$460,000
SOLD SEP 16, 2025

19950 Cowie Ln Westfield, IN 46074

3 Beds
2 Baths
2,024 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$227 Per Sq Ft

2% Below List Price

32 Days on Market

Highlights

  • Ranch Style House
  • Formal Dining Room
  • 2 Car Attached Garage
  • Monon Trail Elementary School Rated A-
  • Plantation Shutters
  • Tray Ceiling

About This Home

As of September 2025

Welcome to Lennar Homes' most popular ranch home plan, the Shafer, located in the highly desired Westfield community of Osborne Trails, a 55+ Active Adult community. The great room serves as a welcoming focal point, enhanced by the warmth of a fireplace and the sophisticated touch of crown molding, creating an inviting atmosphere for relaxation and gatherings. Culinary dreams come to life in the kitchen amidst shaker cabinets, a tile backsplash, and a wall chimney range hood. The expansive kitchen island with a bar top provides ample space for food preparation and casual dining, complemented by the convenience of two ovens and a gas range. The primary bedroom offers a private retreat, distinguished by a tray ceiling, adding an architectural element of grace and spaciousness, and the bonus of a huge walk-in closet with built-in custom shelving. The en-suite bath offers a spa-like experience, featuring a walk-in shower and double vanity. The open floor plan allows for versatile living arrangements. A laundry room with built-in cabinets and a sink adds to the home's functionality. The property has 2,024 square feet of living area situated on a generous 9,583 square foot homesite. Landscape maintenance is included. The home also features tons of storage as the garage has a 4' bumpout in two directions. This home is a wonderful haven, offering a blend of modern convenience and stylish design. Plantation blinds throughout. The rear exterior of the home boasts a large covered patio and an open patio with a remote-controlled awning. Osborne Trails includes 2 gorgeous amenity centers with deluxe gyms, including state-of-the-art exercise equipment, saltwater pools, and activity centers. The community also features miles of walking/biking trails around beautiful lakes, woods, and green spaces. There are scheduled activities and classes for all kinds of tastes. This is "Active Adult" living at its finest!

Last Agent to Sell the Property

Richard Gillette

Highgarden Real Estate License #RB14039114 Listed on: 07/17/2025

Co-Listed By

Corey Gillette

Highgarden Real Estate License #RB16001811

Last Buyer's Agent

David Kelley

The Modglin Group License #RB18000118

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,289

Year Built

  • Built in 2023

HOA Fees

  • $285 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Slab Foundation
  • Cement Siding

Interior Spaces

  • 2,024 Sq Ft Home
  • Woodwork
  • Crown Molding
  • Tray Ceiling
  • Gas Log Fireplace
  • Plantation Shutters
  • Great Room with Fireplace
  • Formal Dining Room
  • Attic Access Panel

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Smart Locks
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Full Bathroom
  • Halls are 36 inches wide or more
  • Handicap Accessible
  • Accessibility Features
  • Accessible Doors
  • Accessible Entrance

Schools

  • Monon Trail Elementary School
  • Westfield Middle School
  • Westfield Intermediate School
  • Westfield High School

Utilities

  • Central Air
  • Electric Water Heater

Additional Features

  • 9,583 Sq Ft Lot
  • Suburban Location

Community Details

  • Association fees include home owners, clubhouse, insurance, irrigation, lawncare, ground maintenance, maintenance, pickleball court, management, snow removal, walking trails
  • Association Phone (317) 785-0787
  • Osborne Trails Subdivision
  • Property managed by AAM, LLC

Listing and Financial Details

  • Legal Lot and Block 454 / 6
  • Assessor Parcel Number 290522006032000015
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,289

Year Built

Built in 2023

Lot Details

0

HOA Fees

$285 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Builder Name: LENNAR HOMES
  • Property Type: Residential
  • New Construction: No
  • Accessibility Features: Hallway - 36 Inch Wide, Accessible Doors, Accessible Entrance, Accessible Full Bath
  • Tax Year: 2024
  • Year Built: 2023
  • Building Area Total: 2024
  • Co List Office Phone: 317-205-4320
  • Garage Y N: Yes
  • Lot Size Acres: 0.22
  • Subdivision Name: Osborne Trails
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Accessibility Features YN: Yes
  • Website: https://www.osbornetrails.org/
  • Special Features: 4098

