20 Cloverdale Ct N Palm Coast, FL 32137
3
Beds
2.5
Baths
2,386
Sq Ft
10,019
Sq Ft Lot
Highlights
- 160 Feet of Waterfront
- Dock has access to electricity and water
- Boat Lift
- Old Kings Elementary School Rated A-
- Access To Intracoastal Waterway
- Intracoastal View
About This Home
As of March 2025Discover the ultimate boater's dream home with access to the Intracoastal Waterway. Nestled on a quiet cul-de-sac in the sought-after Palm Harbor community, this beautifully updated 3-bedroom, 2.5-bathroom waterfront home offers the perfect blend of luxury, comfort, and adventure. From the moment you step inside, you'll be captivated by the open-concept design, where large windows and updated sliding glass doors (2022) fill the home with natural light, a spectacular outdoor oasis with breathtaking water views, and a sparkling pool and spa await. The spacious living area flows seamlessly into the modern kitchen with granite countertops, 42'' custom cabinetry, and stainless-steel appliances, making it ideal for entertaining or relaxing in style. The primary suite is a luxurious retreat, blending spa-like comfort with elegance with a pool access door from the suite. The soaking tub, separate shower, and two closets offer convenience and relaxation.
The outdoor oasis is where this home truly shines. A heated pool and spa provide the perfect retreat, while the oversized dock and 10,000 lb. covered boat lift, updated and expanded in October 2023, provide easy access to the Intracoastal Waterway, making every day an opportunity for adventure. Whether you enjoy fishing, cruising the Intracoastal, or simply unwinding by the water, this home was designed for those who love the waterfront lifestyle. The oversized garage can accommodate 4 cars with approximately 880 sq. ft. of space and storage. The garage has epoxy flooring, and includes a workshop complete with built-in shelving and cabinets along with extra storage above the garage.
Additional highlights include a whole-home audio system (inside and outside), a state-of-the-art smart home, security system with cameras, and a beautifully designed outdoor living space ideal for year-round enjoyment. Whether you're sipping your morning coffee by the water, taking a dip in the pool, or setting out for a day on the water, this home is a true sanctuary.
With a new roof, HVAC system, and water heater, this home is move-in ready and built for worry-free living. The expansive driveway provides plenty of parking, making it easy to host family and friends. Whether you're watching the sunrise from your private dock, taking a refreshing dip in the pool, or setting out for a day on the water, this home offers the ultimate Florida waterfront experience. Schedule your private tour today and make this boater's paradise yours!
Last Agent to Sell the Property
NEXTHOME ENDLESS SUMMER License #3466920 Listed on: 02/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,977
Year Built
- Built in 2000
Lot Details
- 10,019 Sq Ft Lot
- 160 Feet of Waterfront
- 80 Feet of Salt Water Canal Waterfront
- 80 Feet of Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- Street terminates at a dead end
- West Facing Home
- Dog Run
- Fenced
- Landscaped
- Irrigation
- Cleared Lot
Parking
- 3 Car Attached Garage
- Workshop in Garage
- Side Facing Garage
- Tandem Parking
- Garage Door Opener
Property Views
- Intracoastal
- Canal
Home Design
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 2,386 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Double Pane Windows
- Low Emissivity Windows
- Insulated Windows
- Shades
- Shutters
- Sliding Doors
- Great Room
- Family Room
- Living Room
- Formal Dining Room
- Workshop
- Storage Room
- Inside Utility
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Closet Cabinetry
- Walk-In Closet
- Dual Sinks
- Private Water Closet
- Bathtub With Separate Shower Stall
- Built-In Shower Bench
- Window or Skylight in Bathroom
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Home Security
- Security System Owned
- Security Lights
- Security Fence, Lighting or Alarms
- Smart Home
- Hurricane or Storm Shutters
- High Impact Windows
Pool
- Screened Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Fence Around Pool
- Pool Deck
- Pool Lighting
Outdoor Features
