NOT LISTED FOR SALE

20 12th St NE Rochester, MN 55906

Lowertown Neighborhood

Estimated Value: $267,000 - $300,000

3 Beds
2 Baths
2,364 Sq Ft
$118/Sq Ft Est. Value

Sale Details

Date Sold: November 14, 2025

Last sale price $280,000 $118 Per Sq Ft

Current estimated payment $1,753 / mo

21 Days on Market

Highlights

  • No HOA
  • Stainless Steel Appliances
  • Dining Room
  • Jefferson Elementary School Rated A-
  • Forced Air Heating and Cooling System
  • 1-minute walk to Silver Lake Dam

About This Home

As of November 2025

You will love this character filled home overlooking Silver Lake in Rochester. This charming home features a beautifully updated chef's kitchen in an open floor plan. Big windows throughout this home make it sunny and bright easy to enjoy the lake from your living room or bedroom! The shaded back deck is perfect for grilling and enjoying the autumn colors. The large upstairs primary bedroom features a big picture window overlooking the lake, and great closet space. The lower level boasts a full bathroom with jetted tub, a family room, and a bonus room with potential to become a 4th bedroom. This huge heated oversized 3 car garage deserves it's own listing! Plenty of room for your cars, toys, or workshop! The central location near downtown makes it super easy to bike/walk to work or coffee shops and restaurants all around! For the fitness enthusiast, enjoy biking and walking trails right outside your front door! Come and see this beautiful home today! Professional photography coming Friday.

Last Agent to Sell the Property

Kathleen Dean

Pursuit Real Estate Group Listed on: 09/30/2025

Last Buyer's Agent

Kathleen Dean

Pursuit Real Estate Group Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,748

Year Built

  • Built in 1915

Lot Details

  • 6,229 Sq Ft Lot
  • Lot Dimensions are 50x124

Parking

  • 3 Car Garage
  • Heated Garage

Interior Spaces

  • 1.5-Story Property
  • Dining Room
  • Finished Basement

Kitchen

  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Schools

  • Jefferson Elementary School
  • Kellogg Middle School
  • Century High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Northern Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 743511016074

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,748

Year Built

Built in 1915

Lot Details

6,229 Sq Ft Lot

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1915
  • Above Grade Finished Sq Ft: 1664
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 2364
  • Fireplace: No
  • Below Grade Finished Sq Ft: 700
  • Basement YN: Yes
  • Dining Room Type: Dining Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Deck,Porch

Garage/Parking

  • Parking Features: Detached, Concrete, Heated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Rochester
  • Middle Or Junior School: Kellogg
  • SchoolDistrictPhone: 507-328-3000

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 50x124
  • Lot Size Sq Ft: 6229.08
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 743511016074
  • Tax Annual Amount: 2748
  • TaxWithAssessments: 2748.0000

MLS Schools

  • Elementary School: Jefferson
  • HighSchool: Century

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2025
Closed on
Nov 14, 2025
Sold by
Bought by
Seller's Agent
Kathleen Dean
Pursuit Real Estate Group
Buyer's Agent
Kathleen Dean
Pursuit Real Estate Group
List Price
$285,000
Sold Price
$280,000
Premium/Discount to List
-$5,000
-1.75%
Views
321
Current Estimated Value
$279,389

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$611
Avg. Annual Appreciation
-0.36%
Original Mortgage
$98,000
Outstanding Balance
$97,908
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$181,481

Purchase Details

Closed on
Mar 28, 2025
Sold by
Bought by

Purchase Details

Closed on
Oct 20, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 27, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,600
Interest Rate
3.5%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Nov 24, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,500
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 23, 2015
Sold by
Bought by

Purchase Details

Closed on
Jun 27, 2014
Sold by
Bought by

Purchase Details

Closed on
Mar 16, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,153
Interest Rate
4.96%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$280,000 Rochester Title & Escrow Compa
$500 Rochester Title
$245,000 --
$154,500 Rochester Title & Escrow Co
-- Hansen Title & Legal Svcs
-- Attorney
$128,600 None Available
$129,500 Burnet Title Rochester
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $98,000
Previous Owner $196,000
Previous Owner $123,600
Previous Owner $49,500
Previous Owner $127,153
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/14/2025 11/14/25 Sold $280,000 -1.8% $118 / Sq Ft
10/24/2025 10/24/25 Pending -- -- --
10/03/2025 10/03/25 For Sale $285,000 -- $121 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,032 $237,400 $35,000 $202,400
2023 $2,748 $232,300 $35,000 $197,300
2022 $2,408 $208,700 $35,000 $173,700
2021 $2,406 $175,100 $25,000 $150,100
2020 $2,108 $174,600 $25,000 $149,600
2019 $1,842 $165,900 $25,000 $140,900
2018 $1,384 $149,100 $25,000 $124,100
2017 $1,454 $114,200 $25,000 $89,200
2016 $1,838 $95,400 $13,200 $82,200
2015 $1,398 $123,200 $16,800 $106,400
2014 $1,338 $97,000 $13,200 $83,800
2012 -- $94,800 $13,151 $81,649
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2025

    Kathleen Dean

    Pursuit Real Estate Group

    (507) 358-4160

    3 in this area

    57 Total Sales

    Kathleen Dean
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Map

Source: NorthstarMLS

MLS Number: 6797120

NorthstarMLS

APN: 74.35.11.016074

Minnesota Olmsted County Rochester 55906 Lowertown

20 12th St NE, Rochester, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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