NOT LISTED FOR SALE

20 Harmony Hall Rd Middleburg, FL 32068

Estimated Value: $772,333 - $888,000

3 Beds
2.5 Baths
2,806 Sq Ft
$294/Sq Ft Est. Value

Last Sold May 20, 2019

Last sale price $570,000 $203 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $4,722/month

146 Days on Market

Highlights

  • 103 Feet of Waterfront
  • Docks
  • Home fronts a creek
  • Fleming Island High School Rated A
  • Boat Lift
  • RV Access or Parking

About This Home

As of May 2019

Come and see this great one story brick waterfront home located on beautiful Swimming Pen Creek. This home is high and dry and has excellent views of the water. It is situated just off Doctors Lake and not too far from Whitey's Fish Camp. The home has had significant renovations including a 4 year old roof, new windows, new doors, newer HVAC, a newer sparkling pool, a Trex dock with a covered slip, an open slip, a bulkhead with concrete cap, and a new great room with vaulted ceiling. This property has pecan trees in the front yard and fruit trees and palm trees on the water side. The home was not flooded by either hurricane Matthew or Irma. There is even a Tiki Bar which is straight out of Margaritaville. This really is an affordable piece of waterfront paradise!

Last Agent to Sell the Property

Neil Avery

WATSON REALTY CORP License #3039668 Listed on: 12/05/2018

WATSON REALTY CORP

Last Buyer's Agent

Jessica Riesett

FLORIDA HOMES REALTY & MTG LLC License #3286238

FLORIDA HOMES REALTY & MTG LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,777

Year Built

  • Built in 1974

Lot Details

  • Home fronts a creek
  • 103 Feet of Waterfront
  • Home fronts navigable water
  • River Front
  • Back Yard Fenced
  • Front and Back Yard Sprinklers

Parking

  • RV Access or Parking

Home Design

  • Shingle Roof

Interior Spaces

  • 2,806 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Entrance Foyer
  • Screened Porch
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Bathtub and Shower Combination in Primary Bathroom

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Pool Sweep
  • Boat Lift
  • Docks

Schools

  • Swimming Pen Creek Elementary School
  • Lakeside Middle School
  • Fleming Island High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Magnolia Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 41042500833500000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,777

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1974
  • Property Sub Type: Single Family Residence
  • Lot Size: 103 wf x 317
  • Road Surface Type: Asphalt
  • Subdivision Name: Magnolia Point
  • Architectural Style: Ranch
  • Efficiency: Windows
  • General Property Information Living Area2: 2806.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Exterior Features Boat Lift: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Water Source Well: Yes
  • Architectural Style Ranch: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Pool Features Pool Sweep: Yes
  • Fencing Back Yard: Yes
  • General Property Information Water Frontage Feet: 103
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
  • Major Appliances: Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 2806.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Boat Lift, Dock
  • Fencing: Back Yard, Chain Link
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: In Ground, Pool Sweep
  • View: Water
  • Other Structures: Boat House
  • Patio And Porch Features: Front Porch, Porch, Screened
  • Exterior Features:Dock: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Navigable Water: Yes
  • Waterfront Features:River Front: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Creek: Yes
  • Construction Materials:Brick2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: RV Access/Parking
  • Parking Features:RV AccessParking: Yes
  • Parking Features:Other10: Yes

Utilities

  • Utilities: Cable Connected, Other
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump, Other
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee Frequency: One Time
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • General Property Information:Association Fee Frequency: One Time

Schools

  • Elementary School: Swimming Pen Creek
  • High School: Fleming Island
  • Middle Or Junior School: Lakeside

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 41042500833500000

Green Features

  • Green Energy Efficient:Windows: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 5, 2018
Closed on
May 20, 2019
Sold by
Nichols James D
Bought by
Whatley Raymond S and Whatley Patricia J
Seller's Agent
Neil Avery
WATSON REALTY CORP
Buyer's Agent
Jessica Riesett
FLORIDA HOMES REALTY & MTG LLC
List Price
$594,000
Sold Price
$570,000
Premium/Discount to List
-$24,000
-4.04%
Current Estimated Value
$824,444

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$254,444
Avg. Annual Appreciation
5.90%
Original Mortgage
$562,606
Outstanding Balance
$492,625
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$331,819

Purchase Details

Listed on
Feb 27, 2014
Closed on
May 12, 2014
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Nichols James D
Seller's Agent
Jesse Gathright
AMERICAN DREAM OF NORTHEAST FLORIDA
Buyer's Agent
DONALD NICHOLS
PATHWAY REALTY INC
List Price
$364,500
Sold Price
$331,500
Premium/Discount to List
-$33,000
-9.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%
Original Mortgage
$288,970
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 5, 2014
Sold by
Cenlar Fsb
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Dec 20, 2013
Sold by
Thomas David Alan and Thomas Laura A
Bought by
Cenlar Fsb

Purchase Details

Closed on
Dec 4, 2013
Sold by
Thomas David A and Thomas David Alan
Bought by
Cenlar Fsb

Purchase Details

Closed on
Nov 18, 2005
Sold by
Merrill Lynch Trust Co
Bought by
Thomas David A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,000
Interest Rate
6.04%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 22, 2001
Sold by
Pavlick Loretta Viola
Bought by
Merrill Lynch Trust Company and Loretta Viola Pavlick Revocable Trust
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whatley Raymond S $570,000 Attorney
Nichols James D $331,500 Attorney
Federal Home Loan Mortgage Corporation -- Attorney
Cenlar Fsb -- None Available
Cenlar Fsb -- None Available
Thomas David A $550,000 --
Merrill Lynch Trust Company -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Whatley Raymond S $562,606
Previous Owner Nichols James D $288,970
Previous Owner Thomas David A $61,000
Previous Owner Thomas David A $399,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2023 12/17/23 Off Market $570,000 -- --
12/17/2023 12/17/23 Off Market $331,500 -- --
05/20/2019 05/20/19 Sold $570,000 -4.0% $203 / Sq Ft
04/30/2019 04/30/19 Pending -- -- --
12/05/2018 12/05/18 For Sale $594,000 +79.2% $212 / Sq Ft
05/08/2014 05/08/14 Sold $331,500 -9.1% $160 / Sq Ft View Prior Sale
03/05/2014 03/05/14 Pending -- -- --
02/27/2014 02/27/14 For Sale $364,500 -- $176 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,777 $471,134 -- --
2023 $4,777 $332,734 $0 $0
2022 $4,526 $323,043 $0 $0
2021 $4,504 $313,634 $0 $0
2020 $4,225 $301,448 $0 $0
2019 $4,289 $302,519 $0 $0
2018 $3,955 $296,878 $0 $0
2017 $3,938 $290,772 $0 $0
2016 $3,938 $284,791 $0 $0
2015 $3,685 $260,809 $0 $0
2014 $4,891 $302,112 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 969678

realMLS (Northeast Florida Multiple Listing Service)

APN: 41-04-25-008335-000-00