Jacqueline Balza
INSPIRED DREAM REAL ESTATE LLC
(862) 703-7526
35 Total Sales
2 in Waldwick
$485,000 Price Range
20 Charles Terrace Waldwick, NJ 07463
Waldwick AreaEstimated Value: $649,299
3
Beds
2
Baths
--
Sq Ft
5,807
Sq Ft Lot
Highlights
- Views to the East
- Forced Air Heating System
- Rectangular Lot
- Fireplace
About This Home
As of February 2026**Welcome to Waldwick!** This light-filled and beautifully maintained 3-bedroom, 2 bath expanded Cape Cod is nestled in a quiet, highly desirable neighborhood. The first floor features an inviting living room that opens to an updated kitchen complete with an island, granite countertops, and stainless steel appliances. A first-floor primary bedroom, full bath, convenient laundry area, and a spacious expanded family room with a wood-burning stov - *which could also serve as a fourth bedroom if needed* - provide comfortable and flexible living on the main level. The second floor, enhanced by a rear dormer, offers two generous bedrooms, a full bath, and a walk-in closet with additional attic storage. Enjoy excellent outdoor space including a rear patio - perfect for relaxing or entertaining - and a detached garage with extra storage. Ideally located close to town, train and bus transportation, and a beautiful town park. A fantastic opportunity to own in the sought after community of Waldwick. Come see it today!
Last Agent to Sell the Property
Terrie O'Connor Realtors-Wyckoff Listed on: 12/12/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,372
Lot Details
- 5,807 Sq Ft Lot
- Lot Dimensions are 45x112x70x100
- Rectangular Lot
Parking
- 1 Car Garage
Home Design
- Vinyl Siding
Interior Spaces
- Fireplace
- Views to the East
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- J.A. Traphagen Elementary School
- Waldwick Middle School
- Waldwick High School
Utilities
- Cooling System Mounted In Outer Wall Opening
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Legal Lot and Block 00023 / 00018
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 12, 2025
Closed on
Feb 14, 2026
Sold by
Bought by
Seller's Agent
Mary Ellen O'Connell
Terrie O'Connor Realtors-Wyckoff
Buyer's Agent
Tamar Vacca
Compass New Jersey, LLC-Montclair
List Price
$615,000
Sold Price
$630,000
Premium/Discount to List
$15,000
2.44%
Views
108
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,299
Avg. Annual Appreciation
6.94%
Original Mortgage
$280,000
Outstanding Balance
$278,896
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$370,403
Purchase Details
Closed on
Oct 27, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,950
Interest Rate
2.71%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Waldwick, NJ
-
Jacqueline Balza
-
Mindy Sue Felixbrod
Mindy Sue Felixbrod
Keller Williams Village Square Realty
(845) 712-9255
53 Total Sales
5 in Waldwick
$350K - $550K Price Range
-
Chopper Russo
Chopper Russo
RE/MAX SELECT - Oakland
(973) 833-5183
375 Total Sales
2 in Waldwick
$1K - $470K Price Range
-
Halina Strzepek
Halina Strzepek
LPT Realty
(551) 250-5723
157 Total Sales
1 in Waldwick
$625,000 Price
-
Martha Filippone
Martha Filippone
ADDISON REAL ESTATE
(862) 322-6417
119 Total Sales
1 in Waldwick
$640,000 Price
-
Matthew O'Hare
Matthew O'Hare
Coldwell Banker, Hillsdale
(551) 224-0467
85 Total Sales
1 in Waldwick
$765,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $630,000 | Acres Land Title | ||
| $407,000 | Grandview Ttl Agcy Of Bergen |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $280,000 | ||
| Closed | $345,950 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/19/2026 02/19/26 | Sold | $630,000 | +2.4% | -- |
| 12/28/2025 12/28/25 | Pending | -- | -- | -- |
| 12/12/2025 12/12/25 | For Sale | $615,000 | -- | -- |
Source: New Jersey MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $10,968 | $477,900 | $284,000 | $193,900 |
| 2025 | $10,581 | $477,900 | $284,000 | $193,900 |
| 2024 | $10,905 | $477,900 | $284,000 | $193,900 |
| 2023 | $10,680 | $375,000 | $230,900 | $144,100 |
| 2022 | $10,680 | $375,000 | $230,900 | $144,100 |
| 2021 | $10,478 | $375,000 | $230,900 | $144,100 |
| 2020 | $10,376 | $375,000 | $230,900 | $144,100 |
| 2019 | $10,373 | $375,000 | $230,900 | $144,100 |
| 2018 | $10,046 | $375,000 | $230,900 | $144,100 |
| 2017 | $9,960 | $375,000 | $230,900 | $144,100 |
| 2016 | $9,758 | $375,000 | $230,900 | $144,100 |
| 2015 | $9,645 | $375,000 | $230,900 | $144,100 |
| 2014 | $9,413 | $375,000 | $230,900 | $144,100 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Ellen O'Connell
Seller's Agent in 2026
Mary Ellen O'Connell
Terrie O'Connor Realtors-Wyckoff
(201) 788-1169
159 Total Sales
-
Tamar Vacca
T
Buyer's Agent in 2026
Tamar Vacca
Compass New Jersey, LLC-Montclair
(201) 693-1565
39 Total Sales
Map
Source: New Jersey MLS
MLS Number: 25043050
APN: 64-00018-01-00023
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
All information deemed reliable but not guaranteed. Source: New Jersey Multiple Listing, Inc.
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