$550,000
SOLD OCT 24, 2025

20 Lance Ct Elkton, MD 21921

3 Beds
2 Baths
2,476 Sq Ft
1.55 Acres

Recently Sold

$222 Per Sq Ft

5% Above List Price

3 Days on Market

Highlights

  • Home fronts navigable water
  • In Ground Pool
  • 1.55 Acre Lot
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Rambler Architecture

About This Home

As of October 2025

Nestled in the serene community of Pembrey, this exquisite ranch-style residence offers a luxurious lifestyle defined by its stunning water features and unparalleled access to the Elk River. Spanning over 1.55 acres, this property is a true sanctuary. As you approach the home, the charming brick and vinyl siding exterior invites you in, while the meticulously landscaped grounds set the stage for a tranquil retreat. Step inside to discover a thoughtfully designed layout that maximizes space and natural light. With 2,476 square feet of finished living area, this home boasts three spacious bedrooms and two full bathrooms, providing ample room for relaxation and entertainment. The heart of this residence is undoubtedly the outdoor oasis. A personal in-ground pool offers a perfect spot for summer gatherings or quiet afternoons soaking up the sun. Imagine hosting friends for a poolside barbecue or enjoying a refreshing dip after a day on the water. Complimenting the outdoor living space you are greeted by a large Trex Deck some of which is partially covered from the roof making a great space for relaxing after a long day.The property's private access to the Elk River enhances the experience, allowing for effortless boating, fishing, and kayaking from right inside the community. Whether you're an avid water sports enthusiast or simply enjoy the peaceful sounds of nature, this home caters to your every desire. Inside, the cozy ambiance is complemented by a charming fireplace and vaulted ceilings, perfect for those cooler evenings spent indoors. The partially finished basement with a side entrance provides additional space for hobbies or storage, while the attached garage and ample driveway parking ensure convenience for you and your guests. This property is not just a home; it's a lifestyle. The surrounding natural beauty and the gentle flow of the river create a serene backdrop that enhances your everyday living experience. Experience the perfect blend of comfort, elegance, and adventure, all within the confines of your own private retreat! New Roof in 2024, New Septic 2017, with many other upgrades, this property has it all!

Last Agent to Sell the Property

Corey Snyder

(484) 888-2599 ccsnyd933@gmail.com Beiler-Campbell Realtors-Avondale License #5667343 Listed on: 09/19/2025

Last Buyer's Agent

Kristin Lewis

(443) 350-6737 kristinshomes@hotmail.com Integrity Real Estate

Integrity Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,884

Year Built

  • Built in 1989

Lot Details

  • 1.55 Acre Lot
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned LDR

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 3 Driveway Spaces
  • Side Facing Garage

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • Property has 1 Level
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Workshop
  • Storage Room
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Partially Finished Basement

  • Walk-Out Basement
  • Side Basement Entry
  • Basement with some natural light

Pool

  • In Ground Pool
  • Vinyl Pool
  • Fence Around Pool

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Waterski or Wakeboard
  • Powered Boats Permitted
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • 200+ Amp Service
  • Well
  • Propane Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 43
  • Assessor Parcel Number 0805087384

Community Details

Overview

  • Pembrey Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,884

Year Built

Built in 1989

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Washer, Dryer, Refrigerators
  • New Construction: No
  • Story List: Main
  • Expected On Market: 9/19/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Storage Room, Workshop, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Partially Finished, Side Entrance, Walkout Level
  • Total Sq Ft: 2476
  • Living Area Sq Ft: 2476
  • Price Per Sq Ft: 312.50
  • Above Grade Finished Sq Ft: 1680
  • Below Grade Finished Sq Ft: 796
  • Total Below Grade Sq Ft: 796
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding, Stick Built
  • Pool Features: Fenced, In Ground, Vinyl
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Elk River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 275.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Lot Size Acres: 1.55
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 67518.00
  • Property Condition: Excellent
  • Zoning: LDR
  • Zoning Description: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3884.00
  • Assessor Parcel Number: 0805087384
  • Tax Lot: 43
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Oct 24, 2025
Sold by
Rineer Paula
Bought by
Smick Stacey
Seller's Agent
Corey Snyder
Beiler-Campbell Realtors-Avondale
Buyer's Agent
Kristin Lewis
Integrity Real Estate
List Price
$525,000
Sold Price
$550,000
Premium/Discount to List
$25,000
4.76%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-18.95%
Original Mortgage
$522,500
Outstanding Balance
$522,500
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$7,087

Purchase Details

Closed on
Aug 12, 2003
Sold by
Mancuso Albert J
Bought by
Rineer Ronald T Paula W

Purchase Details

Closed on
Dec 29, 2000
Sold by
Sarver John W and Sarver Joyce W
Bought by
Mancuso Albert J and Mancuso Sandra E

Purchase Details

Closed on
Jun 13, 1989
Sold by
Tiffin Builders, Inc.
Bought by
Sarver John W and Sarver Joyce W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $550,000 Fidelity National Title
Deed $284,900 --
Deed $218,000 --
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $522,500 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold $550,000 +4.8% $222 / Sq Ft
09/22/2025 09/22/25 Pending -- -- --
09/19/2025 09/19/25 For Sale $525,000 -- $212 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,977 $369,167 $0 $0
2024 $3,470 $349,433 $0 $0
2023 $3,001 $329,700 $142,200 $187,500
2022 $3,734 $326,167 $0 $0
2021 $3,659 $322,633 $0 $0
2020 $3,741 $319,100 $142,200 $176,900
2019 $3,686 $314,367 $0 $0
2018 $3,631 $309,633 $0 $0
2017 $3,577 $304,900 $0 $0
2016 $3,363 $302,233 $0 $0
2015 $3,363 $299,567 $0 $0
2014 $3,366 $296,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2019064

Bright MLS

APN: 05-087384