NOT LISTED FOR SALE

20 Humphrey St Swampscott, MA 01907

Estimated Value: $815,000 - $855,000

2 Beds
2.5 Baths
1,683 Sq Ft
$497/Sq Ft Est. Value

Last Sold April 15, 2022

Last sale price $725,000 $431 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $5,659/month

33 Days on Market

Highlights

  • Marina
  • Golf Course Community
  • Spa
  • Swampscott High School Rated A-
  • Medical Services
  • 2-minute walk to Kings Beach

About This Home

As of April 2022

Spectacular OCEAN VIEWS from almost every room in this 2 bed, 2.5 bath townhome of Swampscott, Lynn, & Nahant! This property is across the street from King’s Beach in Swampscott. Upon entering you will be graced with a tiled foyer open to both the living & dining rooms. The sunken fireplace living room has a newer slider to a patio facing the ocean. Step up to the dining room which has full windows, hardwood floors, & opening to the kitchen. The eat -in kitchen offers granite countertops & a 1/2 bath with laundry. Off of the kitchen is access to the yard & the garage. The 2nd floor offers primary suite with walk-in closet, hardwood floors, vaulted ceilings, full bath with jacuzzi tub, and newer slider out to a deck facing the beach. Also on this floor is a home office with floor to ceiling windows, hardwood floors & pocket doors, a 3/4 tiled bath, and a spacious second bedroom with walk-in closet & attic access. New heat, a/c condenser (1), & hot water. Exterior paint & repair 7/2021.

Last Agent to Sell the Property

Deborah Miller

Littlefield Real Estate, LLC Listed on: 02/02/2022

Last Buyer's Agent

Susan Sinrich

Conway - Swampscott

Conway - Swampscott

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,421

Year Built

  • Built in 1987

Lot Details

  • Waterfront
  • End Unit
  • Fenced
  • Landscaped Professionally

HOA Fees

  • $473 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Open Parking
  • Off-Street Parking

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,683 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Central Vacuum
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Decorative Lighting
  • Light Fixtures
  • Insulated Windows
  • Picture Window
  • Pocket Doors
  • Sliding Doors
  • Insulated Doors
  • Living Room with Fireplace
  • Dining Area
  • Home Office
  • Exterior Basement Entry
  • Attic Access Panel
  • Home Security System

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom located on second floor
  • Custom Closet System
  • Walk-In Closet
  • Pedestal Sink
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Eco-Friendly Details

  • Energy-Efficient Thermostat

Outdoor Features

  • Spa
  • Deck
  • Patio

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • Forced Air Heating and Cooling System
  • 2 Cooling Zones
  • 2 Heating Zones
  • Heating System Uses Natural Gas
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number M:0001 B:122A L:0,2165215

Community Details

Overview

  • Association fees include insurance, road maintenance, ground maintenance, snow removal
  • 18 Units
  • Shipswatch Condominium Community

Amenities

  • Medical Services
  • Common Area
  • Shops

Recreation

  • Marina
  • Golf Course Community
  • Park
  • Jogging Path

Pet Policy

  • Breed Restrictions

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,421

Year Built

Built in 1987

Lot Details

0

HOA Fees

$473 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: Townhouse
  • Year Built: 1987
  • Buyer Agency: 2
  • Buyer Agency Type: %
  • Entry Level: 1
  • Transaction Broker: 1
  • Transaction Broker Type: %
  • Year Built Details: Actual
  • SUB AGENCY OFFERED: No
  • Compensation Based On: Net Sale Price
  • ResoPropertyType: Residential
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Tile, Carpet, Hardwood, Flooring - Hardwood
  • Interior Amenities: Ceiling Fan(s), Office, Central Vacuum
  • Door Features: Insulated Doors
  • Entry Location: Unit Placement(Street,Front)
  • Fireplace Features: Living Room
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Range,Dishwasher,Microwave, Electric Water Heater,Tank Water Heater, Utility Connections for Electric Range, Utility Connections for Electric Oven, Utility Connections for Electric Dryer
  • Total Bedrooms: 2
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Attic Access
  • Room Bedroom2 Area: 172.619999
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Main Level Bathrooms: 1
  • Total Bathrooms: 2.5
  • Room Master Bedroom Features: Bathroom - Full, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood, Deck - Exterior, Exterior Access, Slider
  • Room Master Bedroom Level: Second
  • Room Master Bedroom Area: 178.16
  • Master Bathroom Features: Yes
  • Bathroom 1 Area: 50.959999
  • Bathroom 1 Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup, Pedestal Sink
  • Bathroom 1 Level: Main
  • Bathroom 2 Level: Second
  • Bathroom 2 Area: 39.33
  • Bathroom 2 Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
  • Bathroom 3 Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Vaulted Ceiling(s), Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
  • Bathroom 3 Level: Second
  • Bathroom 3 Area: 62.4
  • Room Dining Room Features: Flooring - Hardwood, Window(s) - Picture, Open Floorplan, Recessed Lighting, Lighting - Sconce, Lighting - Overhead
  • Room Dining Room Level: Main
  • Room Dining Room Area: 148.4
  • Room Kitchen Level: Main
  • Room Kitchen Features: Bathroom - Half, Closet, Flooring - Stone/Ceramic Tile, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Recessed Lighting
  • Room Kitchen Area: 176.4
  • Laundry Features: Electric Dryer Hookup, Washer Hookup, First Floor, In Unit
  • Room Living Room Level: Main
  • Room Living Room Area: 266
  • Room Living Room Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Exterior Access, Open Floorplan, Recessed Lighting, Slider
  • Room Office Level: Second
  • Room Office Area: 101
  • Room Office Features: Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, Pocket Door
  • Living Area: 1683
  • Spa YN: Yes
  • Stories Total: 2
  • Window Features: Window(s) - Picture, Insulated Windows
  • MAIN LO: NB5013
  • LIST PRICE PER Sq Ft: 368.33
  • PRICE PER Sq Ft: 430.78
  • MAIN SO: A14050

