$489,900
$60K PRICE DROP

Estimated payment $3,045/month

Total Views 7,502
2 Beds
2.5 Baths
1,895 Sq Ft
$259 Price per Sq Ft

Highlights

  • Water Views
  • Post and Beam
  • 1 Fireplace
  • Saco Middle School Rated A-
  • Wood Flooring
  • Bonus Room

About This Home

Discover the perfect coastal escape at 2 Wharf Street in Saco — a beautifully updated home offering beautiful water views and unbeatable access to Maine's outdoors.

This charming property features a bright, modern interior with numerous recent updates. The layout is flexible, with a second bedroom that can easily be reconfigured to create a third bedroom, office, or guest space to suit your needs. Whether you're looking for a full-time home, vacation getaway, or a fantastic short-term rental investment, this property delivers.

Step outside and you're just steps away from a public dock and scenic riverside walk, perfect for morning strolls, kayaking, or simply taking in the beauty of the Saco River. Enjoy the peaceful water views from home and the convenience of being close to Saco's vibrant downtown, beaches, and all the attractions of the Southern Maine coastline.

Property Highlights:
✔ Gorgeous water views
✔ Numerous recent updates throughout
✔ Flexible floor plan with easy potential for a third bedroom
✔ Public dock and riverside walk just steps away
✔ Excellent potential for a short-term rental
✔ Close to beaches, shops, and local dining

Experience the best of Maine's coastal lifestyle with this move-in ready, updated home in a sought-after location.

Listing Agent

Troy Harriman

NextHome Experience Listed on: 06/26/2025

NextHome Experience

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,357

Year Built

  • Built in 1981

Lot Details

  • 6,098 Sq Ft Lot
  • Corner Lot
  • Property is zoned Downtown/Mix Use

Home Design

  • Post and Beam
  • Ranch Style House
  • Concrete Foundation
  • Block Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,895 Sq Ft Home
  • 1 Fireplace
  • Living Room
  • Bonus Room
  • Water Views
  • Unfinished Basement
  • Interior Basement Entry

Kitchen

  • Gas Range
  • Microwave
  • Quartz Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • Shower Only

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Driveway
  • Paved Parking

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Baseboard Heating
  • Hot Water Heating System
  • Electric Water Heater

Additional Features

  • Patio
  • City Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 198
  • Assessor Parcel Number SACO-000031-000198

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,357

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Road Surface Type: Paved
  • Water Body Name: Saco River
  • MLS Status: Active
  • Subdivision Name: no
  • Directions: GPS friendly, Just look for the orange Luke dog.
  • Above Grade Finished Sq Ft: 1895.0
  • Architectural Style: Ranch
  • Garage Yn: No
  • Structure Type: Post & Beam
  • Year Built: 1981
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: Unknown
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.14
  • Property Information:Total Baths: 3.0
  • Property Information:SqFt Finished Above Grade: 1895.0
  • Property Information:Garage: No
  • Site:Corner Lot: Yes
  • Water Info:Water Frontage2: No
  • Water Info:Water View2: Yes
  • Construction:Wood Frame: Yes
  • Roof:Shingle: Yes
  • Heat System:Baseboard: Yes
  • Heat System:Hot Water: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Microwave: Yes
  • Appliances Included:Washer: Yes
  • Heat Fuel:Oil: Yes
  • Cooling:None3: Yes
  • Floors:Tile2: Yes
  • Floors:Wood3: Yes
  • Electric:Circuit Breakers: Yes
  • Sewer:Public Sewer: Yes
  • Water:Public3: Yes
  • Driveway:Paved2: Yes
  • Basement Entry:Interior: Yes
  • Amenities:Primary Bedroom wBath: Yes
  • Exterior:Vinyl Siding: Yes
  • Water Heater:Electric2: Yes
  • Amenities:Shower: Yes
  • Basement:Unfinished: Yes
  • Foundation Materials:Poured Concrete: Yes
  • Amenities:Laundry - 2nd Floor: Yes
  • Living Room:Living Room: Yes
  • Style:Ranch: Yes
  • Foundation Materials:Block3: Yes
  • Bonus Room:Bonus Room: Yes
  • Amenities:Laundry - 1st Floor: Yes
  • Appliances Included:Gas Range: Yes
  • Kitchen Countertop:Quartz: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Property Information # Fireplaces: 1
  • Structure Type:Post Beam: Yes
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Washer, Refrigerator, Microwave, Gas Range, Dryer
  • Has Basement: Interior, Unfinished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Wood, Tile
  • Interior Amenities: 1st Floor Bedroom, Shower, Primary Bedroom w/Bath
  • Bedroom 2 Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Bedroom 1:Bedroom 1 Level: Second

Exterior Features

  • Lot Features: Corner Lot, Intown, Neighborhood
  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Frame
  • Foundation Details: Block, Concrete Perimeter
  • Patio And Porch Features: Patio
  • Roof: Shingle
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: 1 - 4 Spaces, Paved

Utilities

  • Laundry Features: Laundry - 1st Floor, Upper Level, Main Level
  • Cooling: None
  • Cooling Y N: No
  • Heating: Hot Water, Baseboard
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 6098.4
  • Parcel #: SACO-000031-000198
  • Zoning: Downtown/Mix Use

Tax Info

  • Tax Annual Amount: 4357.0
  • Tax Book Number: 18102
  • Tax Lot: 198
  • Tax Map Number: 31
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,357 $310,100 $156,200 $153,900
2023 $4,574 $310,100 $156,200 $153,900
2022 $4,148 $226,300 $119,000 $107,300
2021 $4,042 $214,100 $111,500 $102,600
2020 $3,891 $197,800 $103,400 $94,400
2019 $3,833 $197,800 $103,400 $94,400
2018 $3,651 $188,400 $94,000 $94,400
2017 $3,630 $187,300 $94,000 $93,300
2016 $2,595 $133,600 $44,800 $88,800
2015 $2,537 $132,000 $44,300 $87,700
2014 $2,447 $131,400 $43,700 $87,700
2013 $2,441 $131,400 $43,700 $87,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Price Changed $489,900 -6.7% $259 / Sq Ft
07/15/2025 07/15/25 Price Changed $525,000 -4.5% $277 / Sq Ft
06/26/2025 06/26/25 For Sale $550,000 -- $290 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 Credit Line Revolving
Closed $145,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $158,400 Purchase Money Mortgage
Previous Owner $35,000 Unknown
Source: Public Records

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Source: Maine Listings

MLS Number: 1628266

Maine Listings

APN: SACO-000031-000198