$300,000
UNDER CONTRACT

198 Federalist Way Montross, VA 22520

Estimated payment $1,776/month

Total Views 19,138
3 Beds
2.5 Baths
1,620 Sq Ft
$185 Price per Sq Ft

Highlights

  • Boat Ramp
  • Beach
  • Canoe or Kayak Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Fitness Center

About This Home

**Price improvement!** Crossed listed as short term rental as well. Come check out this wonderful Colonial in Stratford Harbour. A peaceful front porch waits for you to drink your morning coffee. The spacious and open first floor plan allows access from the living room to the kitchen/dining room combo. The first floor half bath and laundry are an added bonus as well as the garage entry to the dining room to bring in your groceries. The french doors offer an opportunity to add a rear deck for peace and privacy in your back yard space. Upstairs 3 spacious bedrooms await your personal touches, The house was freshly painted in 2022 as well as adding a new tankless propane water heater and roof the same year. (The ability to add a gas stove to your kitchen is a possibility as well.) New LVP flooring throughout is new as of 2023. The partial, unfinished basement awaits a possible game room or so many other options!
Summer is winding down, but it is still the perfect time to settle in and make use of all the amenties the neighborhood as to offer!The beach, the pool, the marina and boat ramp, the sharksteeth along the shores of the Potomac! The private lake beach on Lake Independence where you can swim, fish, kayak, canoe all await!

Listing Agent

Kathi Boswell

King George Realty License #0225255053 Listed on: 04/01/2025

King George Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,282

Year Built

  • Built in 2006

Lot Details

  • 0.6 Acre Lot
  • Home fronts navigable water
  • Backs to Trees or Woods
  • Property is in very good condition

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Block Foundation
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Double Pane Windows
  • Window Screens
  • Combination Kitchen and Dining Room
  • Luxury Vinyl Plank Tile Flooring
  • Views of Woods

Kitchen

  • Country Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Sump Pump

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Lake Privileges

Schools

  • Washington District Elementary School
  • Montross Middle School

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater
  • Propane Water Heater
  • On Site Septic
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 76
  • Assessor Parcel Number 22A A 76

Community Details

Overview

  • $150 Recreation Fee
  • Shpoa HOA
  • Stratford Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Common Area
  • Clubhouse
  • Party Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing Allowed

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,282

Year Built

Built in 2006

Lot Details

0

HOA Fees

$38 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 4/1/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: **Price improvement!** Crossed listed as short term rental as well. Come check out this wonderful Colonial in Stratford Harbour. A peaceful front porch waits for you to drink your morning coffee. The spacious and open first floor plan allows access from the living room to the kitchen/dining room combo. The first floor half bath and laundry are an added bonus as well as the garage entry to the dining room to bring in your groceries. The french doors offer an opportunity to add a rear deck for peace and privacy in your back yard space. Upstairs 3 spacious bedrooms await your personal touches, The house was freshly painted in 2022 as well as adding a new tankless propane water heater and roof the same year. (The ability to add a gas stove to your kitchen is a possibility as well.) New LVP flooring throughout is new as of 2023. The partial, unfinished basement awaits a possible game room or so many other options! Summer is winding down, but it is still the perfect time to settle in and make use of all the amenties the neighborhood as to offer!The beach, the pool, the marina and boat ramp, the sharksteeth along the shores of the Potomac! The private lake beach on Lake Independence where you can swim, fish, kayak, canoe all await!
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Stainless Steel Appliances, Stove, Washer, Water Heater - Tankless
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Bathroom - Jetted Tub, Kitchen - Country, Walk-In Closet(s)
  • Window Features: Double Pane, Screens
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partial, Poured Concrete, Unfinished, Sump Pump
  • Laundry Type: Main Floor
  • Total Sq Ft: 2376
  • Living Area Sq Ft: 1620
  • Price Per Sq Ft: 185.19
  • Above Grade Finished Sq Ft: 1620
  • Below Grade Sq Ft: 756
  • Total Below Grade Sq Ft: 756
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 198

