$450,000
SOLD MAY 22, 2025

197 Bridge St Unit 21 Stamford, CT 06905

Mid Ridge Neighborhood
2 Beds
2 Baths
1,325 Sq Ft
$368/mo HOA Fee

Recently Sold

$340 Per Sq Ft

2% Below List Price

27 Days on Market

Highlights

  • Ranch Style House
  • Baseboard Heating
  • Wood Siding
  • End Unit
  • Level Lot

About This Home

As of May 2025

Welcome to River Terrace. The perfect blend of space, comfort, and convenience in this beautifully maintained 2-bedroom, 2-bathroom unit. Ideally located near parks, tennis courts, golf courses, shops, and restaurants, this home offers an open-concept living and dining area with sliding doors leading to a spacious deck overlooking the river. Kitchen features elegant granite countertops, perfect for any home chef. The primary bedroom boasts its own private bath, while the second bedroom is generously sized with a nearby full hall bath, making it ideal for guests. Additional highlights include an in-unit washer and dryer, an intercom system, and ample storage options-with shared storage space in the basement.Enjoy the ease of 1 reserved parking along with 2nd parking in unassigned guest parking. Located just minutes from Stamford's vibrant downtown and offering quick access to Greenwich, this 1,325 sq. ft. second-floor unit provides an exceptional living experience.

Last Agent to Sell the Property

Waldde Valdez

Modern Day Real Estate License #REB.0792416 Listed on: 02/23/2025

Last Buyer's Agent

Juan Garcia

Sunbelt Sales & Development License #REB.0755610

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,610

Year Built

  • Built in 1985

HOA Fees

  • $368 Monthly HOA Fees

Parking

  • 2 Parking Spaces

Home Design

  • 1,325 Sq Ft Home
  • Ranch Style House
  • Frame Construction
  • Wood Siding

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Electric Water Heater

Additional Features

  • Laundry on main level
  • End Unit

Listing and Financial Details

  • Assessor Parcel Number 345772

Community Details

Overview

  • Association fees include grounds maintenance, property management, pest control, insurance
  • 23 Units

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,610

Year Built

Built in 1985

Lot Details

0

HOA Fees

$368 per month

Listing Details

  • Neighborhood: Mid City
  • Property Type: Condo/Co-Op For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 1325
  • Total Sq Ft: 1325
  • Year Built: 1985
  • New Construction: No/Resale
  • Property Sub Type: Condominium
  • Direct Waterfront: No
  • End Unit: Yes
  • Home Warranty Offered: No
  • Directions: Washington Blvd to Bridge St
  • Financing Used: Other
  • Spec Assoc Asses: No
  • Street Type: Street
  • Special Features: None

Interior Features

  • Total Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Description: Full, Storage
  • Appliances: Oven/Range, Microwave, Refrigerator, Dishwasher
  • Laundry Room Info: Main Level
  • Attic: No

Exterior Features

  • Exterior Siding: Wood
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Total Parking Spaces: 2
  • Garage And Parking: None, Off Street Parking

Utilities

  • Cooling System: Window Unit
  • Heat Type: Baseboard
  • Heat Fuel Type: Electric
  • Hot Water Description: Electric, 40 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • Association Fee Includes: Grounds Maintenance, Property Management, Pest Control, Insurance
  • HOA Fees: 368
  • HOA Fee Frequency: Monthly
  • Total Number of Units In Complex: Riverterrace

Lot Info

  • Lot Description: Level Lot
  • Zoning: R5
  • Parcel #: 345772

Rental Info

  • Pets Allowed Info: Pets allowed
  • Pets Allowed: Yes

Multi Family

  • Total Number Of Units: 23

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 5610

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 23, 2025
Closed on
May 20, 2025
Sold by
Bendana Maria V
Bought by
Sate Claudio A
Seller's Agent
Waldde Valdez
Modern Day Real Estate
Buyer's Agent
Juan Garcia
Sunbelt Sales & Development
List Price
$460,000
Sold Price
$450,000
Premium/Discount to List
-$10,000
-2.17%
Views
42
Current Estimated Value
$468,451

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,451
Avg. Annual Appreciation
6.70%
Original Mortgage
$315,000
Outstanding Balance
$313,878
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$154,573

Purchase Details

Listed on
Jan 26, 2017
Closed on
Apr 4, 2017
Sold by
Mandi Marcia
Bought by
Bendana Maria V
Seller's Agent
Jodi Boxer
Keller Williams Prestige Prop.
Buyer's Agent
Waldde Valdez
Modern Day Real Estate
List Price
$338,500
Sold Price
$331,500
Premium/Discount to List
-$7,000
-2.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.83%
Original Mortgage
$314,925
Interest Rate
4.15%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 23, 1986
Bought by
Mandi Marcia
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 None Available
Warranty Deed $450,000 None Available
Warranty Deed $331,500 --
Warranty Deed $331,500 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $315,000 Purchase Money Mortgage
Closed $315,000 Purchase Money Mortgage
Previous Owner $314,925 Purchase Money Mortgage
Previous Owner $100,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/22/2025 05/22/25 Sold $450,000 -2.2% $340 / Sq Ft
03/28/2025 03/28/25 Pending -- -- --
02/28/2025 02/28/25 For Sale $460,000 +38.8% $347 / Sq Ft
04/04/2017 04/04/17 Sold $331,500 -2.1% $250 / Sq Ft View Prior Sale
04/03/2017 04/03/17 Pending -- -- --
01/26/2017 01/26/17 For Sale $338,500 -- $255 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,744 $240,140 $0 $240,140
2024 $5,610 $240,140 $0 $240,140
2023 $6,061 $240,140 $0 $240,140
2022 $5,530 $203,550 $0 $203,550
2021 $5,484 $203,550 $0 $203,550
2020 $5,364 $203,550 $0 $203,550
2019 $5,364 $203,550 $0 $203,550
2018 $5,197 $203,550 $0 $203,550
2017 $4,810 $178,860 $0 $178,860
2016 $4,649 $178,000 $0 $178,000
2015 $4,527 $178,000 $0 $178,000
2014 $4,413 $178,000 $0 $178,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24076196

SmartMLS

APN: STAM-000003-000000-008448-000021