Ernie Chamberlain
Responds Quickly
Hometown Realty
(804) 676-6939
537 Total Sales
1 in Lake Monticello
$655,000 Price
20 Colonial Rd Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $363,698
3
Beds
2
Baths
1,566
Sq Ft
$232/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Front Porch
- Walk-In Closet
- Skylights
- Eat-In Kitchen
- Central Air
About This Home
As of September 2025The stunning floor-to-ceiling walnut fireplace surround draws your eye to the vaulted ceiling, making the already large living room appear even more spacious. Skylights flood the space with natural light and the wide-plank white oak floors add to the modern feel. The large dining area adjacent to the living room is perfect for both living and entertaining. The kitchen boasts a casual dining area, along with stainless steel appliances including a brand new dishwasher and oven; a large pantry; and a convenient laundry area with newer washer and dryer tucked behind a charming sliding barn door. The split design features a generous primary bedroom on the right side of the house with a walk-in closet and en suite bath, while two ample-sized bedrooms share a bathroom on the opposite side. Completing this exceptional home is an attached two-car garage, a paved driveway, and a large deck overlooking a level, fully fenced backyard with firepit. Beach #2 is just a short distance away and the Riverside gate provides nearby access in and out of the community, making this property an unbeatable blend of style and location. Lake Monticello offers a variety of recreational options, including swimming, boating, golf, tennis, pickleball & more.
Last Agent to Sell the Property
SAMSON PROPERTIES License #0255246105 Listed on: 06/12/2025
Last Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,956
Year Built
- Built in 1998
Lot Details
- 14,810 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Parking
- 2 Car Garage
- Front Facing Garage
Home Design
- Block Foundation
- Stick Built Home
Interior Spaces
- 1,566 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Skylights
- Gas Fireplace
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 3 194
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2025
Closed on
Sep 10, 2025
Sold by
Hofstede Mitchell Thomas
Bought by
Seller's Agent
KATHLEEN LONG
SAMSON PROPERTIES
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$354,900
Sold Price
$354,900
Views
60
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,798
Avg. Annual Appreciation
2.41%
Original Mortgage
$337,155
Outstanding Balance
$333,852
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$29,846
Purchase Details
Listed on
Aug 26, 2021
Closed on
Sep 27, 2021
Sold by
Gilchrist Matthew J
Bought by
Hofstede Mitchell Thomas
Seller's Agent
Robert (Bob) Hughes
NEST REALTY GROUP
Buyer's Agent
KATHLEEN LONG
SAMSON PROPERTIES
List Price
$269,000
Sold Price
$270,000
Premium/Discount to List
$1,000
0.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.20%
Original Mortgage
$275,252
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2020
Sold by
Morris Dylan S and Morris Makaely T
Bought by
Gilchrist Matthew J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,920
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2019
Sold by
Doherty Roger B
Bought by
Morris Dylan S and Morris Makaely T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,541
Interest Rate
3.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 5, 2016
Sold by
Ted J Geissler
Bought by
Doherty Roger B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,800
Interest Rate
3.44%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 3, 2009
Sold by
Geissler Ted J and Geissler Judith P
Bought by
Geissler Ted J and Geissler Judith E
Purchase Details
Closed on
May 2, 2006
Sold by
Mooney James P and Mooney Alice Q
Bought by
Geissler Ted J and Geissler Judith P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,175
Interest Rate
6.75%
Mortgage Type
Assumption
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Ernie Chamberlain
-
Aaron Howell
Aaron Howell
STORY HOUSE REAL ESTATE
(434) 216-2352
86 Total Sales
8 in Lake Monticello
$273K - $510K Price Range
-
CECI VAUGHAN
CECI VAUGHAN
JAMIE WHITE REAL ESTATE
(434) 443-7931
22 Total Sales
2 in Lake Monticello
$331,500 Price Range
-
Debra Cash
Debra Cash
REAL ESTATE III, INC.
(434) 443-7397
49 Total Sales
6 in Lake Monticello
$230K - $440K Price Range
-
LORI CLICK
LORI CLICK
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 443-8813
29 Total Sales
20 in Lake Monticello
$220K - $755K Price Range
-
PATTI ROWE
PATTI ROWE
Responds QuicklyLONG & FOSTER - GLENMORE
(434) 260-3122
80 Total Sales
2 in Lake Monticello
$318,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $354,900 | Fidelity National Title | ||
| Hofstede Mitchell Thomas | $270,000 | Old Republic National Title | |
| Gilchrist Matthew J | $229,900 | Old Republic National Title | |
| Morris Dylan S | $189,500 | Chicago Title | |
| Doherty Roger B | $168,500 | Chicago Title | |
| Geissler Ted J | -- | Chicago Title Insurance Co | |
| Geissler Ted J | $242,900 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $337,155 | ||
| Previous Owner | Hofstede Mitchell Thomas | $275,252 | |
| Previous Owner | Gilchrist Matthew J | $183,920 | |
| Previous Owner | Morris Dylan S | $169,541 | |
| Previous Owner | Doherty Roger B | $134,800 | |
| Previous Owner | Geissler Ted J | $182,175 | |
| Previous Owner | Mooney James P | $145,900 | |
| Previous Owner | Mooney James P | $47,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $354,900 | 0.0% | $227 / Sq Ft | |
| 08/01/2025 08/01/25 | For Sale | $354,900 | 0.0% | $227 / Sq Ft | |
| 07/29/2025 07/29/25 | Pending | -- | -- | -- | |
| 07/22/2025 07/22/25 | For Sale | $354,900 | 0.0% | $227 / Sq Ft | |
| 07/02/2025 07/02/25 | Pending | -- | -- | -- | |
| 06/12/2025 06/12/25 | For Sale | $354,900 | +31.4% | $227 / Sq Ft | |
| 10/07/2021 10/07/21 | Sold | $270,000 | +0.4% | $172 / Sq Ft | View Prior Sale |
| 08/29/2021 08/29/21 | Pending | -- | -- | -- | |
| 08/26/2021 08/26/21 | For Sale | $269,000 | -- | $172 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,133 | $282,500 | $30,000 | $252,500 |
| 2025 | $2,119 | $282,500 | $30,000 | $252,500 |
| 2024 | $20 | $231,800 | $30,000 | $201,800 |
| 2023 | $1,956 | $231,800 | $30,000 | $201,800 |
| 2022 | $1,706 | $196,100 | $27,500 | $168,600 |
| 2021 | $1,706 | $196,100 | $27,500 | $168,600 |
| 2020 | $1,599 | $172,900 | $27,500 | $145,400 |
| 2019 | $1,599 | $172,900 | $27,500 | $145,400 |
| 2018 | $1,499 | $165,300 | $27,500 | $137,800 |
| 2017 | $1,499 | $165,300 | $27,500 | $137,800 |
| 2016 | $1,492 | $162,700 | $27,500 | $135,200 |
| 2015 | $1,392 | $162,700 | $27,500 | $135,200 |
| 2014 | $1,392 | $158,200 | $27,500 | $130,700 |
Source: Public Records
Agents Affiliated with this Home
-
KATHLEEN LONG
Seller's Agent in 2025
KATHLEEN LONG
SAMSON PROPERTIES
(434) 242-2857
56 Total Sales
-
NN
Buyer's Agent in 2025
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
-
Robert (Bob) Hughes
Seller's Agent in 2021
Robert (Bob) Hughes
NEST REALTY GROUP
(434) 989-3592
162 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 665732
APN: 18A 3 194
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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