
198 Lake Ray Rd Hawthorne, FL 32640
Estimated payment $3,725/month
Highlights
- Hot Property
- RV Access or Parking
- Waterfront
- Docks
- Lake View
- No HOA
About This Home
Experience ''Lake Life'' on stunning Cowpen Lake—a crystal-clear, 600+ acre, fully recreational paradise (quirky name, no cow pens here!). This move-in-ready 4-bed, 2.5-bath, two-story home offers peaceful, quiet surroundings, friendly neighbors, and minimal traffic. Enjoy breathtaking sunsets from the living room couch, back porch, beach lounger, or dock bench. The spacious back porch is perfect for reading and listening to the rain. Inside, the large open-concept kitchen flows into the dining and living areas—ideal for entertaining—while abundant natural light pours through the living room's picture window, multiple sliders, and skylights in both full baths. Features include Hardi Board siding, metal roof, maple cabinets, stainless double oven, and a detached oversized 3-car garage for all your toys. Landscaped with live oaks, sago palms, and a cement driveway, this home is ready for your lakefront adventures.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,861
Year Built
- Built in 1985
Lot Details
- 0.77 Acre Lot
- Waterfront
- Dirt Road
Parking
- 3 Car Detached Garage
- Garage Door Opener
- RV Access or Parking
Home Design
- Metal Roof
Interior Spaces
- 2,193 Sq Ft Home
- 2-Story Property
- Screened Porch
- Lake Views
Kitchen
- Double Oven
- Electric Range
- Microwave
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- Docks
Utilities
- Central Heating and Cooling System
- Private Water Source
- Well
- Private Sewer
Community Details
- No Home Owners Association
- Government Subdivision
Listing and Financial Details
- Assessor Parcel Number 271023000003520030
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $6,861 | $458,160 | $74,910 | $383,250 |
2023 | $6,472 | $444,800 | $74,910 | $369,890 |
2022 | $5,451 | $349,600 | $32,770 | $316,830 |
2021 | $4,892 | $281,290 | $0 | $0 |
2020 | $3,357 | $187,100 | $0 | $0 |
2019 | $3,114 | $165,720 | $156,210 | $9,510 |
2018 | $2,987 | $155,290 | $151,600 | $3,690 |
2017 | $2,883 | $144,820 | $141,130 | $3,690 |
2016 | $2,885 | $134,690 | $0 | $0 |
2015 | $2,224 | $135,299 | $0 | $0 |
2014 | $2,253 | $134,225 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/13/2025 08/13/25 | For Sale | $597,000 | +94.1% | $272 / Sq Ft |
12/17/2023 12/17/23 | Off Market | $307,500 | -- | -- |
12/06/2021 12/06/21 | Off Market | $115,000 | -- | -- |
12/30/2020 12/30/20 | Sold | $307,500 | -3.9% | $140 / Sq Ft |
11/13/2020 11/13/20 | Pending | -- | -- | -- |
10/26/2020 10/26/20 | For Sale | $319,900 | +178.2% | $146 / Sq Ft |
08/29/2017 08/29/17 | Sold | $115,000 | -34.2% | $52 / Sq Ft |
07/13/2017 07/13/17 | Pending | -- | -- | -- |
05/18/2017 05/18/17 | For Sale | $174,900 | -- | $80 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Quit Claim Deed | $100 | None Listed On Document | |
Quit Claim Deed | $100 | None Listed On Document | |
Warranty Deed | $307,500 | Attorney | |
Special Warranty Deed | $117,000 | Gullett Title Of Interlachen | |
Trustee Deed | $90,200 | None Available |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $78,429 | Credit Line Revolving | |
Previous Owner | $276,750 | New Conventional | |
Previous Owner | $186,607 | Credit Line Revolving | |
Previous Owner | $105,200 | Unknown | |
Previous Owner | $87,300 | Credit Line Revolving |
About the Listing Agent

Steven is known for the relationships he builds with his long-term clients. This is not just about Buying or Selling homes for him. This is about the relationships he grows during the process, besides buying and selling he specializes in Investing and flipping homes. He is also certified as a Real Estate Planner specializing in Probate, Trust, 1031 exchanges, DST's and Senior Relocation Services. Being in real estate for over a decade, Steven has become one of the top-producing agents in NE
Steven's Other Listings
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2103674

APN: 27-10-23-0000-0352-0030
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