NOT LISTED FOR SALE
3 Beds
2.5 Baths
1,925 Sq Ft
4,792 Sq Ft Lot

Sale Details

Date Sold: February 20, 2026

Last sale price $650,000 $338 Per Sq Ft

Highlights

  • Golf Course Community
  • Fitness Center
  • Clubhouse
  • Private Beach
  • Gated Community
  • Contemporary Architecture

About This Home

As of February 2026

Experience low-maintenance living in this stunning 2-year-old townhome, nestled within the sought-after Bay Creek community! The main level features a spacious owner’s suite and an open-concept living area, greatt for entertaining. Upstairs, enjoy a versatile loft, two additional bedrooms, and a full bathroom. Plus, a 382 sq-ft bonus area can easily be converted into a second owner’s suite or flex space. Currently a vacation rental and offered fully furnished, this home is a turnkey investment. Explore the resort-style amenities of Bay Creek, including golf courses, tennis courts, and a private beach! Schedule a showing today to see all this home and community have to offer! Owner is a licensed Real Estate Agent.

Last Agent to Sell the Property

Natalie Smith

Bay Creek Realty LLC Listed on: 11/03/2025

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Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 2022

Lot Details

  • Private Beach
  • Back Yard Fenced

HOA Fees

  • $289 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Property Attached
  • Concrete Roof

Interior Spaces

  • 1,925 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Kiptopeke Elementary School
  • Northampton High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

Overview

  • Cape Charles Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Fitness Center

Additional Features

  • Clubhouse
  • Gated Community

Property Details

Home Type

Multi-Family

Year Built

Built in 2022

Lot Details

4,792 Sq Ft Lot

HOA Fees

$289 per month

Listing Details

  • HOA YN: Yes
  • Property Type: Residential
  • Property Sub Type: Attached
  • Property Type - Cross Property: Attached Residential
  • Style: Contemp
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: N/A
  • Master Model: No
  • LP/ Sq Ft: 340.26
  • Neighborhood Name: THE FAIRWAYS
  • Estimated Year Built: 2022
  • H O A Assoc Legal Name: BCDCA
  • Address Street Name Website: Old Course
  • Address Website: 199 Old Course LOOP
  • Fees H O A P O A Monthly: 289
  • Fence: Yes
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 1
  • Year Built: 2022

Interior Features

  • Fireplaces Number: 1
  • Flooring Type: Ceramic, Wood
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • First Floor Bedroom/Full Bathrooms: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Stories Number: 1.0000
  • Estimated Sq Ft: 1925

Exterior Features

  • Exterior Siding: Fiber Cement
  • Fence Description: Back Fenced
  • Foundation Type: Other
  • Pool: No Pool
  • Roof: Concrete
  • Waterfront Description: Not Waterfront

Garage/Parking

  • Parking: Garage Att 2 Car

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Electric
  • Water Type: City/County
  • Cooling: Central Air
  • Heating: Heat Pump

Condo/Co-op/Association

  • Amenities COA/POA: Clubhouse, Exercise Rm, Gated Community, Golf, Priv Beach, Tennis Cts
  • Association Fee Frequency: Monthly

Lot Info

  • Waterfront YN: No

Building Info

  • New Construction YN: No

MLS Schools

  • Elementary School: Kiptopeke Elementary
  • School High School: Northampton
  • Middle School: Other Middle School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2025
Closed on
Feb 9, 2026
Sold by
Bought by
Seller's Agent
Natalie Smith
Bay Creek Realty LLC
List Price
$655,000
Sold Price
$650,000
Premium/Discount to List
-$5,000
-0.76%
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$520,000
Outstanding Balance
$517,976
Interest Rate
6.16%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 19, 2022
Closed on
Jul 12, 2023
Sold by
Bought by
Seller's Agent
Geoffrey Wright
BAY CREEK REALTY
Buyer's Agent
Shanna Colls
BAY CREEK REALTY
List Price
$519,900
Sold Price
$534,799
Premium/Discount to List
$14,899
2.87%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.89%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$650,000 None Listed On Document
$534,799 Fidelity National Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $520,000
Previous Owner $332,991
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/20/2026 02/20/26 Sold $650,000 -0.8% $338 / Sq Ft
11/03/2025 11/03/25 Pending -- -- --
11/03/2025 11/03/25 For Sale $655,000 +22.5% $340 / Sq Ft
07/28/2023 07/28/23 Sold $534,799 +2.9% $278 / Sq Ft View Prior Sale
05/19/2022 05/19/22 Pending -- -- --
03/19/2022 03/19/22 For Sale $519,900 -- $270 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,807 $398,100 $64,400 $333,700
2024 $2,727 $398,100 $64,400 $333,700
2023 $395 $52,000 $52,000 $0
2022 $395 $52,000 $52,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10608620

Real Estate Information Network (REIN)

APN: 90-31-33B

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