$430,000
SOLD AUG 27, 2025

19959 Cowie Ln Carmel, IN 46074

3 Beds
2 Baths
1,915 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$225 Per Sq Ft

5% Below List Price

40 Days on Market

Highlights

  • Ranch Style House
  • 2 Car Attached Garage
  • Tray Ceiling
  • Monon Trail Elementary School Rated A-
  • Eat-In Kitchen
  • Screened Patio

About This Home

As of August 2025

Spacious ranch in Westfield's first 55+ community in sought after Osborne Trails! Open floor plan with large great room with gorgeous luxury vinyl hardwoods, crown molding and cozy gas fireplace! Gourmet Chef's kitchen with white cabinets, quartz countertops, generously sized island with breakfast bar, recessed lighting, big pantry & top notch stainless appliances! Master suite with tray ceiling, step in shower, designer tilework, and walk in closet with double hangings to maximize your space! Pleasing paint colors & upgraded light fixtures throughout! Other extras included: custom blinds, reverse osmosis system and water softener! Recently added screen porch that overlooks private backyard! Looking for an active neighborhood? Well you have found it! Amenities include Pool, clubhouse, pickleball, fitness center, walking trails, ponds and many organized activities to choose from! Convenient to shopping, grocery stores, and minutes to the dining that downtown Westfield has to offer! This home is truly in mint condition and ready to move in and enjoy!

Last Agent to Sell the Property

Andy Deemer

F.C. Tucker Company License #RB14009015 Listed on: 06/27/2025

F.C. Tucker Company

Co-Listed By

Stephanie Deemer

F.C. Tucker Company License #RB16000582

Last Buyer's Agent

Amanda Oakley

Trueblood Real Estate License #RB15000378

Trueblood Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,844

Year Built

  • Built in 2023

Lot Details

  • 8,276 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $280 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Cement Siding

Interior Spaces

  • 1,915 Sq Ft Home
  • Woodwork
  • Crown Molding
  • Tray Ceiling
  • Recessed Lighting
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Combination Kitchen and Dining Room
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Home Security

  • Smart Locks
  • Fire and Smoke Detector

Outdoor Features

  • Screened Patio

Utilities

  • Central Air
  • Electric Water Heater

Community Details

  • Association fees include clubhouse, insurance, lawncare, maintenance, pickleball court, management, snow removal, walking trails
  • Association Phone (317) 785-0787
  • Osborne Trails Subdivision
  • Property managed by AAM, LLC

Listing and Financial Details

  • Tax Lot 474
  • Assessor Parcel Number 290522006050000015
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,844

Year Built

Built in 2023

Lot Details

0

HOA Fees

$280 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch, Traditional
  • Builder Name: Lennar
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2023
  • Building Area Total: 1915
  • Co List Office Phone: 317-259-6000
  • Garage Y N: Yes
  • Lot Size Acres: 0.19
  • Subdivision Name: Osborne Trails
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: NewHome

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Electric Water Heater, Disposal, Microwave, Oven, Gas Oven, Range Hood, Refrigerator, Water Softener Owned
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Masonry
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Breakfast Bar, Tray Ceiling(s), Kitchen Island, Hi-Speed Internet Availbl, Eat-in Kitchen, Smart Thermostat, Walk-In Closet(s), Wood Work Painted
  • Living Area: 1915
  • Main Level Bedrooms: 3
  • Other Equipment: Smoke Alarm
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 1915
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 0
  • Rooms Basement: 0

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Exterior Features: Smart Lock(s), Sprinkler System
  • Foundation Details: Slab
  • List Price: 437500
  • Patio And Porch Features: Covered, Screened

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Garage Door Opener,Keyless Entry
  • Garage Sq Ft: 568

Utilities

  • Utilities: Cable Available, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, High Efficiency (90%+ AFUE )
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Insurance, Maintenance, Management, Pickleball Court(s), Pool, Snow Removal, Trail(s)
  • Association Fee: 280
  • Association Fee Frequency: Monthly
  • Association Phone: 317-785-0787
  • Association YN: Yes
  • Management Company Name: AAM, LLC
  • H O A Disclosures: 55+ Community,Covenants & Restrictions

Fee Information

  • Association Fee Includes: Clubhouse, Entrance Common, Insurance, Lawncare, Maintenance, Pickleball Court, Management, Snow Removal, Walking Trails

Lot Info

  • Lot Features: Close to Clubhouse, Sidewalks, Storm Sewer, Street Lights
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 8276
  • Parcel Number: 290522006050000015
  • Acres: <1/4 Acre
  • Price Acre: 2263158

Green Features

  • Smart Home Features: CO2 Dectectors WiFi,Thermostat - Programmable,Thermostat - WiFi

Tax Info

  • Tax Annual Amount: 3844
  • Tax Lot: 474
  • Semi Annual Property Tax Amt: 1922
  • Tax Exemption: Homestead Tax Exemption

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Aug 27, 2025
Sold by
Torres Isaias and Torres Aida Luz
Bought by
Hunley Nancy R
Seller's Agent
Andy Deemer
F.C. Tucker Company
Buyer's Agent
Amanda Oakley
Trueblood Real Estate
List Price
$455,000
Sold Price
$430,000
Premium/Discount to List
-$25,000
-5.49%
Views
510

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
46.17%

Purchase Details

Listed on
May 26, 2023
Closed on
Aug 17, 2023
Sold by
Lennar Homes Of Indiana Llc
Bought by
Torres Isaias and Torres Aida Luz
Seller's Agent
Erin Hundley
Compass Indiana, LLC
Buyer's Agent
Patricia Mahoney
F.C. Tucker Company
List Price
$414,305
Sold Price
$384,000
Premium/Discount to List
-$30,305
-7.31%
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.70%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Sold $430,000 -1.7% $225 / Sq Ft
08/06/2025 08/06/25 Pending -- -- --
07/31/2025 07/31/25 Price Changed $437,500 -1.7% $228 / Sq Ft
07/11/2025 07/11/25 Price Changed $445,000 -1.1% $232 / Sq Ft
07/03/2025 07/03/25 Price Changed $450,000 -1.1% $235 / Sq Ft
06/27/2025 06/27/25 For Sale $455,000 +18.5% $238 / Sq Ft
08/14/2023 08/14/23 Sold $384,000 -1.3% $201 / Sq Ft
07/11/2023 07/11/23 Pending -- -- --
07/03/2023 07/03/23 Price Changed $389,000 -2.5% $203 / Sq Ft
06/20/2023 06/20/23 Price Changed $399,000 -3.5% $208 / Sq Ft
06/06/2023 06/06/23 Price Changed $413,305 -0.2% $216 / Sq Ft
05/26/2023 05/26/23 For Sale $414,305 -- $216 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5 $338,300 $90,400 $247,900
2023 $40 $600 $600 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22047567

MIBOR Broker Listing Cooperative®

APN: 29-05-22-006-050.000-015