Seller's Agent in 2025
Michael Thomas
Keller Williams Realty
(207) 710-8290
8 in this area
119 Total Sales
2 Wharf St Saco, ME 04072
Central Saco Neighborhood
2
Beds
2.5
Baths
1,740
Sq Ft
6,098
Sq Ft Lot
Highlights
- Water Views
- Post and Beam
- 1 Fireplace
- Saco Middle School Rated A-
- Wood Flooring
- Bonus Room
About This Home
As of November 2025This home is located at 2 Wharf St, Saco, ME 04072 and is currently priced at $390,000, approximately $224 per square foot. This property was built in 1981. 2 Wharf St is a home located in York County with nearby schools including C K Burns School, Saco Middle School, and Saint James School.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,048
Year Built
- Built in 1981
Lot Details
- 6,098 Sq Ft Lot
- Corner Lot
Home Design
- Post and Beam
- Ranch Style House
- Concrete Foundation
- Block Foundation
- Wood Frame Construction
- Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,740 Sq Ft Home
- 1 Fireplace
- Living Room
- Bonus Room
- Water Views
- Unfinished Basement
- Interior Basement Entry
Kitchen
- Gas Range
- Microwave
- Quartz Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- Shower Only
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- Driveway
- Paved Parking
Utilities
- No Cooling
- Heating System Uses Oil
- Baseboard Heating
- Hot Water Heating System
- Electric Water Heater
Additional Features
- Patio
- City Lot
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 198
- Assessor Parcel Number SACO-000031-000198
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 10, 2025
Closed on
Nov 3, 2025
Sold by
Mcgrath Jeffrey and Mcgrath Pauline
Bought by
Rust Jon
Seller's Agent
Michael Thomas
Keller Williams Realty
Buyer's Agent
Sylvia Rhodes
Fontaine Family-The Real Estate Leader
List Price
$425,000
Sold Price
$390,000
Premium/Discount to List
-$35,000
-8.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.86%
Original Mortgage
$370,500
Outstanding Balance
$369,802
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$38,235
Purchase Details
Closed on
Oct 21, 2019
Sold by
Mcgrath Jeffrey
Bought by
Mcgrath Jeffrey and Mcgrath Pauline
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
3.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 18, 2007
Sold by
Mcgrath Donna N and Mcgrath Jeffrey J
Bought by
Mcgrath Jeffrey J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,400
Interest Rate
6.7%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | -- | |
| Warranty Deed | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $370,500 | New Conventional | |
| Previous Owner | $145,000 | New Conventional | |
| Previous Owner | $158,400 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/10/2025 11/10/25 | For Sale | $425,000 | +9.0% | $244 / Sq Ft |
| 11/06/2025 11/06/25 | Sold | $390,000 | -- | $224 / Sq Ft |
| 09/23/2025 09/23/25 | Pending | -- | -- | -- |
Source: Maine Listings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,357 | $310,100 | $156,200 | $153,900 |
| 2023 | $4,574 | $310,100 | $156,200 | $153,900 |
| 2022 | $4,148 | $226,300 | $119,000 | $107,300 |
| 2021 | $4,042 | $214,100 | $111,500 | $102,600 |
| 2020 | $3,891 | $197,800 | $103,400 | $94,400 |
| 2019 | $3,833 | $197,800 | $103,400 | $94,400 |
| 2018 | $3,651 | $188,400 | $94,000 | $94,400 |
| 2017 | $3,630 | $187,300 | $94,000 | $93,300 |
| 2016 | $2,595 | $133,600 | $44,800 | $88,800 |
| 2015 | $2,537 | $132,000 | $44,300 | $87,700 |
| 2014 | $2,447 | $131,400 | $43,700 | $87,700 |
| 2013 | $2,441 | $131,400 | $43,700 | $87,700 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Thomas
-
Sylvia Rhodes
Buyer's Agent in 2025
Sylvia Rhodes
Fontaine Family-The Real Estate Leader
(615) 491-2001
3 in this area
47 Total Sales
Map
Source: Maine Listings
MLS Number: 1643132
APN: SACO-000031-000198
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
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