20 Central St Unit 402 Salem, MA 01970
Downtown Salem NeighborhoodEstimated payment $4,295/month
Highlights
- Golf Course Community
- No Units Above
- Open Floorplan
- Medical Services
- City View
- 4-minute walk to Piperpont Park
About This Home
What sets this Salem condo apart begins with the deeded underground garage parking with direct interior access and elevator service—a rare and valuable convenience in the heart of downtown. From this prime location, you’re steps from Salem’s best restaurants, museums, shops, and entertainment, while enjoying the privacy and ease of a secure building. The unit itself is perfectly positioned to capture unobstructed views of historic Derby Square and the Old Town Hall—protected landmarks that guarantee the vistas will remain timeless. Large windows and two private decks invite natural light and frame these one-of-a-kind views, offering an urban backdrop unlike any other in Salem. Add in thoughtful updates, modern comforts, and the unmatched combination of garage parking and elevator access, and you have a residence that balances convenience, character, and lasting value in one of New England’s most celebrated cities.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,453
Year Built
- Built in 1980
Lot Details
- No Units Above
HOA Fees
- $543 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Tuck Under Parking
- Off-Street Parking
- Deeded Parking
Home Design
- Garden Home
- Entry on the 4th floor
- Frame Construction
- Rubber Roof
Interior Spaces
- 1,395 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Decorative Lighting
- Light Fixtures
- Insulated Windows
- Picture Window
- Sliding Doors
- Insulated Doors
- Entrance Foyer
- City Views
- Intercom
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Solid Surface Countertops
Flooring
- Wood
- Wall to Wall Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Balcony
- Courtyard
Location
- Property is near public transit
- Property is near schools
Utilities
- Cooling Available
- 1 Cooling Zone
- 1 Heating Zone
- Air Source Heat Pump
Listing and Financial Details
- Tax Lot 0248
- Assessor Parcel Number 2136605
Community Details
Overview
- Association fees include water, sewer, insurance, maintenance structure, ground maintenance, snow removal, trash, reserve funds
- 50 Units
- Central Plaza Condominiums Community
Amenities
- Medical Services
- Common Area
- Shops
- Laundry Facilities
- Elevator
- Community Storage Space
Recreation
- Golf Course Community
- Park
Pet Policy
- Call for details about the types of pets allowed
Security
- Resident Manager or Management On Site
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,453 | $480,900 | $0 | $480,900 |
| 2024 | $5,798 | $499,000 | $0 | $499,000 |
| 2023 | $5,562 | $444,600 | $0 | $444,600 |
| 2022 | $5,179 | $390,900 | $0 | $390,900 |
| 2021 | $5,081 | $368,200 | $0 | $368,200 |
| 2020 | $5,058 | $350,000 | $0 | $350,000 |
| 2019 | $4,956 | $328,200 | $0 | $328,200 |
| 2018 | $4,500 | $292,600 | $0 | $292,600 |
| 2017 | $4,295 | $270,800 | $0 | $270,800 |
| 2016 | $3,997 | $255,100 | $0 | $255,100 |
| 2015 | $4,165 | $253,800 | $0 | $253,800 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Price Changed | $619,000 | -4.6% | $444 / Sq Ft |
| 06/26/2025 06/26/25 | Price Changed | $649,000 | -7.2% | $465 / Sq Ft |
| 06/01/2025 06/01/25 | Price Changed | $699,000 | -6.7% | $501 / Sq Ft |
| 04/09/2025 04/09/25 | For Sale | $749,000 | -- | $537 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $175,000 | -- | |
| Deed | $255,000 | -- | |
| Deed | $299,900 | -- | |
| Deed | $87,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $231,800 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $191,250 | No Value Available | |
| Previous Owner | $224,500 | No Value Available | |
| Previous Owner | $24,800 | No Value Available |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73357554
APN: SALE-000035-000000-000248-000844-000844
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