$380,000
SOLD JUN 5, 2025
3 Beds
2.5 Baths
1,560 Sq Ft
2,652 Sq Ft Lot

Recently Sold

$244 Per Sq Ft

1% Above List Price

11 Days on Market

Highlights

  • Gated Community
  • Community Pool
  • Double Pane Windows
  • Ashland Elementary School Rated A
  • 2 Car Direct Access Garage
  • Dual Vanity Sinks in Primary Bathroom

About This Home

As of June 2025

LOCATION, LOCATION, LOCATION! This charming 3-bedroom home is perfectly situated in the gated Fincher Creek community in the heart of Gilbert, just minutes from top-rated shopping, dining, and entertainment. Whether you're grabbing coffee, dining out, or enjoying retail therapy, everything you need is right around the corner!

Inside, you'll find a recently replaced HVAC system—installed for year-round comfort and peace of mind. The spacious first floor features a flexible den that can serve as a home office, formal dining room, or creative space. The kitchen includes honey oak cabinets, neutral countertops, stainless steel appliances, and an abundance of natural light. Upstairs, the updated master suite boasts new flooring, a walk-in closet, white vanities, framed mirrors, and stylish lighting. The low-maintenance backyard offers a large concrete patioperfect for relaxing or entertaining. A 2-car garage with overhead storage racks completes the package.
Don't miss the chance to live in one of Gilbert's most convenient and desirable locations!

Last Agent to Sell the Property

Terra McCormick

HomeSmart Lifestyles License #SA644902000 Listed on: 04/29/2025

HomeSmart Lifestyles

Co-Listed By

Emily Nekula

HomeSmart Lifestyles License #SA712686000

Last Buyer's Agent

Laura Maltby

West USA Realty License #SA656596000

West USA Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,210

Year Built

  • Built in 2005

Lot Details

  • 2,652 Sq Ft Lot
  • Block Wall Fence
  • Grass Covered Lot

HOA Fees

  • $163 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Unassigned Parking

Home Design

  • Wood Frame Construction
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,560 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Double Pane Windows
  • Vinyl Clad Windows
  • Built-In Microwave
  • Washer and Dryer Hookup

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • 2.5 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Outdoor Features

  • Patio

Schools

  • Ashland Elementary School
  • Greenfield Junior High School
  • Mesquite High School

Utilities

  • Cooling System Updated in 2024
  • Central Air
  • Heating Available
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 309-32-018

Community Details

Overview

  • Association fees include ground maintenance, street maintenance, front yard maint
  • Spectrum Mgmt Association, Phone Number (480) 719-4524
  • Built by Scott Homes
  • Fincher Creek Final Plat Subdivision

Recreation

  • Community Playground
  • Community Pool
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,210

Year Built

Built in 2005

Lot Details

0

HOA Fees

$163 per month

Parking

2

Listing Details

  • Cross Street: Val Vista & Ray Rd
  • Legal Info Range: 6E
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee 2: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 163.0
  • Basement: N
  • Updated Floors: Partial
  • Items Updated Floor Yr Updated: 2018
  • Updated Heating or Cooling Units: Full
  • Items Updated Ht Cool Yr Updated: 2024
  • Updated Plumbing: Partial
  • Items Updated Plmbg Yr Updated: 2015
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: Y
  • Year Built: 2005
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.06
  • Co List Office Mls Id: cabr01
  • Co List Office Phone: 480-390-6683
  • Subdivision Name: FINCHER CREEK FINAL PLAT
  • Architectural Style: Other
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 243.58
  • Association Fees:HOA Fee2: 163.0
  • Windows:Dual Pane: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Cooling:Central Air: Yes
  • Water Source City Water: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Vinyl, Tile
  • Basement YN: No
  • Spa Features: None
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: High Speed Internet, Double Vanity, Upstairs, 9+ Flat Ceilings, Pantry, Full Bth Master Bdrm
  • Living Area: 1560.0
  • Stories: 2
  • Window Features: Dual Pane, Vinyl Frame
  • Community Features:Community Pool: Yes
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Master Bathroom:Double Sinks: Yes
  • Community Features:BikingWalking Path: Yes
  • Kitchen Features Pantry: Yes
  • Other Rooms:Great Room: Yes
  • Community Features:Children_squote_s Playgrnd: Yes
  • KitchenFeatures:Refrigerator: Yes
  • Community Features:Gated: Yes

Exterior Features

  • Fencing: Block
  • Lot Features: Gravel/Stone Front, Gravel/Stone Back, Grass Front
  • Pool Features: None
  • Disclosures: Agency Discl Req, Seller Discl Avail
  • Construction Type: Stucco, Wood Frame, Painted
  • Patio And Porch Features: Patio
  • Roof: Tile
  • Construction:Frame - Wood: Yes
  • Exterior Features:Patio: Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Unassigned, Garage Door Opener, Direct Access
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Direct Access: Yes

