Joy Romano
Joy Romano Realty
(877) 652-4606
72 Total Sales
1 in Oneonta
$115,000 Price
20 Fair St Oneonta, NY 13820
Oneonta AreaEstimated Value: $164,000 - $219,000
3
Beds
1.5
Baths
1,369
Sq Ft
$143/Sq Ft
Est. Value
Highlights
- Deck
- 1 Fireplace
- Bonus Room
- Wood Flooring
- Separate Formal Living Room
- Formal Dining Room
About This Home
As of July 2025HEART OF THE CITY!!! Within walking distance to Main Street, Neahwa Park, Wilber Park, and close to all Oneonta has to offer - this METICULOUSLY MAINTAINED HOME IS SURE TO PLEASE! Outside features a great location, small yard easy to maintain, deck, & one car attached garage. Inside on the first floor you'll find a LARGE LIVING W/HARDWOOD FLOORS & FIREPLACE, large enclosed front porch, formal dining room, kitchen, and half bath. Upstairs features 3 bedrooms (one with a walk-in closet) & a large full bath. PRIME LOCATION, METICULOUSLY MAINTAINED, BEAUTIFUL HARDWOOD FLOORS THROUGHOUT .... opportunities like this don't come around often - don't hesitate!!!
Last Agent to Sell the Property
Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-434-2078 License #10401221187 Listed on: 04/21/2025
Co-Listed By
Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-434-2078 License #10401283718
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,756
Year Built
- Built in 1920
Lot Details
- 2,614 Sq Ft Lot
- Lot Dimensions are 45x63
- Rectangular Lot
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Block Foundation
- Frame Construction
- Vinyl Siding
Interior Spaces
- 1,369 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Separate Formal Living Room
- Formal Dining Room
- Bonus Room
- Wood Flooring
Kitchen
- Gas Oven
- Gas Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Enclosed Patio or Porch
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 361200-300-006-0004-010-000-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 21, 2025
Closed on
Jul 8, 2025
Sold by
Bought by
Seller's Agent
Philip Wright
Benson Agency Real Estate LLC
Buyer's Agent
Non Member Agent
Non Member Office
List Price
$189,900
Sold Price
$184,000
Premium/Discount to List
-$5,900
-3.11%
Views
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,725
Avg. Annual Appreciation
5.94%
Original Mortgage
$178,480
Outstanding Balance
$176,628
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$19,097
Purchase Details
Closed on
Nov 3, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 31, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 8, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,739
Interest Rate
4.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 25, 2007
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Oneonta, NY
-
Joy Romano
-
Jennifer Mentiply
Jennifer Mentiply
Renovo Real Estate
(518) 868-6681
147 Total Sales
1 in Oneonta
$169,500 Price
-
Elizabeth McGuire
Elizabeth McGuire
Keller Williams Upstate NY
(607) 601-2761
77 Total Sales
5 in Oneonta
$138K - $325K Price Range
-
Barbara Owens
Barbara Owens
HUNT REAL ESTATE ERA
(680) 219-5478
222 Total Sales
2 in Oneonta
$71,700 Price Range
-
Christy Dahms
Christy Dahms
Charlotteville Realty LLC
(607) 325-7365
314 Total Sales
21 in Oneonta
$172K - $427K Price Range
-
Stacey M. Frazier
Stacey M. Frazier
Keller Williams Upstate NY Properties
(941) 541-1921
152 Total Sales
65 in Oneonta
$60K - $1M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $184,000 | -- | ||
| $115,000 | Misc Company | ||
| $197,000 | Misc Company | ||
| $124,000 | George R. Silvernell | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $178,480 | ||
| Previous Owner | $103,500 | ||
| Previous Owner | $97,739 | ||
| Previous Owner | $50,000 | ||
| Previous Owner | $111,125 | ||
| Previous Owner | $20,000 | ||
| Previous Owner | $95,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/08/2025 07/08/25 | Sold | $184,000 | -3.1% | $134 / Sq Ft |
| 04/21/2025 04/21/25 | For Sale | $189,900 | -- | $139 / Sq Ft |
Source: Otsego-Delaware Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,896 | $129,000 | $7,200 | $121,800 |
| 2024 | $4,755 | $129,000 | $7,200 | $121,800 |
| 2023 | $4,576 | $129,000 | $7,200 | $121,800 |
| 2022 | $4,404 | $129,000 | $7,200 | $121,800 |
| 2021 | $4,386 | $129,000 | $7,200 | $121,800 |
| 2020 | $4,411 | $129,000 | $7,200 | $121,800 |
| 2019 | $4,272 | $129,000 | $7,200 | $121,800 |
| 2018 | $4,272 | $129,000 | $7,200 | $121,800 |
| 2017 | $4,229 | $129,000 | $7,200 | $121,800 |
| 2015 | -- | $71,000 | $3,000 | $68,000 |
| 2014 | -- | $71,000 | $3,000 | $68,000 |
Source: Public Records
Agents Affiliated with this Home
-
Philip Wright
Seller's Agent in 2025
Philip Wright
Benson Agency Real Estate LLC
(607) 434-2078
111 Total Sales
-
Lance Thomas
Seller Co-Listing Agent in 2025
Lance Thomas
Benson Agency Real Estate LLC
(607) 434-7503
127 Total Sales
-
Non Member Agent
N
Buyer's Agent in 2025
Non Member Agent
Non Member Office
(607) 432-4331
1,284 Total Sales
Map
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1600794
APN: 361200-300-006-0004-010-000-0000
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