$184,900
$30K PRICE DROP

20 E Main St Cortland, NY 13045

Estimated payment $1,297/month

Total Views 43,784
3 Beds
2 Baths
1,519 Sq Ft
$122 Price per Sq Ft

Highlights

  • Property is near public transit
  • Corner Lot
  • Forced Air Heating System
  • Wood Flooring

About This Home

Great Investor Opportunity!! Welcome to 20 E Main Street in Cortland! This well-maintained two-family home features separate utilities including 2 newer hot water heaters, 2 electric meters, and 2 gas meters. The 1st-floor unit is fully furnished with a newer gas forced air furnace. The 2nd-floor unit offers an updated kitchen and bathroom and potential for 2nd bedroom. Additional features include public water and sewer, off-street parking on a Tarvia driveway, and a shed for extra storage. Well-paying tenants and convenient location, makes this a solid investment!!

Listing Agent

Julie Rizzo

Listing by Candy Costa Real Estate LLC License #10401303422 Listed on: 06/30/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,966

Year Built

  • Built in 1920

Lot Details

  • 6,000 Sq Ft Lot
  • Lot Dimensions are 60x100
  • Corner Lot
  • Irregular Lot

Home Design

  • Duplex
  • Block Foundation
  • Aluminum Siding

Interior Spaces

  • 1,519 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Location

  • Property is near public transit

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • 2 Units
  • 2 Separate Gas Meters

Listing and Financial Details

  • Tax Lot 55
  • Assessor Parcel Number 110200-086-034-0002-055-000-0000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,966

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Water
  • Year Built: 1920
  • Lot Features: Corner Lot, Irregular Lot, Near Public Transit, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Harmon Ave to E. Main. Property will be on the corner. Welcome Home!
  • Architectural Style: Duplex
  • Flooring: Carpet, Hardwood, Tile, Varies
  • Interior Features: Pull Down Attic Stairs
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Gas Water Heater
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.1377
  • Waterfront: No
  • Construction Type: Aluminum Siding
  • Foundation Details: Block

Garage/Parking

  • Parking Features: Two or More Spaces

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Cortland

Lot Info

  • Parcel Number: 110200-086-034-0002-055-000-0000
  • Lot Dimensions: 60X100
  • Lot Size Sq Ft: 6000.0
  • ResoLotSizeUnits: Acres
  • Zoning Description: Residential 2 Unit

Multi Family

  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2

Tax Info

  • Tax Annual Amount: 3966.0
  • Tax Lot: 55

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,975 $110,000 $12,200 $97,800
2023 $2,556 $68,000 $9,400 $58,600
2022 $2,489 $68,000 $9,400 $58,600
2021 $2,522 $68,000 $9,400 $58,600
2020 $2,298 $68,000 $9,400 $58,600
2019 $2,251 $68,000 $9,400 $58,600
2018 $2,878 $68,000 $9,400 $58,600
2017 $2,878 $68,000 $9,400 $58,600
2016 $2,878 $68,000 $9,400 $58,600
2015 -- $68,000 $9,400 $58,600
2014 -- $68,000 $9,400 $58,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/26/2025 11/26/25 Price Changed $184,900 -7.5% $122 / Sq Ft
10/06/2025 10/06/25 Price Changed $199,900 -7.0% $132 / Sq Ft
06/30/2025 06/30/25 For Sale $215,000 +160.6% $142 / Sq Ft
05/08/2024 05/08/24 Sold $82,500 +0.7% $54 / Sq Ft View Prior Sale
03/25/2024 03/25/24 Pending -- -- --
03/14/2024 03/14/24 For Sale $81,928 -- $54 / Sq Ft
Source: Central New York Information Services

Purchase History

Date Type Sale Price Title Company
Executors Deed $82,500 Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $61,875 New Conventional
Source: Public Records

Source: Central New York Information Services

MLS Number: S1618656

Central New York Information Services

APN: 110200-086-034-0002-055-000-0000