Seller's Agent in 2024
Rachel Davey
Vitalius Real Estate Group, LLC
(207) 318-1102
1 in this area
74 Total Sales
20 Harbor Rd Naples, ME 04055
Estimated Value: $744,000 - $995,000
4
Beds
2
Baths
1,456
Sq Ft
$621/Sq Ft
Est. Value
Highlights
- 160 Feet of Waterfront
- Property Near A Cove
- Contemporary Architecture
- Docks
- Deck
- Wooded Lot
About This Home
As of October 2024Nestled on the calm waters of Sebago Cove, this west-facing lakefront gem boasts breathtaking sunsets and direct boating access to all of Sebago Lake. The main level of this home welcomes you with an open-concept living area where large windows invite natural light and showcase panoramic views of the cove. The spacious living room, complete with a cozy fireplace, seamlessly flows into an open kitchen and dining area equipped with modern appliances and a large island, ideal for both casual meals and grand gatherings.
Step outside onto the expansive multi-level deck that offers plenty of space for dining, entertaining, or sunbathing. Well-built stairways connect all the decks to your private dock system on the water. This home really is a boater's dream as the docks provide an extremely well-protected area to tie up. Whether you're enjoying a morning coffee or an evening sunset, the outdoor space is designed for ultimate relaxation and privacy.
The upper level of the home offers three bedrooms and a full bathroom while the lower level provides an additional bedroom with an ensuite bathroom. The lower level is a versatile space that can be tailored to your needs complete with a second kitchen and direct access to the deck overlooking the lake. This level is ideal for hosting visitors, creating a game room, or even setting up a private guest suite.
This home also boasts a very successful rental history if the new owner wishes to subsidize the cost of ownership. Details can be provided on earning potential upon request.
With its versatile living spaces, stunning lake views, and direct water access, this Sebago Cove property is more than just a home—it's a lifestyle. Whether you're seeking a peaceful retreat or a lively hub for gatherings, this lakefront haven offers endless possibilities.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,406
Year Built
- Built in 1969
Lot Details
- 0.41 Acre Lot
- 160 Feet of Waterfront
- Lake Front
- Wooded Lot
HOA Fees
- $46 Monthly HOA Fees
Parking
- Gravel Driveway
Property Views
- Water
- Scenic Vista
- Woods
Home Design
- Contemporary Architecture
- Wood Frame Construction
- Metal Roof
- Shingle Siding
Interior Spaces
- 1,456 Sq Ft Home
- 1 Fireplace
- Living Room
Kitchen
- Built-In Oven
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Doghouse Basement Entry
- Exterior Basement Entry
- Crawl Space
Outdoor Features
- Property Near A Cove
- Docks
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Electric Water Heater
- Septic Design Available
- Private Sewer
Listing and Financial Details
- Tax Lot 15&33
- Assessor Parcel Number NAPL-000027U-000000-000015
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 1, 2024
Closed on
Oct 21, 2024
Sold by
Spellicy Stephen J and Spellicy Jennifer
Bought by
Loschivap Elise and Mccormack Morgan
Seller's Agent
Rachel Davey
Vitalius Real Estate Group, LLC
Buyer's Agent
Elise Loschiavo
Vitalius Real Estate Group, LLC
List Price
$925,000
Sold Price
$925,000
Views
8
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,949
Avg. Annual Appreciation
-1.82%
Original Mortgage
$740,000
Outstanding Balance
$730,581
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$173,470
Purchase Details
Closed on
Jan 3, 2017
Sold by
Deady Ralph J
Bought by
Spellicy Stephen J and Spellicy Jennifer
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Loschivap Elise | $925,000 | None Available | |
| Loschivap Elise | $925,000 | None Available | |
| Spellicy Stephen J | -- | -- | |
| Spellicy Stephen J | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Loschivap Elise | $740,000 | |
| Closed | Loschivap Elise | $740,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/21/2024 10/21/24 | Sold | $925,000 | 0.0% | $635 / Sq Ft |
| 09/03/2024 09/03/24 | Pending | -- | -- | -- |
| 09/01/2024 09/01/24 | For Sale | $925,000 | -- | $635 / Sq Ft |
Source: Maine Listings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,574 | $481,499 | $318,312 | $163,187 |
| 2024 | $4,478 | $481,499 | $318,312 | $163,187 |
| 2023 | $4,406 | $481,499 | $318,312 | $163,187 |
| 2022 | $3,972 | $481,499 | $318,312 | $163,187 |
| 2021 | $3,867 | $289,632 | $213,985 | $75,647 |
| 2020 | $3,867 | $289,632 | $213,985 | $75,647 |
| 2019 | $3,867 | $289,632 | $213,985 | $75,647 |
| 2018 | $3,867 | $289,632 | $213,985 | $75,647 |
| 2017 | $4,071 | $289,632 | $213,985 | $75,647 |
| 2016 | $3,918 | $289,632 | $213,985 | $75,647 |
| 2015 | $3,925 | $289,632 | $213,985 | $75,647 |
| 2014 | $3,925 | $289,632 | $213,985 | $75,647 |
Source: Public Records
Agents Affiliated with this Home
-
Rachel Davey
-
Elise Loschiavo
Buyer's Agent in 2024
Elise Loschiavo
Vitalius Real Estate Group, LLC
(617) 270-3593
1 in this area
204 Total Sales
Map
Source: Maine Listings
MLS Number: 1602321
APN: NAPL-000027U-000000-000015
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Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
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