$940,000
$260K PRICE DROP

1977 E 40th St White Cloud, MI 49349

Estimated payment $5,474/month

Total Views 20,786
5 Beds
4 Baths
5,200 Sq Ft
$181 Price per Sq Ft

Highlights

  • 1,800 Feet of Waterfront
  • Deck
  • Wooded Lot
  • 40 Acre Lot
  • Hilly Lot
  • Pole Barn

About This Home

Escape to this 5,200 sq feet ranch on 40 wooded acres with over 1800 ft of Bigelow Creek frontage, renowned for trout & salmon fishing. Enjoy views from living room porch of fish splashing & eagles hunting, forest, & garden area. The main level offers 3 bd, 2 ba, spacious kitchen, & cozy living room w/fireplace. The walkout lower level includes 2 bd, 2 ba, separate kitchen, living room area, ideal for guest or rental income. Explore over 1.5 miles of private trails for horseback riding, ATV, or snowmobling, and leave from your driveway. The property features dozens of tapped maple trees, a creekside campsite. Boating, fishing, & hunting opportunities at home & around the area. Animal pens, chicken coop, polebarn, shed, making it a fully capable homestead.

Listing Agent

Lisa Lightfoot

Coldwell Banker Schmidt Fremont License #6506043508 Listed on: 05/12/2025

Coldwell Banker Schmidt Fremont

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,000

Year Built

  • Built in 1986

Lot Details

  • 40 Acre Lot
  • Lot Dimensions are 1320 x 1320
  • Home fronts a stream
  • 1,800 Feet of Waterfront
  • Hilly Lot
  • Wooded Lot

Parking

  • Gravel Driveway

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 5,200 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Water Access
  • Deck
  • Patio
  • Pole Barn

Utilities

  • Heating System Uses Wood
  • Heating System Powered By Leased Propane
  • Radiant Heating System
  • Hot Water Heating System
  • Well
  • Water Softener is Owned

Community Details

Overview

  • No Home Owners Association

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,000

Year Built

Built in 1986

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1986
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 1800.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Softener Owned, Refrigerator, Microwave, Dishwasher, Range
  • Interior Amenities: LP Tank Rented, Kitchen Island
  • Fireplace Features: Wood Burning, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 5
  • Main Level Bedrooms: 3
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 5200.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced
  • List Price: 940000.0
  • Lot Features: Rolling Hills, Wooded, Recreational
  • Other Structures: Pole Barn
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Bigelow Creek
  • Waterfront Features: Stream
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel

Utilities

  • Heating: Hot Water, Radiant, Wood
  • Heating: Yes
  • Laundry Features: Laundry Closet, Washer Hookup, Main Level, Electric Dryer Hookup
  • Utilities: Electricity Available
  • Water Source: Well

Lot Info

  • Lot Size Acres: 40.0
  • Lot Size Area: 40.0
  • Lot Dimensions: 1320 x 1320
  • Lot Size Sq Ft: 1742400.0
  • Zoning Description: residential

Tax Info

  • Tax Annual Amount: 7000.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,249 $297,400 $0 $0
2024 $22 $268,000 $0 $0
2023 $2,099 $228,800 $0 $0
2022 $1,999 $197,100 $0 $0
2021 $6,186 $183,900 $0 $0
2020 $6,149 $168,500 $0 $0
2019 $5,505 $162,700 $0 $0
2018 $5,385 $147,600 $0 $0
2017 $3,820 $139,900 $0 $0
2016 $3,716 $132,900 $0 $0
2015 -- $128,000 $0 $0
2014 -- $101,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 Price Changed $940,000 -5.5% $181 / Sq Ft
10/03/2025 10/03/25 Price Changed $995,000 -5.2% $191 / Sq Ft
08/19/2025 08/19/25 Price Changed $1,050,000 -6.7% $202 / Sq Ft
06/30/2025 06/30/25 Price Changed $1,125,000 -6.3% $216 / Sq Ft
05/12/2025 05/12/25 For Sale $1,200,000 +216.2% $231 / Sq Ft
09/26/2019 09/26/19 Sold $379,500 -2.7% $86 / Sq Ft View Prior Sale
08/18/2019 08/18/19 Pending -- -- --
08/01/2019 08/01/19 For Sale $389,900 +9.8% $89 / Sq Ft
06/05/2017 06/05/17 Sold $355,000 -11.0% $81 / Sq Ft View Prior Sale
05/09/2017 05/09/17 Pending -- -- --
02/03/2017 02/03/17 For Sale $399,000 -- $91 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Grant Deed $379,500 --
Warranty Deed $355,000 --
Deed $134,900 --
Deed $213,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $128,150 Purchase Money Mortgage
Source: Public Records

Source: MichRIC

MLS Number: 25021255

MichRIC

APN: 15-28-300-006