$760,000
SOLD OCT 16, 2023

198 Miltons Ln Louisa, VA 23093

3 Beds
2 Baths
1,170 Sq Ft
0.92 Acres

Recently Sold

$650 Per Sq Ft

10% Below List Price

54 Days on Market

Highlights

  • 86 Feet of Waterfront
  • Seaplane Permitted
  • 1 Dock Slip
  • Louisa County Middle School Rated A-
  • Boat Ramp
  • Parking available for a boat

About This Home

As of October 2023

Beautiful waterfront retreat tucked on the shoreline of gorgeous Lake Anna. 3 Bed/2 Bath charming chalet nestled on almost 1 acre in a cul de sac on the public side with 86 ft of shoreline, a private dock/slip with water and electric, detached garage for a car or boat and all your water toys and RV/EV electrical hookup! This lake home is currently in a rental program or can be a perfect home with main floor living, open floor plan, updated bathrooms, stainless steel appliances, deck for water views and retractable awning and a few steps away to your fire pit and sunsets! A short drive by boat to the sandbar. Minutes to Tims by land and lake and close to grocery and restaurants. This stunning home is turn key and won't last long!

Last Agent to Sell the Property

Jacey Netzer

KW Realty Lakeside License #0225227157 Listed on: 07/07/2023

KW Realty Lakeside

Last Buyer's Agent

Ashley Madison

Madison & Co Properties LLC License #0225269565

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,706

Year Built

  • Built in 1986 | Remodeled in 2014

Lot Details

  • 0.92 Acre Lot
  • 86 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • Level Lot
  • Property is zoned R2

HOA Fees

  • $10 Monthly HOA Fees

Home Design

  • Chalet
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,170 Sq Ft Home
  • Property has 1.5 Levels
  • Open Floorplan
  • Ceiling Fan
  • Awning
  • Family Room
  • Lake Views

Kitchen

  • Stove
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces
  • Gravel Driveway
  • Parking available for a boat

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • Powered Boats Permitted
  • Lake Privileges
  • Shed
  • Porch

Schools

  • Louisa County High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 12
  • Assessor Parcel Number 15A 1 12

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Scott Mccoy HOA
  • Scott Subdivision
  • Community Lake

Recreation

  • Boat Ramp
  • Pier or Dock
  • Mooring Area
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,706

Year Built

Built in 1986 | Remodeled in 2014

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2023-07-08
  • Year Built: 1986
  • Year Renovated: 2014
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Refrigerator, Icemaker, Stove
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Ceiling Fan(s), Floor Plan - Open, Wood Floors
  • Foundation Details: Slab
  • Levels Count: 1.5
  • Room List: Kitchen, Family Room, Laundry
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1170
  • Living Area Sq Ft: 1170
  • Price Per Sq Ft: 705.13
  • Above Grade Finished Sq Ft: 1170
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 198

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Awning(s), Boat Storage
  • View: Water, Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 86

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Water Source: Well, Filter, Private

Condo/Co-op/Association

  • HOA Fees: 125.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Lake, Mooring Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: SCOTT MCCOY HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • High School: LOUISA COUNTY
  • School District Key: 121139403138
  • School District Source: Listing Agent
  • High School: LOUISA COUNTY

Lot Info

  • Land Use Code: 2
  • Lot Features: Level, Landscaping
  • Lot Size Acres: 0.92
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40075.00
  • Outdoor Living Structures: Porch(es)
  • Year Assessed: 2021
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 2706.00
  • Assessor Parcel Number: 15A 1 12
  • Tax Lot: 12
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 10/16/2023

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2023
Closed on
Sep 25, 2023
Sold by
Pena Jacob
Bought by
Ho Hoang Huy and Sun Jeong Hye
Seller's Agent
Jacey Netzer
KW Realty Lakeside
Buyer's Agent
Ashley Madison
Madison & Co Properties LLC
List Price
$849,000
Sold Price
$760,000
Premium/Discount to List
-$89,000
-10.48%
Views
118

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.15%
Original Mortgage
$684,000
Outstanding Balance
$671,318
Interest Rate
7.18%
Mortgage Type
New Conventional
Estimated Equity
$165,207

Purchase Details

Closed on
May 24, 2022
Sold by
Patrick Bagg James and Lynn Michelle
Bought by
Pena Jacob

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$607,500
Interest Rate
5.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 11, 2019
Sold by
Wagner Chad A and Chad A Wagner Revocable Trust
Bought by
Bagg James Patrick and Bagg Michelle Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,500
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 9, 2010
Sold by
Wagner Chad A and Wagner Kimberly S
Bought by
Wagner Chad A and Wagner Kimberly S

Purchase Details

Closed on
Aug 18, 2009
Sold by
Wilson John E and Wilson Stacey S
Bought by
Wagner Chad A and Wagner Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
5.19%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $760,000 Chicago Title
Deed $675,000 Clear Title & Escrow Settlemen
Warranty Deed $475,000 Terrys Title
Interfamily Deed Transfer -- None Available
Deed $350,000 First American Title Insuran
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $684,000 New Conventional
Previous Owner $607,500 New Conventional
Previous Owner $430,936 New Conventional
Previous Owner $427,500 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $234,800 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/26/2025 05/26/25 For Sale $845,000 +11.2% $722 / Sq Ft
10/16/2023 10/16/23 Sold $760,000 -7.9% $650 / Sq Ft
07/28/2023 07/28/23 Price Changed $825,000 -2.8% $705 / Sq Ft
07/07/2023 07/07/23 For Sale $849,000 -- $726 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,306 $598,100 $231,000 $367,100
2023 $3,923 $573,600 $218,000 $355,600
2022 $3,260 $452,800 $200,000 $252,800
2021 $2,706 $375,800 $182,000 $193,800
2020 $2,472 $343,400 $182,000 $161,400
2019 $2,363 $328,200 $182,000 $146,200
2018 $2,233 $310,100 $176,000 $134,100
2017 $2,240 $310,200 $176,000 $134,200
2016 $2,240 $311,100 $180,000 $131,100
2015 $2,236 $310,500 $180,000 $130,500
2013 -- $308,800 $188,000 $120,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALA2004000

Bright MLS

APN: 15A-1-12