$635,000

20 Bay Point Rd Merritt, NC 28556

Estimated payment $3,470/month

Total Views 10,085
3 Beds
3.5 Baths
2,399 Sq Ft
$265 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Boat Dock
  • Boat Lift
  • Pamlico County Middle School Rated 9+
  • Boat Ramp
  • Waterfront

About This Home

WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs with a private balcony overlooking the water as well as a private sitting area for winding down in the evenings. The second floor master has two large closets in the master bath and plenty of space for linens and other storage needs. There are two more bedrooms upstairs, facing the front of the house, is the bunk bedroom with space enough for the bunk beds and a full size bed. The queen room faces the rear of the house and has a water view. With endless options for entertaining, this 2,399 sq ft home, has two ample sized living rooms, a flex space/dinning room and outdoor living space in the backyard, making it ideal. Low cost flood insurance is transferable, easy access to big water from the Bay River, leading to the Neuse, Pamlico Sound and ICW. The dock has a 16,000 lb boat lift, but needs to be repaired to make it fully functional. There is a private community boat ramp included for use of residents of Bay Shore Estates. The sale of this home is ''As Is.'' The HOA has approved a 30x40 detached metal garage. Shops, restaurants and groceries nearby in Oriental or Bayboro. New Bern is just a short 35 minute drive. This home is a must see, incredible views, peaceful neighborhood and turn key... Just bring your suitcase!

Listing Agent

Tracy Dowling

Homecoin.com License #230926 Listed on: 08/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,681

Year Built

  • Built in 1998

Lot Details

  • 1.15 Acre Lot
  • Lot Dimensions are 50x516.98 404.33x164.21
  • Waterfront

Parking

  • Lighted Parking

Home Design

  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,399 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Formal Dining Room
  • Den
  • Vinyl Flooring
  • Crawl Space
  • Pull Down Stairs to Attic
  • Dishwasher
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-in Shower

Accessible Home Design

  • Accessible Ramps

Outdoor Features

  • Deeded Waterfront Access Rights
  • Bulkhead
  • Boat Lift
  • Boat Ramp
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Separate Outdoor Workshop

Schools

  • Pamlico County Primary Elementary School
  • Pamlico County Middle School
  • Pamlico County High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number J043-3-14

Community Details

Overview

  • Property has a Home Owners Association
  • Bay Shore Estates Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,681

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 2.0
  • Stories Levels: Two
  • Year Built: 1998
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Stairs - Pull Down
  • Dining Room Type: Formal
  • Fireplace: 1
  • Flooring: Vinyl
  • Heated Sq Ft: 2200 - 2399
  • Interior Amenities: Ceiling Fan(s), Walk-in Shower, Walk-In Closet(s), Furnished
  • Laundry Location: Laundry Room
  • List Price per Sq Ft: 264.69
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Bedrooms: 3
  • Number Rooms: 14
  • Bedroom 3 Level: Second
  • Bedroom 4 Level: Second
  • Den Level: Main
  • Dining Room Level: Main
  • Family Room Level: Main
  • Kitchen Level: Main
  • Laundry Level: Second
  • Primary Bedroom Level: Main
  • Sq Ft Heated: 2399.00
  • Total Heated Primary Separate Sq Ft: 2399.00

Exterior Features

  • Exterior Finish: Vinyl Siding
  • Exterior Structures: Workshop
  • Fencing: None
  • Foundation: Crawl Space
  • On Site Pool Spa: None
  • Porch Balcony Deck: Balcony, Porch, Covered, Deck
  • Road Type Frontage: Maintained, Private Road, Paved
  • Roof: Shingle
  • Waterfront: Yes

Garage/Parking

  • Parking Driveway: Lighted

Utilities

  • Appliances Equipment: Built-In Microwave, Dishwasher, Refrigerator, Electric Cooktop
  • Cooling System: Central Air
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Tideland Electric
  • Service Providers Water Provider: Pamlico County
  • Utilities: Other
  • Water Heater: Electric
  • HeatingSystemFuelSource: None

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Ramp

Lot Info

  • Deed Page: 59.00
  • Lot Acres: 1.15
  • Lot Dimensions: 50x516.98 404.33x164.21
  • Lot Number: 14
  • Lot Sq Ft: 50094.00
  • Lot Water Features: Boat Dock, Water Access Comm, Deeded Water Access, Deeded Waterfront, Bulkhead, Boat Ramp, Boat Lift
  • Plat Book: 724
  • Plat Page: 815
  • Zoning: Res
  • Lot View Type: Water

Tax Info

  • Tax Identifier: J043-3-14
  • Tax Year: 2024
  • Total Real Estate Property Taxes: 1681.00

MLS Schools

  • Elementary School: Pamlico County Primary
  • High School: Pamlico County
  • High School2: Pamlico County
  • Middle School: Pamlico County
  • Middle School2: Pamlico County

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,681 $237,980 $85,690 $152,290
2024 $512 $237,980 $85,690 $152,290
2023 $1,633 $237,980 $85,690 $152,290
2022 $1,633 $237,980 $85,690 $152,290
2021 $1,633 $237,980 $85,690 $152,290
2020 $1,633 $237,980 $85,690 $152,290
2019 $1,702 $247,997 $85,000 $162,997
2018 $1,702 $0 $0 $0
2017 $1,702 $0 $0 $0
2016 $1,702 $0 $0 $0
2015 $1,702 $247,997 $85,000 $162,997
2014 $1,702 $247,997 $85,000 $162,997
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/13/2025 10/13/25 Price Changed $595,000 -2.5% $248 / Sq Ft
10/08/2025 10/08/25 Price Changed $610,000 -1.6% $254 / Sq Ft
09/23/2025 09/23/25 For Sale $620,000 -2.4% $258 / Sq Ft
08/15/2025 08/15/25 For Sale $635,000 +51.6% $265 / Sq Ft
07/15/2024 07/15/24 Sold $419,000 0.0% $177 / Sq Ft View Prior Sale
06/20/2024 06/20/24 Pending -- -- --
06/18/2024 06/18/24 For Sale $419,000 -- $177 / Sq Ft
Source: Hive MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $419,000 None Listed On Document
Warranty Deed $210,000 None Listed On Document
Deed $55,000 --
Source: Public Records

Source: Hive MLS

MLS Number: 100525430

Hive MLS

APN: J043-3-14