NOT LISTED FOR SALE

198 Cumberland Rd Gilbertsville, KY 42044

Estimated Value: $287,414 - $321,000

3 Beds
2 Baths
2,708 Sq Ft
$114/Sq Ft Est. Value

Last Sold April 23, 2024

Last sale price $287,120 $106 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,792/month

97 Days on Market

Highlights

  • Lake Property
  • Bonus Room
  • Covered Patio or Porch
  • Deck
  • Den
  • Circular Driveway

About This Home

As of April 2024

Step into your dream home nestled on .88 of an acre in beautiful Kentucky Lake area only 5 minutes from Kentucky Dam Marina. This charming home has 3 bdrms on main floor w/2 more bonus rms downstairs for additional bdrms & 2 bathrms. w/a full walk-out basement & a detached 2 car garage. A partial wrap-around porch welcomes you offering a perfect spot to savor the beauty or relax w/a cup of coffee. Two cozy fireplaces add to the charm of these spaces making them the heart of the home. Basement is a haven for entertainment w/a family rm & gas log fireplace, office or game rm plus bonus rm, extra closets & lg storage rm. New flooring & paint in basement & updated bathrm. Two driveways plus ample parking. Short-term, income-producing rental.

Last Agent to Sell the Property

Amy Brock

Keller Williams Experience Realty Paducah Branch License #218257 Listed on: 12/02/2023

Keller Williams Experience Realty Paducah Branch

Last Buyer's Agent

Jeff Holley

Elite Realty License #213095

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,348

Year Built

  • Built in 1981

Lot Details

  • 0.88 Acre Lot
  • Property fronts an easement
  • Interior Lot
  • Level Lot
  • Landscaped with Trees

Home Design

  • Slab Foundation
  • Frame Construction
  • Composition Shingle Roof
  • Metal Siding

Interior Spaces

  • 1-Story Property
  • Paneling
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Gas Log Fireplace
  • Wood Frame Window
  • Family Room with Fireplace
  • Family Room Downstairs
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Den
  • Bonus Room
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Stove
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Circular Driveway

Outdoor Features

  • Lake Property
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Septic System
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,348

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Access: Concrete, Paved Road, Public Road
  • Estimated Age: 31-50
  • Estimated Year Built: 1981
  • Estimated Sq Ft: 2501-2750
  • Finished Basement Sq Ft: 1300
  • Bonus Room Level: B
  • Deed Book Page: 510/63
  • Den Study Level: B
  • Family Room Level: B
  • Fireplace Wood Stove: Family Room, Fireplace, Gas Logs, Living Room
  • Land Use Topography: Level, Rolling
  • Laundry Location: Utility Room
  • Location2: County, Interior Lot
  • Main Level Sq Ft: 1408
  • Master Bed Level: M
  • Restrictions2: Y
  • Style: 1 Story
  • Tv Cable: Cable Installed
  • Utility Level: M
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1981

Interior Features

  • Floor Covering: Carpet, Laminate, Vinyl/Linoleum
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Stove, Washer
  • Interior Amenities: Ceiling Fan(s), Closet Light(s), Garage Door Opener, Smoke Alarm, Walk-In Closet, Washer/Dryer Hookup, Circuit Breakers
  • Total Bathrooms: 2
  • Price Per Sq Ft: 106.03
  • Basement: Full, Fully Finished, Walk Out
  • Dining Kitchen: Living/Dining, Pantry
  • Estimated Total Sq Ft: 2708
  • Attic: Crawl Opening
  • Bedroom 2 Level: M
  • Bedroom 3 Level: M
  • Dining Room Level: M
  • Doors and Windows: Wood Frame
  • Kitchen Level: M
  • Living Room Level: M
  • Full Bathrooms: 2
  • Number Of Bedrooms: 3
  • Walls: Dry Wall, Paneling
  • Basement 2: Yes

Exterior Features

  • Construction: Frame
  • Exterior Features: Circular Drive, Covered Porch, Deck, Exterior Lights, Trees
  • Exterior Finish: Metal
  • Foundation: Slab
  • Roof: Composition Shingle

Garage/Parking

  • Garage Type: Detached
  • Garage Capacity: 2

Utilities

  • Electric Company: Western KY RECC
  • Cooling: Central Air
  • Gas Company: Atmos Energy
  • Heating: Forced Air
  • Sewer: Septic
  • Utilities Available: Garbage - Private
  • Water: Public/Municipality
  • Water Company: North Marshall
  • Water Heater: Natural Gas, 2145

Schools

  • Elementary School: Central
  • Middle School: North Marshall Middle
  • High School: Marshall Co.

Lot Info

  • Estimated Number of Acres: 0.88
  • Easements: Utility
  • Location: Lake Area

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 20, 2023
Sold by
Burns Nicholas
Bought by
Roberts Linda
Current Estimated Value
$308,354

Purchase Details

Closed on
Feb 13, 2019
Sold by
Mathis Toni and Mathis Nathan
Bought by
Burns Nicholas

Purchase Details

Listed on
May 12, 2017
Closed on
Jul 7, 2017
Sold by
Leissner Amber
Bought by
Burns Nicholas and Carpenter Toni
Seller's Agent
Karen Wommack
RE/MAX Real Estate Associates
Buyer's Agent
Brent Mathis
Keller Williams Experience Realty
List Price
$139,900
Sold Price
$139,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.02%
Original Mortgage
$137,365
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Listed on
May 12, 2017
Closed on
May 27, 2017
Sold by
Wagner Steven C and Wagner April
Bought by
Leissner Amber
Seller's Agent
Karen Wommack
RE/MAX Real Estate Associates
Buyer's Agent
Brent Mathis
Keller Williams Experience Realty
List Price
$139,900
Sold Price
$139,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,365
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 22, 2010
Sold by
Son John David and Son Lauren G
Bought by
Wagner Steven C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,300
Interest Rate
4.74%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Roberts Linda $136,000 None Listed On Document
Burns Nicholas -- None Available
Burns Nicholas $139,900 Stewart Title Company
Leissner Amber $139,900 Stewart Title Company
Wagner Steven C $121,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Burns Nicholas $20,744
Previous Owner Burns Nicholas $137,365
Previous Owner Wagner Steven C $115,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2024 04/23/24 Sold $287,120 -3.4% $106 / Sq Ft
03/08/2024 03/08/24 Pending -- -- --
03/02/2024 03/02/24 Price Changed $297,250 -0.8% $110 / Sq Ft
12/02/2023 12/02/23 For Sale $299,750 +114.3% $111 / Sq Ft
07/21/2017 07/21/17 Sold $139,900 0.0% $53 / Sq Ft
06/06/2017 06/06/17 Pending -- -- --
05/12/2017 05/12/17 For Sale $139,900 -- $53 / Sq Ft
Source: Western Kentucky Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,348 $129,000 $7,000 $122,000
2023 $1,744 $170,000 $0 $0
2022 $1,494 $134,900 $9,000 $125,900
2021 $1,513 $134,900 $9,000 $125,900
2020 $1,511 $134,900 $9,000 $125,900
2019 $1,511 $134,900 $9,000 $125,900
2018 $1,517 $129,900 $12,000 $117,900
2017 $1,319 $112,500 $10,000 $102,500
2016 $1,321 $112,500 $10,000 $102,500
2015 $1,328 $112,500 $10,000 $102,500
2014 $1,328 $112,500 $0 $0
2010 -- $110,900 $8,000 $102,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Kentucky Regional MLS

MLS Number: 124747

Western Kentucky Regional MLS

APN: 52-0A-0E-026.000000