NOT LISTED FOR SALE

20 Cowan Ridge Covington, GA 30016

Estimated Value: $377,000 - $446,000

4 Beds
4.5 Baths
3,258 Sq Ft
$126/Sq Ft Est. Value

Last Sold January 13, 2023

Last sale price $390,000 $120 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,621/month

69 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Bonus Room
  • Wood Burning Stove
  • Whirlpool Bathtub
  • Corner Lot

About This Home

As of January 2023

BUYER'S INCENTIVES-SELLER IS WILLING TO CONTRIBUTE UP TO ******** $10,000 TOWARDS CLOSING COSTS OR RATE BUYDOWN********. OUTSTANDING LANDSCAPE, 3-SIDED BRICK WITH BEAUTIFUL TREES AND A CUSTOM IRON DOUBLE FRONT DOORS. ABSOLUTELY GORGEOUS 2 STORY HOME, WOOD FLOORING THROUGHOUT MAIN, 2 STORY FOYER AND FAMILY ROOM WITH RECESS LIGHTING THROUGHOUT HOME, ROD IRON RAILINGS, INTERIOR CROWN MOLDING DETAILS, STAINLESS STEEL APPLIANCES, GRANITE COUNTERTOPS IN KITCHEN AND BATHROOMS, BONUS ROOM ON THE MAIN, LARGE MASTER BEDROOM WITH TREY CEILING AND SITTING AREA, OUTDOOR DECK WITH ABOVE GROUND POOL AND SPA. NEW ROOF, FRONT AND BACK YARD IRRIGATION SYSTEM, WELL MAINTAINED PROPERTY

Last Agent to Sell the Property

James Farley

Farley Realty Group License #171255 Listed on: 10/04/2022

Farley Realty Group

Last Buyer's Agent

Dianna Wilson

Lokation Real Estate LLC License #293597

Lokation Real Estate LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,841

Year Built

  • Built in 2007

Lot Details

  • 0.41 Acre Lot
  • Corner Lot
  • Level Lot

Parking

  • Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 3,258 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Stove
  • Double Pane Windows
  • Window Treatments
  • Two Story Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Den
  • Bonus Room
  • Pull Down Stairs to Attic

Kitchen

  • Convection Oven
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer

Outdoor Features

  • Deck

Schools

  • Livingston Elementary School
  • Liberty Middle School
  • Alcovy High School

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Dual Heating Fuel
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 01

Community Details

Overview

  • No Home Owners Association
  • Cowan Ridge Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,841

Year Built

Built in 2007

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Main Level Half Bathrooms: 1
  • Financing Type: Conventional 90%
  • Levels: Two
  • Lot Size Acres: .41
  • Property Sub-Type: Single Family Residence
  • Structure Type: Other
  • Total Finished Area2: 3258
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater, Dryer, Convection Oven, Cooktop, Dishwasher, Microwave, Refrigerator
  • Bedrooms: 4
  • Dining Room Features: Separate Room
  • Basement: None
  • Total Finished Sq Ft: 3258
  • Above Grade Finished Sq Ft: 3258
  • Interior Amenities: Tray Ceiling(s), High Ceilings, Two Story Foyer, Soaking Tub, Pulldown Attic Stairs, Separate Shower, Tile Bath, Walk-In Closet(s), Whirlpool Bath
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Fireplace Features: Family Room, Wood Burning Stove
  • Flooring: Hardwood, Tile, Carpet
  • Window Features: Double Pane Windows, Window Treatments
  • Price Per Square Foot: 119.71

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3

Exterior Features

  • Construction Materials: Brick
  • Foundation Details: Slab
  • Lot Features: Corner Lot, Level
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Other

Garage/Parking

  • Parking Features: Attached, Garage

Utilities

  • Cooling: Electric, Ceiling Fan(s), Central Air, Dual
  • Heating: Electric, Central, Hot Water, Dual
  • Laundry Features: Common Area
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Livingston
  • High School: Alcovy
  • High School Bus: Yes
  • Middle School: Liberty
  • Middle School Bus: Yes
  • Elementary School: Livingston
  • Middle School: Liberty
  • High School: Alcovy

Lot Info

  • Lot: 01
  • Deed Book: 3125
  • Deed Page: 47

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2021
  • Tax Annual Amount: 2840.85

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2022
Closed on
Jan 13, 2023
Sold by
Foster Courtney L
Bought by
Williams Rose Marie
Seller's Agent
James Farley
Farley Realty Group
Buyer's Agent
Dianna Wilson
Lokation Real Estate LLC
List Price
$455,000
Sold Price
$390,000
Premium/Discount to List
-$65,000
-14.29%
Views
85
Current Estimated Value
$411,939

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,939
Avg. Annual Appreciation
1.84%
Original Mortgage
$331,500
Outstanding Balance
$322,505
Interest Rate
6.31%
Mortgage Type
New Conventional
Estimated Equity
$85,144

Purchase Details

Closed on
Apr 11, 2013
Sold by
Henry Pauline
Bought by
Foster Courtney L

Purchase Details

Closed on
May 11, 2009
Sold by
Givens Inc
Bought by
Foster Courtney L and Henry Pauline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,076
Interest Rate
4.8%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Williams Rose Marie $390,000 --
Foster Courtney L -- --
Foster Courtney L $160,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Williams Rose Marie $331,500
Previous Owner Foster Courtney L $157,076
Previous Owner Givens Inc $206,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/13/2023 01/13/23 Sold $390,000 0.0% $120 / Sq Ft
01/13/2023 01/13/23 Sold $390,000 -10.6% $120 / Sq Ft
12/12/2022 12/12/22 Pending -- -- --
12/12/2022 12/12/22 Pending -- -- --
12/02/2022 12/02/22 For Sale $436,000 0.0% $134 / Sq Ft
12/01/2022 12/01/22 Price Changed $436,000 -2.2% $134 / Sq Ft
10/30/2022 10/30/22 Price Changed $446,000 -2.0% $137 / Sq Ft
10/04/2022 10/04/22 For Sale $455,000 -- $140 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,906 $155,160 $24,800 $130,360
2023 $4,292 $159,320 $8,800 $150,520
2022 $2,853 $106,280 $8,800 $97,480
2021 $2,797 $93,680 $8,800 $84,880
2020 $2,821 $85,720 $8,800 $76,920
2019 $2,841 $85,080 $8,800 $76,280
2018 $2,762 $82,240 $9,600 $72,640
2017 $2,157 $64,640 $9,600 $55,040
2016 $2,157 $64,640 $9,600 $55,040
2015 $2,100 $63,000 $9,600 $53,400
2014 $2,013 $60,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 20077813

Georgia MLS

APN: 0029E00000001000