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Satellite Dish
  • Roof: Shingle
  • Spa: No
  • View: Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: Potomac River/ Lake Independence
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Tankless, Propane
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv Available, Propane
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband, Cable

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Boat Dock/Slip, Club House, Common Grounds, Exercise Room, Lake, Party Room, Pool - Outdoor, Security, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: SHPOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: 150.00
  • Association Recreation Fee: Yes
  • Community Pool Features: In Ground

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • Elementary School: WASHINGTON DISTRICT
  • Middle School: MONTROSS
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137398432
  • School District Source: Listing Agent
  • Elementary School: WASHINGTON DISTRICT
  • Middle Or Junior School: MONTROSS

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: 006
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.60
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 26136.00
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 1282.00
  • Assessor Parcel Number: 22A A 76
  • Tax Lot: 76
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,805 $265,400 $26,800 $238,600
2023 $1,645 $265,400 $26,800 $238,600
2022 $1,645 $265,400 $26,800 $238,600
2021 $1,572 $206,900 $26,800 $180,100
2020 $1,572 $206,900 $26,800 $180,100
2019 $1,345 $206,900 $26,800 $180,100
2018 $1,262 $206,900 $26,800 $180,100
2017 -- $206,900 $26,800 $180,100
2016 $1,241 $206,900 $26,800 $180,100
2015 -- $212,000 $26,800 $185,200
2014 -- $0 $0 $0
2013 -- $212,000 $26,800 $185,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Price Changed $300,000 -3.2% $185 / Sq Ft
04/01/2025 04/01/25 For Sale $310,000 -- $191 / Sq Ft
Source: Bright MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $177,508 New Conventional
Source: Public Records

Similar Homes in Montross, VA

  • 253 Shirley Ln, Montross, VA 22520

    $349,900

    • 3 Beds
    • 2.5 Baths
    • 1,416 Sq Ft
    • 253 Shirley Ln
    • Montross, VA

    TO BE BUILT ON THE CORNER OF SHIRLEY LANE AND SOUTH INDEPENDECE. LOT HAS BEEN CLEARED AND FURTHER UPDATES WILL BE POSTED AS BUILDING PROGRESSES. ONE LEVEL LIVING, THREE BEDROOMS, 2 1/2 BATHS. TWO CAR ATTACHED GARAGE. ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND LIVING IN THIS COMMUNITY. THIS 3 BEDROOM, 2 1/2 BATH, 2 CAR GARAGE WILL FULFILL YOUR DESIRES FOR YOUR FAMILY. SPACIOUS YARD WITH 12

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 65 Francis St, Montross, VA 22520

    $319,900

    • 4 Beds
    • 3 Baths
    • 2,106 Sq Ft
    • 65 Francis St
    • Montross, VA

    WOW WHAT A PRICE IMPROVEMENT ON THIS HOME. OVER 2000 SQ FEET. TAKE A SECOND LOOK. SELLER HAS RECENTLY ADDED MORE VALUE TO THE HOME; DESIGNATED WALKWAY TO NEW FRONT DOOR, GRAVEL DRIVEWAY AND BACKSPLASH IN KITCHEN. MORE VALUE BUT LESS COST ON THIS BEAUTIFUL SPACIOUS FOUR BEDROOM, THREE BATHS, CAPE COD LOCATED IN STRATFORD HARBOUR COMMUNITY. CLOSE TO LAKE INDEPENDENCE (WALKING DISTANCE) AND

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 2858 N Independence Dr, Montross, VA 22520

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,311 Sq Ft
    • 2858 N Independence Dr
    • Montross, VA

    SELLER WILL CONSIDER PURCHASER'S CLOSING COST OR BUY DOWN INTEREST RATE. THIS HOME IS NOW READY TO MOVE IN. BE READY TO ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND IN STRATFORD HARBOUR. WALKING DISTANCE TO CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKEL BALL COURTS.THIS HOME BOASTS THREE BEDROOMS, 2 FULL BATHS ON ONE LEVEL LIVING. OPEN SPLIT BEDROOM FLOOR PLAN DESIGN WITH LIVING ROOM, KITCHEN

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 388 Monument Dr, Montross, VA 22520

