$1,125,000
$75K PRICE DROP

1977 E 40th St White Cloud, MI 49349

Estimated payment $6,796/month

Total Views 6,021
5 Beds
4 Baths
5,200 Sq Ft
$216 Price per Sq Ft

Highlights

  • Private Waterfront
  • Deck
  • Pole Barn
  • 40 Acre Lot
  • Wooded Lot
  • Mud Room

About This Home

Escape to this 5,200 sq feet ranch on 40 wooded acres with over 1800 ft of Bigelow Creek frontage, renowned for trout & salmon fishing. Enjoy views from living room porch of fish splashing & eagles hunting, forest, & garden area. The main level offers 3 bd, 2 ba, spacious kitchen, & cozy living room w/fireplace. The walkout lower level includes 2 bd, 2 ba, separate kitchen, living room area, ideal for guest or rental income. Explore over 1.5 miles of private trails for horseback riding, ATV, or snowmobling, and leave from your driveway. The property features dozens of tapped maple trees, a creekside campsite. Boating, fishing, & hunting opportunities at home & around the area. Animal pens, chicken coop, polebarn, shed, making it a fully capable homestead.

Listing Agent

Lisa Lightfoot

Coldwell Banker Schmidt Fremont License #6506043508 Listed on: 05/12/2025

Coldwell Banker Schmidt Fremont

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,000

Year Built

  • Built in 1986

Lot Details

  • 40 Acre Lot
  • Lot Dimensions are 1320 x 1320
  • Private Waterfront
  • 1,800 Feet of Waterfront
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Garden
  • Back Yard Fenced

Parking

  • Gravel Driveway

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 5,200 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Mud Room
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 4 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Water Access
  • Deck
  • Patio
  • Pole Barn

Utilities

  • Heating System Uses Propane
  • Heating System Uses Wood
  • Heating System Powered By Leased Propane
  • Radiant Heating System
  • Hot Water Heating System
  • Propane
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Septic System
  • High Speed Internet

Community Details

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,000

Year Built

Built in 1986

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1986
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 1320 x 1320
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 5200.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 7000.0
  • Tax Info:Zoning3: residential
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Sewer:Septic System: Yes
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Waterfront Options:Water Frontage3: 1800.0
  • General Property Info:Fireplace: Yes
  • Lot Description:Rolling Hills: Yes
  • Heat Type:Hot Water: Yes
  • Heat Type:Radiant: Yes
  • Driveway:Gravel: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Substructure:Daylight: Yes
  • Landscape:Garden Area: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Water Heater:Electric3: Yes
  • Additional Items:LP Tank Rented: Yes
  • Heat Source:Wood2: Yes
  • Heat Type:Wood3: Yes
  • General Property Info:SqFt Above Grade: 2600.0
  • Additional Items:Basement Finished: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Washer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • General Property Info Garage YN: No
  • Architectural Style:Ranch: Yes
  • Fencing:Fenced Back: Yes
  • Other Structures:Pole Barn: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Water Softener Owned
  • Interior Amenities: LP Tank Rented, Center Island
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 5
  • Main Level Bedrooms: 3
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 5200.0
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Wood Burning: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 1125000.0
  • Lot Features: Recreational, Wooded, Rolling Hills
  • Other Structures: Pole Barn
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Bigelow Creek
  • Waterfront Features: Stream/Creek
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Hot Water, Radiant, Wood
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Laundry Closet, Main Level, Washer Hookup
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High-Speed Internet
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 40.0
  • Lot Size Area: 40.0
  • Lot Dimensions: 1320 x 1320
  • Lot Size Sq Ft: 1742400.0
  • Zoning Description: residential

Tax Info

  • Tax Annual Amount: 7000.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $22 $268,000 $0 $0
2023 $2,099 $228,800 $0 $0
2022 $1,999 $197,100 $0 $0
2021 $6,186 $183,900 $0 $0
2020 $6,149 $168,500 $0 $0
2019 $5,505 $162,700 $0 $0
2018 $5,385 $147,600 $0 $0
2017 $3,820 $139,900 $0 $0
2016 $3,716 $132,900 $0 $0
2015 -- $128,000 $0 $0
2014 -- $101,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Price Changed $1,125,000 -6.3% $216 / Sq Ft
05/12/2025 05/12/25 For Sale $1,200,000 +216.2% $231 / Sq Ft
09/26/2019 09/26/19 Sold $379,500 -2.7% $86 / Sq Ft
08/18/2019 08/18/19 Pending -- -- --
08/01/2019 08/01/19 For Sale $389,900 +9.8% $89 / Sq Ft
06/05/2017 06/05/17 Sold $355,000 -11.0% $81 / Sq Ft
05/09/2017 05/09/17 Pending -- -- --
02/03/2017 02/03/17 For Sale $399,000 -- $91 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Grant Deed $379,500 --
Warranty Deed $355,000 --
Deed $134,900 --
Deed $213,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $128,150 Purchase Money Mortgage
Source: Public Records

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25021255

Southwestern Michigan Association of REALTORS®

APN: 15-28-300-006