NOT LISTED FOR SALE

20 Gull Rock Rd Madison, CT 06443

Estimated Value: $1,549,000 - $1,739,457

3 Beds
3 Baths
2,492 Sq Ft
$670/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $1,340,000 $538 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $10,411/month

3 Days on Market

Highlights

  • Public Water Access
  • Waterfront
  • Colonial Architecture
  • Walter C. Polson Upper Middle School Rated A
  • Open Floorplan
  • Fruit Trees

About This Home

As of April 2021

Built in 2006 and designed by the owner/architect, this shingle-style home has the character/charm of an antique with all the modern-day comforts desired by the most discriminating buyer. With access via Gull Rock or Park Ave, this home's location provides peek-a-boo water views from nearly every room. While the 1st floor has an open floor plan, there are plenty of areas to tuck away to work, read, or watch TV including the office, family room or 3 season porch. The kitchen has custom cabinetry, a grand island w/plenty of seating, granite counters, and Wolf/Viking appliances. The living room has a natural stone, Rumford fireplace. The main floor offers a full bath that allows the office to be used as a bedroom, if needed. The 2nd floor has a generous master bedroom with a window seat, garden, and dressing rooms plus a master bath with marble floors, 2 pedestal sinks, beautiful soaking tub, and rain head shower. This home offers 2,492 SF of living area in the main house plus another office, fitness or art studio in the additional 350 SF of finished space above the detached/heated garage. The home has radiant heat floors throughout, Eagle/Andersen windows, 9 foot ceilings, custom lighting, copper gutters, oak/marble/slate floors, central vacuum system, hard-wired internet, full roof ice shield, and a Generac, whole-house generator. Built 2 feet above current FEMA flood elevation, flood insurance is less than $800/year. Few homes are built today with such high standards.

Last Agent to Sell the Property

Dana Weinstein

Coldwell Banker Realty License #RES.0771655 Listed on: 10/29/2020

Coldwell Banker Realty

Last Buyer's Agent

Margaret Muir

William Pitt Sotheby's Int'l License #RES.0485255

William Pitt Sotheby's Int'l

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,132

Year Built

  • Built in 2006

Lot Details

  • 0.28 Acre Lot
  • Waterfront
  • Level Lot
  • Fruit Trees
  • Property is zoned R-5

Home Design

  • Colonial Architecture
  • Cottage
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Shingle Siding
  • Cedar Siding

Interior Spaces

  • 2,492 Sq Ft Home
  • Open Floorplan
  • Central Vacuum
  • 1 Fireplace
  • Thermal Windows
  • Concrete Flooring
  • Water Views

Kitchen

  • Built-In Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Instant Hot Water

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Unfinished Basement

  • Basement Hatchway
  • Crawl Space

Parking

  • 1 Car Detached Garage
  • Driveway

Outdoor Features

  • Public Water Access
  • Walking Distance to Water
  • Covered Deck
  • Rain Gutters

Location

  • Flood Zone Lot
  • Property is near a golf course

Schools

  • Jm Jeffrey Elementary School
  • Polson Middle School
  • Daniel Hand High School

Utilities

  • Humidifier
  • Humidity Control
  • Zoned Heating and Cooling System
  • Heat or Energy Recovery Ventilation System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Power Generator
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,132

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Style: Colonial, Cottage
  • Sq Ft Est Heated Above Grade: 2492
  • Public Record Living Room Sq Ft: 2443
  • Total Sq Ft: 2492
  • Year Built: 2006
  • Nearby Amenities: Golf Course, Library, Paddle Tennis, Park, Private Rec Facilities, Public Rec Facilities, Tennis Courts
  • Remarks Public Addendum: The entire home has low energy usage thanks to whole house recovery, ventilation, humidification, and central air systems. Natural gas expense is less than $200 per month in January and February while electric usage is $250-$300 in July, August, and Septe
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: Unknown
  • Radon Mitigation Water Ynu: Unknown
  • Public Record Gross Sq Ft: 4149
  • Directions: Route 1 to Island Avenue to Middle Beach Road to Gull Rock Road
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 13
  • Total Bedrooms: 3
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Fireplaces: 1
  • Attic Description: Pull-Down Stairs, Heated, Storage Space
  • Basement Description: Crawl Space, Unfinished, Concrete Floor, Hatchway Access
  • Interior Amenities: Cable - Pre-wired, Central Vacuum, Humidifier, Open Floor Plan
  • Appliances: Gas Cooktop, Wall Oven, Microwave, Range Hood, Refrigerator, Dishwasher, Instant Hot Water Tap, Washer, Dryer, Wine Chiller
  • Additional Rooms: Laundry Room
  • Laundry Room Info: Main Level
  • Attic: Yes
  • Street Number Modifier: 20