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
  • Laundry Features: Wshr/Dry HookUp Only
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Community Features: Gated, Community Pool, Playground, Biking/Walking Path
  • Association Fee: 163.0
  • Association Fee Frequency: Monthly
  • Association Name: Fincher Creek HOA
  • Phone: 480-719-4524
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Transfer Fee2: 200.0
  • Association Fees:HOA Paid Frequency: Monthly
  • Association Fees:HOA Name4: Fincher Creek HOA
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Prepaid Association Fees HOA: 489.0
  • Association Fees:Disclosure Fees HOA: 204.0
  • Association Fees:Other Fees HOA: 260.0
  • Association Fees:Other Fees Description: Financial Docs if Needed
  • Association Fee Incl:Common Area Maint3: Yes
  • Association Fees:HOA Management Company: Spectrum Mgmt
  • Association Fees:Cap ImprovementImpact Fee 2 _percent_: $
  • Association Fee Incl:Front Yard Maint: Yes
  • Association Fee Incl:Street Maint: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Street Maint, Front Yard Maint

Schools

  • Elementary School: Ashland Elementary
  • High School: Mesquite High School
  • Junior High Dist: Gilbert Unified District
  • Middle Or Junior School: Greenfield Junior High School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 2652.0
  • Parcel #: 309-32-018

Building Info

  • Builder Name: Scott Homes

Tax Info

  • Tax Annual Amount: 1210.0
  • Tax Book Number: 309.00
  • Tax Lot: 18
  • Tax Map Number: 32.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Jun 3, 2025
Sold by
Fest Michelle K and Cappello Casey L
Bought by
Santa Cruz Eduardo and Santa Cruz Melinda
Seller's Agent
Terra McCormick
HomeSmart Lifestyles
Buyer's Agent
Laura Maltby
West USA Realty
List Price
$375,000
Sold Price
$380,000
Premium/Discount to List
$5,000
1.33%
Views
84
Current Estimated Value
$391,584

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,584
Avg. Annual Appreciation
5.31%
Original Mortgage
$361,000
Outstanding Balance
$360,073
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$31,511

Purchase Details

Listed on
Sep 18, 2018
Closed on
Dec 4, 2018
Sold by
Arias Jose
Bought by
Fest Michelle K and Cappello Casey L
Seller's Agent
Joshua Asanovich
Keller Williams Realty Phoenix
Buyer's Agent
Jason Crittenden
Realty ONE Group
List Price
$249,900
Sold Price
$247,000
Premium/Discount to List
-$2,900
-1.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.86%
Original Mortgage
$236,060
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 10, 2015
Closed on
Sep 14, 2015
Sold by
Rodriguez Aaron
Bought by
Arias Jose
Seller's Agent
Gary Snow
Cactus Golf Properties
Buyer's Agent
Julie stevens
Realty ONE Group
List Price
$185,000
Sold Price
$187,000
Premium/Discount to List
$2,000
1.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.03%
Original Mortgage
$183,612
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 8, 2008
Sold by
Gmac Mortgage Llc
Bought by
Rodriguez Aaron

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,117
Interest Rate
6.1%
Mortgage Type
VA

Purchase Details

Closed on
Jun 23, 2008
Sold by
Flores Lorena
Bought by
Gmac Mortgage Llc and Gmac Mortgage Corp

Purchase Details

Closed on
May 23, 2005
Sold by
Scott Homes Ii Llc
Bought by
Flores Lorena C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,100
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $380,000 Security Title Agency
Warranty Deed $247,000 Encore Title Agency Llc
Warranty Deed $187,000 Security Title Agency Inc
Special Warranty Deed $145,000 First American Title Ins Co
Trustee Deed $145,858 Security Title Agency
Special Warranty Deed $172,629 Security Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $361,000 New Conventional
Previous Owner $236,060 FHA
Previous Owner $183,612 FHA
Previous Owner $148,117 VA
Previous Owner $138,100 Purchase Money Mortgage
Closed $34,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/05/2025 06/05/25 Sold $380,000 +1.3% $244 / Sq Ft
04/29/2025 04/29/25 For Sale $375,000 +51.8% $240 / Sq Ft
12/11/2018 12/11/18 Sold $247,000 +0.9% $158 / Sq Ft View Prior Sale
11/11/2018 11/11/18 Pending -- -- --
10/21/2018 10/21/18 Price Changed $244,900 -2.0% $157 / Sq Ft
10/09/2018 10/09/18 For Sale $249,900 0.0% $160 / Sq Ft
09/20/2018 09/20/18 Pending -- -- --
09/18/2018 09/18/18 For Sale $249,900 +33.6% $160 / Sq Ft
09/22/2015 09/22/15 Sold $187,000 +1.1% $120 / Sq Ft View Prior Sale
08/18/2015 08/18/15 Pending -- -- --
08/10/2015 08/10/15 For Sale $185,000 -- $119 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,258 $16,575 -- --
2024 $1,220 $15,786 -- --
2023 $1,220 $29,950 $5,990 $23,960
2022 $1,184 $22,580 $4,510 $18,070
2021 $1,248 $21,400 $4,280 $17,120
2020 $1,228 $19,670 $3,930 $15,740
2019 $1,130 $17,570 $3,510 $14,060
2018 $1,094 $16,100 $3,220 $12,880
2017 $1,056 $14,860 $2,970 $11,890
2016 $1,087 $14,570 $2,910 $11,660
2015 $995 $13,420 $2,680 $10,740
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6853624

Arizona Regional Multiple Listing Service (ARMLS)

APN: 309-32-018