NOT LISTED FOR SALE

20 Garnet Cove Miramar Beach, FL 32550

Estimated Value: $903,008 - $1,103,000

4 Beds
3.5 Baths
2,240 Sq Ft
$440/Sq Ft Est. Value

Last Sold August 31, 2018

Last sale price $581,500 $260 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $6,167/month

70 Days on Market

Highlights

  • Beach
  • Deeded access to the beach
  • Beach House
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Wood Flooring

About This Home

As of August 2018

This well maintained 4 bedroom 3.5 bath cottage is nicely furnished and decorated and is ideally located in the gated neighborhood of Emerald Shores. Special features include an open spacious floor plan, transom windows, crown molding, Corian countertops & custom cabinetry in kitchen, breakfast bar, tiled and bamboo flooring throughout the home except for carpeted stairs and all 3 full baths boasts double vanities. There is a master suite on each level of the residence and all of bedrooms on the second floor have access to the large wrap around balcony. There is plenty of storage including a closet off the laundry room under the stairs and ample parking in the driveway and is located near the overflow parking area, also offers scenic pool views & short distance to the 100 ft beach access. Enjoy all the amenities Emerald Shores has to offer which includes a dedicated beach access, beach cabana, two pools one heated and tennis court. Great primary, second home or rental property!

Last Agent to Sell the Property

Janette Klein

Scenic Real Estate License #577416 Listed on: 05/04/2018

Last Buyer's Agent

Jim Gilliland

RE/MAX Gulf Coast Realty License #BK0583521

RE/MAX Gulf Coast Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,274

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 55x67x59x67
  • Cul-De-Sac
  • Level Lot
  • Property is zoned Deed Restrictions, Resid

HOA Fees

  • $399 Monthly HOA Fees

Home Design

  • Beach House
  • Frame Construction
  • Slate Roof
  • Slate

Interior Spaces

  • 2,240 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Dining Area

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42830-000-0340

Community Details

Overview

  • Association fees include accounting, ground keeping, recreational faclty, cable TV, trash
  • Emerald Shores Of South Walton Subdivision
  • The community has rules related to covenants

Recreation

  • Beach
  • Tennis Courts
  • Community Pool

Additional Features

  • Community Pavilion
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,274

Year Built

Built in 1996

Lot Details

0

HOA Fees

$399 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 55X67X59X67
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD SHORES OF SOUTH WALTON
  • Directions: From Emerald Coast Parkway enter Emerald Shores. Garnet Cove is the 5th road on the right just past the pool.
  • Architectural Style: Beach House
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1996
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Balcony2: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Underground: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - All, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac, Level, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Frame, Roof Tile/Slate, Slab
  • Exterior Features: Balcony, Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Restrictions: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Other
  • Parking Features:Other3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, TV Cable
  • Association #2 Fee: 1197.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Recreational Faclty, Cable TV, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 30-2S-21-42830-000-0340
  • Zoning: Deed Restrictions, Resid
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3273.72
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2018
Closed on
Aug 31, 2018
Sold by
Kennedy Graham Charles and Kennedy Allan John
Bought by
Miller Roger G and Vidas Chrissie
Seller's Agent
Janette Klein
Scenic Real Estate
Buyer's Agent
Jim Gilliland
RE/MAX Gulf Coast Realty
List Price
$581,500
Sold Price
$581,500
Current Estimated Value
$984,502

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$403,002
Avg. Annual Appreciation
7.69%
Original Mortgage
$163,500
Outstanding Balance
$100,679
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$883,823

Purchase Details

Closed on
Apr 2, 2012
Sold by
Stone James Conley
Bought by
Kennedy Karen S and Allan John T

Purchase Details

Closed on
Oct 13, 2009
Sold by
Stone J Conley
Bought by
Stone James Conley

Purchase Details

Closed on
Dec 13, 2006
Sold by
Stone J Conley and Allan John T
Bought by
Kennedy Karen S

Purchase Details

Closed on
Oct 1, 2006
Sold by
Stone J Conley and Allan John T
Bought by
Kennedy Karen S

Purchase Details

Closed on
Jan 31, 2006
Sold by
Stone J Conley and Allan John T
Bought by
Kennedy Karen S

Purchase Details

Closed on
Aug 16, 2002
Sold by
Stone J Conley
Bought by
Stone J Conley and Allan John T
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Miller Roger G $581,500 Vintage Title & Escrow Inc
Kennedy Karen S $70,000 Attorney
Stone James Conley -- Attorney
Kennedy Karen S -- Attorney
Kennedy Karen S -- Attorney
Kennedy Karen S -- None Available
Stone J Conley -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Miller Roger G $163,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2020 10/14/20 Off Market $581,500 -- --
08/31/2018 08/31/18 Sold $581,500 0.0% $260 / Sq Ft
07/13/2018 07/13/18 Pending -- -- --
05/04/2018 05/04/18 For Sale $581,500 -- $260 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,578 $862,692 $120,000 $742,692
2023 $6,578 $588,510 $0 $0
2022 $5,854 $739,384 $117,039 $622,345
2021 $4,793 $504,060 $102,369 $401,691
2020 $4,414 $442,156 $93,654 $348,502
2019 $4,291 $432,090 $90,052 $342,038
2018 $3,848 $407,804 $0 $0
2017 $3,274 $330,303 $84,067 $246,236
2016 $3,247 $324,471 $0 $0
2015 $3,189 $313,709 $0 $0
2014 $3,228 $314,918 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 797832

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42830-000-0340