$180,000
SOLD FEB 26, 2025

20 Commerce St Schenectady, NY 12302

3 Beds
1.5 Baths
1,652 Sq Ft
0.28 Acres

Recently Sold

$109 Per Sq Ft

27% Below List Price

45 Days on Market

Highlights

  • Traditional Architecture
  • Full Attic
  • No HOA
  • Wood Flooring
  • Stone Countertops
  • Front Porch

About This Home

As of February 2025

Nestled on a spacious double lot in Scotia is this charming traditional-style home. Featuring 3 bedrooms, 1.5 bathrooms, and hardwood floors throughout, this home combines classic appeal with thoughtful updates. The modern kitchen, boasts granite countertops, white cabinetry and built in shelves. Relax and unwind in the cozy screened-in porch. This home has off street parking, lots of storage and is conveniently located near schools, shops, and stores.

Last Agent to Sell the Property

Willie Miranda

Miranda Real Estate Group, Inc License #10311200935 Listed on: 01/22/2025

Last Buyer's Agent

edward lichorat

All in 1 Realty LLC License #10401383014

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,603

Year Built

  • Built in 1920

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 80x150
  • Level Lot

Home Design

  • Traditional Architecture
  • Brick Foundation
  • Block Foundation
  • Slate Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,652 Sq Ft Home
  • Built-In Features
  • Double Pane Windows
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Full Attic
  • Washer and Dryer Hookup

Kitchen

  • Convection Oven
  • Built-In Gas Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Laundry in Basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Parking Spaces
  • Driveway
  • Paved Parking
  • Off-Street Parking

Outdoor Features

  • Screened Patio
  • Exterior Lighting
  • Front Porch

Schools

  • Lincoln Elementary School
  • Scotia-Glenville High School

Utilities

  • No Cooling
  • Hot Water Heating System
  • 200+ Amp Service
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 11.000 / 2
  • Assessor Parcel Number 422201 29.76-2-11

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,603

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Directions: Take Ballston Rd. Take a right onto Cuthbert St. Turn right onto Commerce St. House will be on the right.
  • Above Grade Finished Sq Ft: 1652.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 3492.76
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2476.54
  • School Taxes Description: Estimated
  • Financial Details Village Taxes: 1633.4
  • Village Taxes Description: Estimated
  • Lot Size Acres: 0.28
  • Lot Size: 80X150
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Appliances Microwave: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Block2: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Foundation Details:BrickMortar: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet, Hardwood
  • Basement: Exterior Entry, Full, Interior Entry, Partial, Sump Pump
  • Interior Amenities: High Speed Internet, Built-in Features
  • Appliances: Built-In Gas Oven, Convection Oven, Dishwasher, Gas Water Heater, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1652.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Double Pane Windows
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Basement:Sump Pump: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Walk-Up: Yes
  • Basement:Partial: Yes
  • Basement:Interior Entry: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances:Built-In Gas Oven: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes
  • Kitchen Features:Built-in Features2: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Other, Drive-Paved, Lighting
  • Roof: Slate
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Fencing: None
  • Foundation Details: Block, Brick/Mortar
  • Other Structures: Other
  • Patio And Porch Features: Screened, Front Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Other58: Yes
  • Patio And Porch Features:Screened: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Double Pane Windows: Yes

Garage/Parking

  • Parking Features: Off Street, Paved, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Hot Water
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Lot Features: Level
  • Parcel #: 422201 29.76-2-11
  • Lot Size Sq Ft: 12196.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7602.7
  • Tax Block: 2
  • Tax Lot: 11.000

MLS Schools

  • Elementary School: Lincoln
  • HighSchool: Scotia-Glenville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 18, 2017
Sold by
Miller Jeffrey and Miller Daniel
Bought by
Miller Brothers Properties Llc
Current Estimated Value
$201,703

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
3.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 14, 2017
Sold by
Bushnell John
Bought by
Miller Jeffrey and Miller Daniel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
4.3%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 14, 1998
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Deed $70,000 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $128,000 Purchase Money Mortgage
Previous Owner $105,000 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2025 02/26/25 Sold $180,000 -26.5% $109 / Sq Ft
02/02/2025 02/02/25 Pending -- -- --
01/22/2025 01/22/25 For Sale $244,900 0.0% $148 / Sq Ft
01/10/2025 01/10/25 Pending -- -- --
01/03/2025 01/03/25 Price Changed $244,900 -7.6% $148 / Sq Ft
12/27/2024 12/27/24 Price Changed $264,900 -3.6% $160 / Sq Ft
12/19/2024 12/19/24 For Sale $274,900 -- $166 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,134 $100,700 $18,700 $82,000
2023 $7,603 $100,700 $18,700 $82,000
2022 $4,799 $100,700 $18,700 $82,000
2021 $4,725 $100,700 $18,700 $82,000
2020 $4,717 $100,700 $18,700 $82,000
2019 $1,324 $100,700 $18,700 $82,000
2018 $4,489 $100,700 $18,700 $82,000
2017 $4,336 $100,700 $18,700 $82,000
2016 $4,328 $100,700 $18,700 $82,000
2015 -- $100,700 $18,700 $82,000
2014 -- $100,700 $18,700 $82,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202430714

Global MLS

APN: 029-076-0002-011-000-0000