 $147,623 $57,904 $89,719
2014 -- $143,407 $56,250 $87,157
2013 -- $155,213 $65,700 $89,513
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2435339

Northwest Multiple Listing Service (NWMLS)

APN: 370406-073368-0000

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