Exterior Features

  • Exterior Features: Covered Deck, Fruit Trees, Gutters
  • Exterior Siding: Shingle, Cedar
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Water Community, View, Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Detached Garage
  • Garages Number: 1
  • Driveway Type: Crushed Stone

Utilities

  • Cooling System: Central Air
  • Heat Type: Radiant, Zoned
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Domestic, Natural Gas
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • HOA: No
  • Special Association Assessment Y: No

Schools

  • Elementary School: JM Jeffrey
  • Middle School: Polson
  • High School: Daniel Hand
  • Intermediate School: Per Board of Ed

Green Features

  • Energy Features: Generator, Heat Recovery Unit, Humidistat, Thermopane Windows

Lot Info

  • Acres: 0.2800
  • Lot Description: In Flood Zone, Water View, Level Lot
  • Elevation Certificate: No
  • Flood Zone: Yes
  • Zoning: R-5

Tax Info

  • Tax Year: July 2020-June 2021
  • Property Tax: 14132
  • Total Assessed Value: 498500
  • Mil Rate Base: 28.350
  • Mil Rate Total: 28.350
  • Assessor Parcel Number: 1154026

MLS Schools

  • Elementary School: JM Jeffrey
  • Middle Jr High School: Polson
  • High School: Daniel Hand

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 17, 2024
Sold by
Ruhe Laura C
Bought by
Laura Curtis Ruhe Ret
Current Estimated Value
$1,668,486

Purchase Details

Listed on
Oct 29, 2020
Closed on
Apr 29, 2021
Sold by
Budd William I and Hunter Janet M
Bought by
Ruhe Laura C
Seller's Agent
Dana Weinstein
Coldwell Banker Realty
Buyer's Agent
Margaret Muir
William Pitt Sotheby's Int'l
List Price
$1,299,000
Sold Price
$1,340,000
Premium/Discount to List
$41,000
3.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$938,000
Interest Rate
2.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 16, 2018
Sold by
Deloach Rosemary E and Deloach William C
Bought by
Deloach William C and Deloach R E

Purchase Details

Closed on
Oct 21, 2004
Sold by
Tucker Lynn M and Tucker Lewis B
Bought by
Bucd William I
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Laura Curtis Ruhe Ret -- None Available
Laura Curtis Ruhe Ret -- None Available
Ruhe Laura C $1,340,000 None Available
Ruhe Laura C $1,340,000 None Available
Deloach William C -- --
Bucd William I $760,000 --
William C C -- --
Bucd William I $760,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ruhe Laura C $938,000
Previous Owner Tucker Lynn M $65,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2021 04/30/21 Sold $1,340,000 +3.2% $538 / Sq Ft
11/15/2020 11/15/20 Pending -- -- --
11/11/2020 11/11/20 For Sale $1,299,000 -- $521 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,254 $813,800 $493,600 $320,200
2024 $17,904 $813,800 $493,600 $320,200
2023 $14,949 $498,800 $285,200 $213,600
2022 $14,670 $498,800 $285,200 $213,600
2021 $14,390 $498,800 $285,200 $213,600
2020 $14,132 $498,500 $284,900 $213,600
2019 $14,132 $498,500 $284,900 $213,600
2018 $14,973 $534,000 $314,800 $219,200
2017 $14,578 $534,000 $314,800 $219,200
2016 $14,146 $534,000 $314,800 $219,200
2015 $13,756 $534,000 $314,800 $219,200
2014 $19,663 $781,200 $495,800 $285,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170349987

SmartMLS

APN: MADI-000016-000000-000064