Bunny French
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 443-5922
9 Total Sales
1 in Lake Monticello
$393,000 Price
198 Jefferson Dr Palmyra, VA 22963
Lake Monticello Area
4
Beds
3.5
Baths
3,475
Sq Ft
0.48
Acre Lot
Highlights
- Boat Ramp
- On Golf Course
- Private Beach
- Beach
- Golf Club
- Bar or Lounge
About This Home
As of June 2026Back on the market due to buyers timeline. Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining.
The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classic dormer that brings in extra light and makes a perfect reading nook.
The fully finished walk-out basement adds even more with a recreation room, full bath and potential 5th bedroom space perfect for guests, hobbies or movie nights.
Residents enjoy beach access, sports courts, a boat ramp, community center, swimming pools and more in this amenity rich neighborhood that truly feels like resort living.
Don't miss your chance to own this rare blend of privacy, space and community perks, listed at an unbeatable price. Schedule your tour today and experience the Lake Monticello lifestyle for yourself!
Last Agent to Sell the Property
(540) 308-5199 quanticorealtygroup@gmail.com Blue and Gray Realty, LLC Brokerage Phone: 5403085199 Listed on: 12/12/2025
Last Buyer's Agent
(804) 571-2900 stephanie.a@hogangrp.com The Hogan Group Real Estate
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,813
Year Built
- Built in 2005
Lot Details
- 20,778 Sq Ft Lot
- Private Beach
- On Golf Course
- Private Lot
- Wooded Lot
- Property is in excellent condition
- Property is zoned R-4
HOA Fees
- $122 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 4 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
Property Views
- Golf Course
- Woods
Home Design
- Cape Cod Architecture
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Cathedral Ceiling
- Recessed Lighting
- Gas Fireplace
- Low Emissivity Windows
- Vinyl Clad Windows
- Insulated Windows
- Plantation Shutters
- Double Hung Windows
- Window Screens
- French Doors
- Family Room Off Kitchen
- Living Room
- Recreation Room
- Sun or Florida Room
- Home Security System
Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Interior and Exterior Basement Entry
- Basement Windows
Outdoor Features
- Deck
- Patio
Schools
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
- Electric Water Heater
Listing and Financial Details
- Tax Lot 53
- Assessor Parcel Number 18A 4 53
Community Details
Overview
- $800 Capital Contribution Fee
- Association fees include insurance, management, reserve funds, road maintenance, snow removal, trash, pier/dock maintenance
- Lake Monticello Owners' Association
- Built by CRF CONSTRUCTION
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Meeting Room
- Bar or Lounge
Recreation
- Boat Ramp
- Beach
- Golf Club
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Community Pool
- Jogging Path
Security
- Security Service
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 12, 2025
Closed on
Jun 16, 2026
Sold by
Aziukovskii and Aziukovskii Sara
Bought by
Seller's Agent
Pamella Haselton
Blue and Gray Realty, LLC
Buyer's Agent
STEPHANIE ALIBAKHSHI
The Hogan Group Real Estate
List Price
$520,000
Sold Price
$503,000
Premium/Discount to List
-$17,000
-3.27%
Views
145
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.77%
Original Mortgage
$486,212
Outstanding Balance
$486,212
Interest Rate
6.37%
Mortgage Type
FHA
Estimated Equity
$23,037
Purchase Details
Listed on
Sep 25, 2024
Closed on
Jan 2, 2025
Sold by
Rosenberg Douglas R and Sallas Dawn Alicia
Bought by
Sara Aziukovskii and Sara Stanislav Aziukovskii
Seller's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$535,000
Sold Price
$499,900
Premium/Discount to List
-$35,100
-6.56%
Views
144
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.44%
Original Mortgage
$499,900
Interest Rate
6.69%
Mortgage Type
VA
Purchase Details
Listed on
May 26, 2022
Closed on
Jun 28, 2022
Sold by
Lang Kristen and Hoberg John J
Bought by
Rosenberg Douglas
Seller's Agent
Jessica Saadut
MONTAGUE, MILLER & CO. - WESTFIELD
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$475,000
Sold Price
$467,000
Premium/Discount to List
-$8,000
-1.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.73%
Original Mortgage
$420,300
Interest Rate
5.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 17, 2019