- Access To Intracoastal Waterway
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Covered Boat Lift
- Dock has access to electricity and water
- Covered Dock
- Covered Patio or Porch
- Exterior Lighting
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Community Details
- No Home Owners Association
- Palm Coast Sec 04 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 23 / 7
- Assessor Parcel Number 07-11-31-7004-00070-0230
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 9, 2025
Closed on
Mar 7, 2025
Sold by
Crowell Randy and Crowell Krisma
Bought by
Rutledge Daniel
Seller's Agent
Garrett Decker
NEXTHOME ENDLESS SUMMER
Buyer's Agent
Fiorella Vasquez Grover
LPT REALTY LLC (PALM COAST)
List Price
$869,999
Sold Price
$865,000
Premium/Discount to List
-$4,999
-0.57%
Views
10
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,302
Avg. Annual Appreciation
-4.72%
Purchase Details
Listed on
Aug 26, 2021
Closed on
Oct 1, 2021
Sold by
Cameron Peter A and Pinkston Mary E
Bought by
Crowell Randy and Crowell Krisma
Seller's Agent
Rosmarie Scharer
COLDWELL BANKER PREMIER
List Price
$649,900
Sold Price
$649,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.72%
Original Mortgage
$299,948
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 10, 2020
Sold by
Baumgartner Theodore and Baumgartner Julie
Bought by
Cameron Peter A and Pinkston Mary E
Purchase Details
Listed on
Aug 17, 2017
Closed on
Aug 31, 2017
Sold by
Lind Raymond T and Lind Donna M
Bought by
Baumgartner Theodore and Baumgartner Julie
Seller's Agent
Elizabeth R DeBarbieri
REALTY EXCHANGE, LLC
Buyer's Agent
Domenique Scalia
List Price
$459,900
Sold Price
$465,000
Premium/Discount to List
$5,100
1.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.77%
Purchase Details
Closed on
Oct 22, 1999
Sold by
Mariani Home Bldr Inc
Bought by
Lind Raymond T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.81%
Similar Homes in Palm Coast, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $865,000 | Veterans Title | |
| Warranty Deed | $649,900 | Pioneer Title Services Llc | |
| Warranty Deed | $515,000 | Suncoast Title Ins Agcy Inc | |
| Warranty Deed | $465,000 | Professional Title Agency In | |
| Warranty Deed | $55,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $299,948 | New Conventional | |
| Previous Owner | $76,000 | New Conventional | |
| Previous Owner | $200,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/07/2025 03/07/25 | Sold | $865,000 | -0.6% | $363 / Sq Ft |
| 02/12/2025 02/12/25 | Pending | -- | -- | -- |
| 02/09/2025 02/09/25 | For Sale | $869,999 | +33.9% | $365 / Sq Ft |
| 10/06/2021 10/06/21 | Sold | $649,900 | 0.0% | $272 / Sq Ft |
| 08/28/2021 08/28/21 | Pending | -- | -- | -- |
| 08/26/2021 08/26/21 | For Sale | $649,900 | +39.8% | $272 / Sq Ft |
| 08/31/2017 08/31/17 | Sold | $465,000 | +1.1% | $195 / Sq Ft |
| 08/20/2017 08/20/17 | Pending | -- | -- | -- |
| 08/15/2017 08/15/17 | For Sale | $459,900 | -- | $193 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,815 | $592,223 | $180,000 | $412,223 |
| 2023 | $9,815 | $577,446 | $180,000 | $397,446 |
| 2022 | $9,985 | $567,440 | $180,000 | $387,440 |
| 2021 | $7,175 | $368,577 | $102,000 | $266,577 |
| 2020 | $6,481 | $327,569 | $80,000 | $247,569 |
| 2019 | $5,703 | $327,343 | $0 | $0 |
| 2018 | $6,482 | $318,179 | $76,000 | $242,179 |
| 2017 | $3,866 | $231,454 | $0 | $0 |
| 2016 | $3,776 | $226,693 | $0 | $0 |
| 2015 | $3,778 | $225,117 | $0 | $0 |
| 2014 | $3,795 | $223,330 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Garrett Decker
Seller's Agent in 2025
Garrett Decker
NEXTHOME ENDLESS SUMMER
(720) 474-7847
54 in this area
111 Total Sales
-
Fiorella Vasquez Grover
F
Buyer's Agent in 2025
Fiorella Vasquez Grover
LPT REALTY LLC (PALM COAST)
(801) 631-4982
5 in this area
17 Total Sales
-
Rosmarie Scharer
R
Seller's Agent in 2021
Rosmarie Scharer
COLDWELL BANKER PREMIER
(386) 338-2155
51 in this area
52 Total Sales
-
Elizabeth R DeBarbieri
E
Seller's Agent in 2017
Elizabeth R DeBarbieri
REALTY EXCHANGE, LLC
(386) 503-4572
11 in this area
12 Total Sales
-
D
Buyer's Agent in 2017
Domenique Scalia
Map
Source: Stellar MLS
MLS Number: FC307206
APN: 07-11-31-7004-00070-0230
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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