K
Seller's Agent in 2025
Kathleen Moriarty
RE/MAX
(413) 244-5828
5 in this area
25 Total Sales
199 Cady St Ludlow, MA 01056
3
Beds
2
Baths
1,260
Sq Ft
0.25
Acres
Highlights
- Golf Course Community
- Open Floorplan
- Wood Flooring
- East Street Elementary School Rated A-
- Cape Cod Architecture
- No HOA
About This Home
As of November 2025Welcome Home to 199 Cady St, a well-maintained Cape-style home located on a .25 acre lot in a peaceful Ludlow neighborhood. This inviting home features 3 spacious bedrooms and 2 full bathrooms, including a beautifully updated main bath. Inside, you'll find warm, sun-filled living spaces with an open floor plan that provides plenty of room to relax or entertain. Step outside to enjoy the fully fenced-in backyard, a perfect space for gatherings, pets, or play. Roast marshmallows around the fire pit and enjoy the privacy and comfort of your own outdoor retreat. Don't miss your chance to own this charming, move-in ready home! Schedule your private showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,652
Year Built
- Built in 1950 | Remodeled
Lot Details
- 0.25 Acre Lot
- Fenced Yard
- Level Lot
- Cleared Lot
- Property is zoned RA
Home Design
- Cape Cod Architecture
- Frame Construction
- Blown-In Insulation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,260 Sq Ft Home
- Open Floorplan
- Sheet Rock Walls or Ceilings
- Ceiling Fan
- Decorative Lighting
- Light Fixtures
- Insulated Windows
- Sliding Doors
- Washer and Electric Dryer Hookup
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Laminate
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- 2 Full Bathrooms
- Bathtub
- Separate Shower
- Linen Closet In Bathroom
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Block Basement Construction
Parking
- 4 Car Parking Spaces
- Driveway
- Paved Parking
- Open Parking
Outdoor Features
- Bulkhead
- Patio
- Outdoor Storage
- Rain Gutters
Location
- Property is near schools
Utilities
- Window Unit Cooling System
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- 110 Volts
- Electric Water Heater
- Private Sewer
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 2550339
Community Details
Recreation
- Golf Course Community
- Park
Additional Features
- No Home Owners Association
- Shops
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 29, 2016
Sold by
Dubour Gerald E and Dubour Lynn D
Bought by
Lepage Zachary R and Natario Natalie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,645
Outstanding Balance
$105,520
Interest Rate
4.4%
Mortgage Type
FHA
Estimated Equity
$183,630
Purchase Details
Listed on
Mar 6, 2013
Closed on
May 31, 2013
Sold by
Taylor Melody M
Bought by
Dubour Gerald E and Dubour Lynn D
Seller's Agent
Dianne Lemay
HomeSmart Professionals Real Estate
Buyer's Agent
Teresa Skora
Ideal Real Estate Services, Inc.
List Price
$148,900
Sold Price
$135,000
Premium/Discount to List
-$13,900
-9.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.26%
Purchase Details
Closed on
May 15, 2006
Sold by
Taylor Dennis S and Taylor Melody M
Bought by
Taylor Dennis S and Taylor Melody M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,000
Interest Rate
6.4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 19, 1997
Sold by
Gavoni Grace M
Bought by
Taylor Dennis F and Taylor Melody M
Purchase Details
Closed on
May 4, 1987
Sold by
Kirnic Elaine Kathy
Bought by
Gavoni Grace Michale
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $130,000 | -- | |
| Warranty Deed | $130,000 | -- | |
| Warranty Deed | $135,000 | -- | |
| Warranty Deed | $135,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $99,900 | -- | |
| Deed | $99,900 | -- | |
| Deed | $43,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $127,645 | FHA | |
| Closed | $127,645 | FHA | |
| Previous Owner | $134,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $315,000 | +9.0% | $250 / Sq Ft | |
| 09/20/2025 09/20/25 | Pending | -- | -- | -- | |
| 09/17/2025 09/17/25 | For Sale | $289,000 | +114.1% | $229 / Sq Ft | |
| 05/31/2013 05/31/13 | Sold | $135,000 | -2.5% | $107 / Sq Ft | View Prior Sale |
| 05/08/2013 05/08/13 | Pending | -- | -- | -- | |
| 04/25/2013 04/25/13 | Price Changed | $138,500 | -3.8% | $110 / Sq Ft | |
| 04/10/2013 04/10/13 | Price Changed | $143,900 | -3.4% | $114 / Sq Ft | |
| 03/06/2013 03/06/13 | For Sale | $148,900 | -- | $118 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,652 | $210,500 | $74,800 | $135,700 |
| 2024 | $3,556 | $196,600 | $74,700 | $121,900 |
| 2023 | $3,325 | $170,400 | $65,600 | $104,800 |
| 2022 | $3,186 | $159,400 | $65,600 | $93,800 |
| 2021 | $3,210 | $152,300 | $65,600 | $86,700 |
| 2020 | $3,077 | $149,200 | $64,600 | $84,600 |
| 2019 | $2,872 | $144,900 | $64,000 | $80,900 |
| 2018 | $2,817 | $148,200 | $64,000 | $84,200 |
| 2017 | $2,746 | $148,200 | $62,100 | $86,100 |
| 2016 | $2,605 | $143,700 | $60,800 | $82,900 |
| 2015 | $2,447 | $141,500 | $60,200 | $81,300 |
Source: Public Records
Agents Affiliated with this Home
-
Kathleen Moriarty
-
Neilsen Team - Livian
N
Buyer's Agent in 2025
Neilsen Team - Livian
(413) 342-4156
25 in this area
480 Total Sales
-
Dianne Lemay
Seller's Agent in 2013
Dianne Lemay
HomeSmart Professionals Real Estate
(413) 636-9048
3 Total Sales
-
Teresa Skora
Buyer's Agent in 2013
Teresa Skora
Ideal Real Estate Services, Inc.
(413) 204-5667
2 in this area
55 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73431857
APN: LUDL-103200-000000-C000069
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