C
Seller's Agent in 2025
Catherine Ratcliffe
Homesmart Success Realty
(781) 249-8976
1 in this area
20 Total Sales
20 Central St Unit 405 Salem, MA 01970
Downtown Salem Neighborhood
2
Beds
2
Baths
1,387
Sq Ft
$530/mo
HOA Fee
Highlights
- Medical Services
- Open Floorplan
- Marble Flooring
- No Units Above
- Property is near public transit
- 4-minute walk to Piperpont Park
About This Home
As of October 2025Welcome to this updated PH unit in the desirable Central Plaza complex located in the heart of downtown Salem. Unit is in close proximity to public trans., MBTA, shops, restaurants, Salem waterfront, inc. the ferry to Boston & all downtown Salem has to offer. Unit features 2 BR with ceiling fans, 2 fully renovated baths w/an open concept kitchen/LR & DR area. Kitchen has a large walk in pantry, granite counter tops and SS appliances. The LR/DR has hardwood floors, wood FP and sliders that open to a balcony. The main BR has a main bath, a lg walk in closet and slider which opens to a 2nd balcony. A lg portion of the unit as well as the 2 balconies were recently painted. The unit also features a newer water heater, newer windows, combination washer/dryer and in unit storage. There is also a storage unit, #31, in the basement and 1 assigned garage parking space #26 easily accessible by elevator. Don't miss this opportunity to enjoy what downtown Salem has to offer!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,765
Year Built
- Built in 1980 | Remodeled
HOA Fees
- $530 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Tuck Under Parking
- Off-Street Parking
- Assigned Parking
Home Design
- Garden Home
- Entry on the 4th floor
- Frame Construction
- Rubber Roof
Interior Spaces
- 1,387 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Insulated Windows
- Bay Window
- Sliding Doors
- Insulated Doors
- Living Room with Fireplace
- Intercom
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Marble
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Washer and Dryer
Location
- Property is near public transit
- Property is near schools
Utilities
- Cooling Available
- Heat Pump System
Additional Features
- Balcony
- No Units Above
Listing and Financial Details
- Assessor Parcel Number 2136596
Community Details
Overview
- Association fees include water, sewer, insurance, maintenance structure, ground maintenance, snow removal, trash, reserve funds
- 50 Units
- Central Plaza Condominiums Community
Amenities
- Medical Services
- Common Area
- Shops
- Coin Laundry
- Elevator
- Community Storage Space
Recreation
- Park
Pet Policy
- No Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 9, 2025
Closed on
Oct 10, 2025
Sold by
Gayle L Allen Ret and Allen
Bought by
Brogan Ann and Brogan Ronald
Seller's Agent
Catherine Ratcliffe
Homesmart Success Realty
Buyer's Agent
Catherine Ratcliffe
Homesmart Success Realty
List Price
$569,900
Sold Price
$569,900
Views
152
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.52%
Original Mortgage
$417,000
Outstanding Balance
$416,627
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$149,855
Purchase Details
Closed on
Jan 26, 2022
Sold by
Allen Gayle L
Bought by
Gayle L Allen Ret and Allen
Purchase Details
Closed on
Feb 1, 2007
Sold by
Allen Gayle L and Allen Timothy H
Bought by
Allen Timothy H
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $569,900 | -- | |
| Condominium Deed | -- | None Available | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $417,000 | New Conventional | |
| Previous Owner | $34,562 | No Value Available | |
| Previous Owner | $103,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $569,900 | 0.0% | $411 / Sq Ft |
| 08/30/2025 08/30/25 | Pending | -- | -- | -- |
| 08/06/2025 08/06/25 | For Sale | $569,900 | 0.0% | $411 / Sq Ft |
| 07/31/2025 07/31/25 | Pending | -- | -- | -- |
| 07/08/2025 07/08/25 | Price Changed | $569,900 | -3.4% | $411 / Sq Ft |
| 06/09/2025 06/09/25 | For Sale | $589,900 | -- | $425 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,765 | $508,400 | $0 | $508,400 |
| 2024 | $6,127 | $527,300 | $0 | $527,300 |
| 2023 | $5,841 | $466,900 | $0 | $466,900 |
| 2022 | $5,406 | $408,000 | $0 | $408,000 |
| 2021 | $5,303 | $384,300 | $0 | $384,300 |
| 2020 | $5,254 | $363,600 | $0 | $363,600 |
| 2019 | $4,909 | $325,100 | $0 | $325,100 |
| 2018 | $4,454 | $289,600 | $0 | $289,600 |
| 2017 | $4,301 | $271,200 | $0 | $271,200 |
| 2016 | $4,002 | $255,400 | $0 | $255,400 |
| 2015 | $4,171 | $254,200 | $0 | $254,200 |
Source: Public Records
Agents Affiliated with this Home
-
Catherine Ratcliffe
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73387704
APN: SALE-000035-000000-000248-000847-000847
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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