Exterior Features

  • Exterior Features: Professional Landscaping
  • Common Walls: End Unit, Corner
  • Construction Materials: Frame
  • Fencing: Fenced
  • Patio And Porch Features: Deck - Composite, Patio
  • Roof: Shingle
  • Waterfront Features: Waterfront, Beach Front, Ocean, Ocean, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
  • Waterfront YN: Yes

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Off Street, Paved
  • Total Parking Spaces: 1

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Security Features: Security System
  • Water Source: Public
  • HEAT ZONES: 2
  • COOLING ZONES: 2

Condo/Co-op/Association

  • Association Fee: 473
  • Association Fee Frequency: Monthly
  • Association YN: Yes
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, House of Worship, Marina, Private School, Public School, T-Station, University
  • UNIT BUILDING: 20
  • MANAGEMENT: Professional - Off Site
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Road Maintenance, Maintenance Grounds, Snow Removal

Lot Info

  • Parcel Number: M:0001 B:122A L:0,2165215
  • Zoning: A4
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres
  • PAGE: 136
  • OUTDOOR SPACE AVAILABLE: Yes - Common

Green Features

  • Green Energy Efficient: Thermostat

Rental Info

  • Pets Allowed: Breed Restrictions

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 7421
  • Tax Book Number: 26388

Multi Family

  • Number Of Units Total: 18
  • Basement Included Sq Ft: No
  • NO UNITS OWNER OCC: 18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 2, 2022
Closed on
Apr 15, 2022
Sold by
Ryan Ft
Bought by
Gambale David A and Mcmahon Sheri L
Seller's Agent
Deborah Miller
Littlefield Real Estate, LLC
Buyer's Agent
Susan Sinrich
Conway - Swampscott
List Price
$619,900
Sold Price
$725,000
Premium/Discount to List
$105,100
16.95%
Current Estimated Value
$812,202

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,202
Avg. Annual Appreciation
3.48%
Original Mortgage
$580,000
Outstanding Balance
$551,371
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$260,983

Purchase Details

Closed on
Aug 16, 2002
Sold by
Rucci Robert A and Rucci Janette M
Bought by
Palmer David and Palmer Diane

Purchase Details

Closed on
Mar 30, 1990
Sold by
Klp One Real Est Corp
Bought by
Rucci Robert A
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gambale David A $725,000 None Available
Palmer David $485,000 --
Rucci Robert A $217,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gambale David A $580,000
Previous Owner Rucci Robert A $100,000
Previous Owner Rucci Robert A $417,000
Previous Owner Rucci Robert A $112,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2022 04/15/22 Sold $725,000 +17.0% $431 / Sq Ft
03/08/2022 03/08/22 Pending -- -- --
03/08/2022 03/08/22 For Sale $619,900 0.0% $368 / Sq Ft
02/08/2022 02/08/22 Pending -- -- --
02/02/2022 02/02/22 For Sale $619,900 -- $368 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,137 $796,600 $0 $796,600
2024 $8,067 $702,100 $0 $702,100
2023 $7,902 $673,100 $0 $673,100
2022 $7,421 $578,400 $0 $578,400
2021 $7,812 $566,100 $0 $566,100
2020 $8,187 $572,500 $0 $572,500
2019 $8,702 $572,500 $0 $572,500
2018 $8,506 $531,600 $0 $531,600
2017 $9,479 $543,200 $0 $543,200
2016 $9,414 $543,200 $0 $543,200
2015 $9,002 $524,900 $0 $524,900
2014 $9,786 $523,300 $0 $523,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72938662

MLS Property Information Network (MLS PIN)

APN: SWAM-000001-000122-A000000