$607,500
SOLD JUL 12, 2017

20 Frederica Oaks Ln Saint Simons Island, GA 31522

4 Beds
3.5 Baths
3,503 Sq Ft
0.61 Acres

Recently Sold

$173 Per Sq Ft

6% Below List Price

100 Days on Market

Highlights

  • 0.61 Acre Lot
  • 2 Fireplaces
  • Views
  • St. Simons Elementary School Rated A-
  • No HOA

About This Home

As of July 2025

Eclectic roomy ranch on an amazing .61 acre property with 100+ year old live oak trees with marsh views. The 4 bedroom ranch has wide hallways, virtually no stairs and spacious family rooms. There is also a detached brick cottage on property that could be used for guests or in-law suite. The home has a lot of potential and a lot of character with two expansive brick fireplaces in kitchen area and family room. What makes this property magnificent is the great views from the backyard, sun porch and screened porch. Location is great, near everything. On the FEMA 2016 Proposed Flood Maps, the property shows as moving into Zone X when (and if) the new flood maps are approved. Owners recently replaced family room and hall flooring to match living room and master bedroom.

Last Agent to Sell the Property

Michael Banker

Banker Real Estate License #338485 Listed on: 03/01/2017

Co-Listed By

Jennifer Banker

Banker Real Estate License #358057

Last Buyer's Agent

Joe Wills

BHHS Hodnett Cooper Real Estate License #247268

BHHS Hodnett Cooper Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,621

Year Built

  • Built in 1960

Lot Details

  • 0.61 Acre Lot

Interior Spaces

  • 3,503 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces
  • Property Views

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • St. Simons Elementary School
  • Glynn Middle School
  • Glynn Academy High School

Community Details

  • No Home Owners Association
  • Frederica Oaks Subdivision

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 04-00862

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,621

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.61
  • Lot Size: ,,,
  • Co List Office Mls Id: 1152
  • Co List Office Phone: 912-638-1808
  • Ownership: Fee Simple
  • Subdivision Name: Frederica Oaks
  • Directions: Head North on Demere Road, exit the traffic circle onto Frederica Road then right onto Frederica Oaks Lane.Third house on the right.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1960
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 3503.0
  • Stories: 2

Exterior Features

  • View: Marsh View
  • View: Yes
  • Waterfront: No

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: St. Simons
  • High School: Glynn Academy
  • Middle Or Junior School: Glynn Middle

Lot Info

  • Parcel #: 04-00862
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4620.53
  • Tax Book Number: 2060/428
  • Tax Lot: 10
  • Tax Map Number: 0020-30 000-010
  • Tax Year: 2016

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2017
Closed on
Jul 13, 2017
Sold by
Cox Walter Gregory
Bought by
Jackson Gordon and Jackson Virginia F
Seller's Agent
Michael Banker
Banker Real Estate
Buyer's Agent
Joe Wills
BHHS Hodnett Cooper Real Estate
List Price
$645,000
Sold Price
$607,500
Premium/Discount to List
-$37,500
-5.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$250,001
Outstanding Balance
$175,347
Interest Rate
3.91%
Mortgage Type
New Conventional
Estimated Equity
$1,040,730

Purchase Details

Closed on
Oct 3, 2006
Sold by
Fera Sara
Bought by
Cox Walter Gregory and Ryland Elizabeth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.45%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $607,500 --
Deed $810,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,001 New Conventional
Previous Owner $89,000 New Conventional
Previous Owner $397,000 New Conventional
Previous Owner $285,000 New Conventional
Previous Owner $75,000 New Conventional
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $1,100,000 -8.3% $276 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
04/22/2025 04/22/25 For Sale $1,200,000 +97.5% $301 / Sq Ft
07/12/2017 07/12/17 Sold $607,500 -5.8% $173 / Sq Ft
06/09/2017 06/09/17 Pending -- -- --
03/01/2017 03/01/17 For Sale $645,000 -- $184 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,857 $313,280 $110,400 $202,880
2023 $5,589 $313,280 $110,400 $202,880
2022 $6,089 $257,920 $110,400 $147,520
2021 $6,271 $255,240 $110,400 $144,840
2020 $6,327 $240,840 $96,000 $144,840
2019 $6,538 $240,840 $96,000 $144,840
2018 $6,538 $240,840 $96,000 $144,840
2017 $6,406 $240,840 $96,000 $144,840
2016 $4,621 $186,720 $66,000 $120,720
2015 $4,157 $166,720 $46,000 $120,720
2014 $4,157 $166,720 $46,000 $120,720
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1582474

Golden Isles Association of REALTORS®

APN: 04-00862