NOT LISTED FOR SALE

197 Harbor Ridge Dr Statesville, NC 28677

Estimated Value: $537,000 - $843,000

3 Beds
3.5 Baths
3,715 Sq Ft
$181/Sq Ft Est. Value

Last Sold August 23, 2021

Last sale price $545,000 $147 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $4,342/month

20 Days on Market

Highlights

  • Community Cabanas
  • Open Floorplan
  • Pond
  • Gated Community
  • Community Lake
  • Wood Flooring

About This Home

As of August 2021

Welcome to Lake Living at its finest in this Craftsman style home with four bedrooms, 3.5 bath home situated on 1.90 acres in a gated community on the shores of Lake Norman! Access to Lake Norman is less than a mile away with day slips, boat parking and a community dock! This home features a exquisite white and blue gourmet kitchen with stainless appliances, recycled glass countertops and a large island. The kitchen leads to a two story great room complete with a beautiful stone fireplace and master suite on the main floor. Enjoy the sights and sounds of the ponds and fountains off of your screen porch or deck overlooking your private back yard. The second floor boasts two bedrooms, a full bath and a bonus space. The recently (2021) finished basement includes an office, gym, entertainment space, bedroom and full bath that could double as a second master. **Home will be activated when 4th bedroom is approved** Home is minutes from I-77.

Last Agent to Sell the Property

Jordan Cook

Allen Tate Huntersville License #275627 Listed on: 07/07/2021

Allen Tate Huntersville

Last Buyer's Agent

Chanika Graham

Stewart-Graham Realty Inc. License #246037

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2014

Lot Details

  • 1.9

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2

Interior Spaces

  • Open Floorplan
  • Gas Log Fireplace
  • Pull Down Stairs to Attic
  • Kitchen Island

Flooring

  • Wood
  • Concrete
  • Tile

Additional Features

  • Pond
  • Many Trees
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 4711228402

Community Details

Overview

  • Harbor Watch Association
  • Community Lake

Recreation

  • Recreation Facilities
  • Community Cabanas
  • Trails

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2014

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 2 Story/Basement
  • Ratio Close Price By List Price: 0.90985
  • Ratio Close Price By Original Li: 0.90985
  • Ratio Current Price By Acre: 286842.11
  • Ratio Current Price By Sq Ft: 146.70
  • Year Built: 2014
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: Basement Partially Finished
  • Upper Level Sq Ft: 812
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Total Bedrooms: 3
  • Equipment: Cable Prewire, Ceiling Fan(s), Cooktop Electric, Dishwasher, Electric Range, Exhaust Fan, Ice Maker Connection, Microwave, Propane
  • Fireplace Description: Gas Logs, Living Room
  • Fireplace: Yes
  • Flooring: Concrete, Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling
  • Laundry Location: Main, Laundry Room
  • Room Count: 3
  • Sq Ft Basement: 1315
  • Main Level Sq Ft: 1588
  • Total Sq Ft: 3715
  • Sq Ft Unheated Basement: 278
  • Sq Ft Unheated Main: 728
  • Sq Ft Unheated Total: 1006

Exterior Features

  • Construction: Hardboard Siding
  • Construction Type: Site Built

Garage/Parking

  • Driveway: Concrete
  • Parking: Garage - 2 Car

Utilities

  • Heating: Central Air, Heat Pump - Heat
  • Sewer: Septic Installed
  • Water: Well Installed
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Cabana, Gated Community, Lake, Picnic Area, Pond, Recreation Area, Walking Trails
  • Association Fee: 600.00
  • Association Fee Frequency: Annually
  • HOA Management Company: Harbor Watch
  • Hoa Subject To Dues: Mandatory

Schools

  • Elementary School: Unspecified
  • Middle School: Unspecified
  • High School: Unspecified

Lot Info

  • Lot Features: Sloping, Trees, Water view
  • Lot Size Area: 1.900
  • Parcel Number: 4711228402
  • Zoning Specification: RA

Tax Info

  • Tax Value: 330510.00
  • Tax Location: Statesville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2021
Closed on
Jun 25, 2021
Sold by
Goodman Brent J and Goodman Allison K
Bought by
Gillispie Rebecca
Seller's Agent
Jordan Cook
Allen Tate Huntersville
Buyer's Agent
Chanika Graham
Stewart-Graham Realty Inc.
List Price
$599,000
Sold Price
$545,000
Premium/Discount to List
-$54,000
-9.02%
Current Estimated Value
$738,120

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,120
Avg. Annual Appreciation
7.92%
Original Mortgage
$436,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 23, 2018
Closed on
May 7, 2019
Sold by
Warren Anna and Warren Anna Irene
Bought by
Goodman Brent J and Goodman Allison K
Seller's Agent
Andrew Morgan
EXP Realty LLC Mooresville
Buyer's Agent
Jordan Cook
Allen Tate Huntersville
List Price
$390,000
Sold Price
$353,000
Premium/Discount to List
-$37,000
-9.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.98%
Original Mortgage
$317,700
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 24, 2011
Closed on
Jan 4, 2012
Sold by
Maynard Grafton T and Maynard Janet M
Bought by
Warren Anna
Seller's Agent
Angie Travis-Roberts
Keller Williams Unified
Buyer's Agent
Mary Seifried
ERA Live Moore
List Price
$42,500
Sold Price
$42,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.33%
Original Mortgage
$21,000
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 2005
Sold by
Carnathan Lester E and Carnathan Ruth Ann H
Bought by
Maynard Grafton T and Maynard Janet M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gillispie Rebecca $545,000 None Available
Goodman Brent J $353,000 None Available
Warren Anna $42,500 None Available
Maynard Grafton T $115,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gillispie Rebecca $50,000
Previous Owner Gillispie Rebecca $436,000
Previous Owner Goodman Brent J $317,000
Previous Owner Goodman Brent J $317,700
Previous Owner Warren Anna Ireneg $220,000
Previous Owner Warren Anna $21,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2021 08/23/21 Sold $545,000 0.0% $147 / Sq Ft
07/28/2021 07/28/21 Pending -- -- --
07/21/2021 07/21/21 Off Market $545,000 -- --
07/07/2021 07/07/21 For Sale $599,000 +69.7% $161 / Sq Ft
05/15/2019 05/15/19 Sold $353,000 -4.3% $150 / Sq Ft
04/05/2019 04/05/19 Pending -- -- --
03/07/2019 03/07/19 Price Changed $369,000 -1.6% $157 / Sq Ft
09/12/2018 09/12/18 Price Changed $375,000 -3.8% $160 / Sq Ft
07/23/2018 07/23/18 For Sale $390,000 +817.6% $166 / Sq Ft
01/06/2012 01/06/12 Sold $42,500 0.0% $19 / Sq Ft
12/29/2011 12/29/11 Pending -- -- --
10/24/2011 10/24/11 For Sale $42,500 -- $19 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,256 $532,640 $62,500 $470,140
2023 $3,256 $532,640 $62,500 $470,140
2022 $2,311 $353,020 $50,000 $303,020
2021 $2,130 $330,510 $50,000 $280,510
2020 $2,130 $330,510 $50,000 $280,510
2019 $2,047 $330,510 $50,000 $280,510
2018 $1,861 $302,800 $50,000 $252,800
2017 $1,861 $302,800 $50,000 $252,800
2016 $1,861 $302,800 $50,000 $252,800
2015 $1,311 $210,760 $36,000 $174,760
2014 $371 $67,500 $67,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3758348

Canopy MLS (Canopy Realtor® Association)

APN: 4711-22-8402.000