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Disposal, Microwave, Oven, Gas Oven, Range Hood, Refrigerator, Washer
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Breakfast Bar, High Ceilings, Tray Ceiling(s), Kitchen Island, Handicap Accessible Interior, Pantry, Smart Thermostat, Walk-In Closet(s), Wood Work Painted
  • Living Area: 2024
  • Main Level Bedrooms: 3
  • Other Equipment: Smoke Alarm
  • Spa Y N: No
  • Areas Interior: Bedroom Other on Main,Laundry in Unit,Utility Room
  • Eating Area: Separate Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 2024
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 0
  • Rooms Basement: 0

Exterior Features

  • Construction Materials: Cement Siding
  • Direction Faces: East
  • Exterior Features: Smart Lock(s)
  • Foundation Details: Slab
  • List Price: 469900
  • Patio And Porch Features: Covered, Patio
  • Pool Private Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Keyless Entry
  • Garage Sq Ft: 554

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, High Efficiency (90%+ AFUE )
  • Laundry Features: Connections All, Main Level
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Barbecue, Cable TV, Clubhouse, Concierge, Fitness Center, Game Court Exterior, Jogging Path, Maintenance Grounds, Management, Meeting Room, Pickleball Court(s), Picnic Area, Pool, Snow Removal, Insurance, Maintenance, Trail(s)
  • Association Fee: 285
  • Association Fee Frequency: Monthly
  • Association Phone: 317-785-0787
  • Association YN: Yes
  • Management Company Name: AAM, LLC
  • H O A Disclosures: 55+ Community,Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Home Owners, Clubhouse, Insurance, Irrigation, Lawncare, Maintenance Grounds, Maintenance, Pickleball Court, Management, Snow Removal, Walking Trails

Schools

  • Middle Or Junior School: Westfield Middle School
  • MBR_IntermediateSchool: Westfield Intermediate School

Lot Info

  • Lot Features: Curbs, Sidewalks, Storm Sewer, Street Lights, Suburb
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 9583
  • Parcel Number: 290522006032000015
  • Acres: <1/4 Acre
  • Price Acre: 2090909

Green Features

  • Smart Home Features: CO2 Dectectors WiFi,Thermostat - Programmable,Thermostat - WiFi

Tax Info

  • Tax Annual Amount: 8288.52
  • Tax Block: 6
  • Tax Lot: 454
  • Semi Annual Property Tax Amt: 4144.26
  • Tax Exemption: None

MLS Schools

  • Elementary School: Monon Trail Elementary School
  • High School: Westfield High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2023
Closed on
Sep 13, 2023
Sold by
Lennar Homes Of Indiana Llc
Bought by
Neal Linda D and Neal Douglas A
Seller's Agent
Erin Hundley
Compass Indiana, LLC
Buyer's Agent
Non-BLC Member
MIBOR REALTOR® Association
List Price
$419,995
Sold Price
$419,995
Total Days on Market
32
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.16%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2025 09/16/25 Sold $460,000 -2.1% $227 / Sq Ft
08/18/2025 08/18/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $469,900 +11.9% $232 / Sq Ft
09/13/2023 09/13/23 Sold $419,995 0.0% $208 / Sq Ft
08/06/2023 08/06/23 Pending -- -- --
08/02/2023 08/02/23 For Sale $419,995 0.0% $208 / Sq Ft
07/23/2023 07/23/23 Pending -- -- --
07/18/2023 07/18/23 Price Changed $419,995 -1.2% $208 / Sq Ft
06/30/2023 06/30/23 For Sale $424,995 -- $211 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14 $369,500 $89,800 $279,700
2023 $49 $600 $600 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22043745

MIBOR Broker Listing Cooperative®

APN: 29-05-22-006-032.000-015