    $359,900

    • 4 Beds
    • 2 Baths
    • 1,728 Sq Ft
    • 388 Monument Dr
    • Montross, VA

    THIS HOME IS JUST STEPS AWAY FROM ONE OF THE PRIVATE COMMUNITY BEACHES IN STRATFORD HARBOURON THE POTOMAC RIVER. THIS HOME BOASTS FOUR BEDROOMS, TWO BATHS, RECENTLY REMODELED KITCHEN. FROM THE UPPER FRONT DECK ENJOY SEASONAL VIEWS OF THE POTOMAC RIVER. THE BACK DECK OVERLOOKS THE ABOVE GROUND SWIMMING POOL WITH LOUNGING DECK AND SPACIOUS PRIVATE YARD THAT IS FENCED. WALK INSIDE THE SCREENED

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 61 Parrish Loop, Montross, VA 22520

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,408 Sq Ft
    • 61 Parrish Loop
    • Montross, VA

    New Home Now Complete! 3 bedroom with 2 full baths on one level in a Water Access Community. Community Pool, Boat Ramp, Beach, So much more! Primary Home or Second Home at the River! Home Includes Concrete foundation with concrete Front Porch. Sun deck with steps to grade. Kitchen Island w Granite Top, Granite Counters in kitchen, Stainless Appliances, Flooring upgrades, Asphalt

    Allen Griffey Blackwood Real Estate, Inc.

    Section Image
  • Lot 16 N Glebe Rd, Montross, VA 22520

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,514 Sq Ft
    • Lot 16 N Glebe Rd
    • Montross, VA

    New Home to be built! One Level Split Bedroom Plan w 3 bedrooms and 2 full baths plus 2 Car Garage. all in a Water Front Community.Community Pool, Boat Ramp, So much more! Primary Home or Second Home at the River!Home Includes Concrete foundation with concrete Front Porch. Rear Sun deck with steps to grade. Kitchen Island w Granite Top, Granite Counters in kitchen, Upgrade Stainless

    Allen Griffey Blackwood Real Estate, Inc.

    Section Image
  • 768 N Glebe Rd, Montross, VA 22520

    $309,900

    • 3 Beds
    • 2 Baths
    • 1,305 Sq Ft
    • 768 N Glebe Rd
    • Montross, VA

    New Construction!One level living 3 bedroom, 2 full baths, One Car Built-in Garage w garage door opener.Stainless Kitchen Appliances wit hard surface counters and IslandHard surface flooring in common areas and bathroomsAsphalt DrivewayConcrete front PorchScreened rear deck with steps to grade.Located in water front community of Glebe Harbor only a short drive to the

    Allen Griffey Blackwood Real Estate, Inc.

    Section Image
  • 114 Dragoon Dr, Montross, VA 22520

    $324,900

    • 4 Beds
    • 3 Baths
    • 2,840 Sq Ft
    • 114 Dragoon Dr
    • Montross, VA

    Enjoy One-Level Living in an Amenity Filled Waterfront Community!Welcome to easy living in this spacious home nestled in a vibrant waterfront community packed with resort-style amenities. This thoughtfully designed home features a desirable split-bedroom floorplan, offering maximum privacy with the primary suite located separately from the additional bedrooms.The spacious primary

    Alicia Angstadt Angstadt Real Estate Group, LLC

    Section Image
  • 399 S Independence Dr, Montross, VA 22520

    $299,900

    • 3 Beds
    • 2.5 Baths
    • 1,496 Sq Ft
    • 399 S Independence Dr
    • Montross, VA

    Huge $25k PRICE IMPROVEMENT! Absolutely adorable NEW CONSTRUCTION 2-story home in lovely Stratford Harbour. This home is 100% complete - no waiting! Step inside from the concrete front porch and the first thing you'll notice are the charming arched entryways separating each living space. Several closets and storage spots make this floor plan practical and livable, including the separate laundry

    Jessica Cornejo Samson Properties

    Section Image

Source: Bright MLS

MLS Number: VAWE2008544

Bright MLS

APN: 22A-A-76