Sold by
Mcnaul Michael R and Mcnaul Angela
Bought by
Hoberg John J and Hoberg Kristen L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,000
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 18, 2008
Sold by
Maglalang Dmitri D and Maglalang Dimitri D
Bought by
Mcnaul Michael R and Mcnaul Angela
Purchase Details
Closed on
Aug 26, 2005
Sold by
Co C R F Construction Inc
Bought by
Maglalang Dimitri D and Maglalang Michaela E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$358,675
Interest Rate
5.79%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Bunny French
-
Jessica Russo
Jessica Russo
NEST REALTY GROUP
(434) 443-8515
174 Total Sales
7 in Lake Monticello
$309K - $360K Price Range
-
Donna Waugh-Robinson
Donna Waugh-Robinson
CORCORAN WILEY-ORANGE
(540) 732-7742
140 Total Sales
4 in Lake Monticello
$49K - $422K Price Range
-
Ernie Chamberlain
Ernie Chamberlain
Responds QuicklyHometown Realty
(804) 676-6939
534 Total Sales
1 in Lake Monticello
$655,000 Price
-
Aaron Howell
Aaron Howell
STORY HOUSE REAL ESTATE
(434) 216-2352
85 Total Sales
9 in Lake Monticello
$273K - $510K Price Range
-
CECI VAUGHAN
CECI VAUGHAN
JAMIE WHITE REAL ESTATE
(434) 443-7931
22 Total Sales
2 in Lake Monticello
$331,500 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $503,000 | First American Title | |
| Deed | $499,900 | Old Republic National Title | |
| Deed | $467,000 | Fidelity National Title | |
| Deed | $330,000 | Old Republic Title | |
| Warranty Deed | $310,000 | None Available | |
| Warranty Deed | $398,528 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $486,212 | FHA | |
| Previous Owner | $499,900 | VA | |
| Previous Owner | $420,300 | New Conventional | |
| Previous Owner | $292,750 | New Conventional | |
| Previous Owner | $297,000 | New Conventional | |
| Previous Owner | $242,791 | New Conventional | |
| Previous Owner | $358,675 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/16/2026 06/16/26 | Sold | $503,000 | +0.8% | $145 / Sq Ft | |
| 12/23/2025 12/23/25 | Price Changed | $499,000 | -4.0% | $144 / Sq Ft | |
| 12/12/2025 12/12/25 | For Sale | $520,000 | +4.0% | $150 / Sq Ft | |
| 01/15/2025 01/15/25 | Sold | $499,900 | 0.0% | $143 / Sq Ft | View Prior Sale |
| 12/12/2024 12/12/24 | Pending | -- | -- | -- | |
| 12/03/2024 12/03/24 | Price Changed | $499,900 | -3.8% | $143 / Sq Ft | |
| 10/21/2024 10/21/24 | Price Changed | $519,900 | -2.8% | $149 / Sq Ft | |
| 09/25/2024 09/25/24 | For Sale | $535,000 | +14.6% | $153 / Sq Ft | |
| 07/07/2022 07/07/22 | Sold | $467,000 | +1.7% | $133 / Sq Ft | View Prior Sale |
| 06/09/2022 06/09/22 | Pending | -- | -- | -- | |
| 06/06/2022 06/06/22 | Price Changed | $459,000 | -3.4% | $131 / Sq Ft | |
| 05/26/2022 05/26/22 | For Sale | $475,000 | -- | $136 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,723 | $493,100 | $55,000 | $438,100 |
| 2025 | $3,698 | $493,100 | $55,000 | $438,100 |
| 2024 | $38 | $453,900 | $55,000 | $398,900 |
| 2023 | $3,831 | $453,900 | $55,000 | $398,900 |
| 2022 | $3,069 | $352,800 | $50,000 | $302,800 |
| 2021 | $3,069 | $352,800 | $50,000 | $302,800 |
| 2020 | $3,250 | $351,400 | $50,000 | $301,400 |
| 2019 | $3,250 | $351,400 | $50,000 | $301,400 |
| 2018 | $3,303 | $364,200 | $50,000 | $314,200 |
| 2017 | $3,303 | $364,200 | $50,000 | $314,200 |
| 2016 | $2,886 | $314,700 | $35,000 | $279,700 |
| 2015 | $2,697 | $314,700 | $35,000 | $279,700 |
| 2014 | $2,697 | $306,500 | $35,000 | $271,500 |
Source: Public Records
Agents Affiliated with this Home
-
Pamella Haselton
Seller's Agent in 2026
Pamella Haselton
Blue and Gray Realty, LLC
(703) 298-8278
62 Total Sales
-
STEPHANIE ALIBAKHSHI
SA
Buyer's Agent in 2026
STEPHANIE ALIBAKHSHI
The Hogan Group Real Estate
(703) 401-6793
32 Total Sales
-
Maggie Gunnels Fornecker
Seller's Agent in 2025
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
(434) 361-4987
301 Total Sales
-
TG
Seller's Agent in 2025
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
-
NN
Buyer's Agent in 2025
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
-
Jessica Saadut
Seller's Agent in 2022
Jessica Saadut
MONTAGUE, MILLER & CO. - WESTFIELD
(434) 981-9968
117 Total Sales
Map
Source: Bright MLS
MLS Number: VAFN2000530
APN: 18A-4-53
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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