NOT LISTED FOR SALE

20 Ln 325 Lake James A-1 Angola, IN 46703

Estimated Value: $340,000 - $689,298

3 Beds
2.5 Baths
2,360 Sq Ft
$218/mo HOA Fee

Last Sold October 09, 2014

Last sale price $250,000 $106 Per Sq Ft

Est. 106% increase in value since last sale

Current estimated payment $3,303/month

131 Days on Market

Highlights

  • 80 Feet of Waterfront
  • In Ground Pool
  • Lake Property
  • Pier or Dock
  • 13 Acre Lot
  • Cathedral Ceiling

About This Home

As of October 2014

Here is a great opportunity that does not come around very often. A 3BR/2.5BA main level Condo on a full finished walkout lower level with 2,300 sq ft of finished living area plus a 22x24 attached garage. This is a corner unit with a large wrap around deck for privacy and entertaining. A large open living & dining area with cathedral ceiling and a gas log fireplace make this a very desirable lake home. The home offers a main level master suite and master bath that is lakeside. There is room for the whole family with the huge family room in the lower level; it's great for TV, games and entertaining. The attached garage offers plenty of storage along with housing 2 cars. Whisper Bay is situated on 13 acres of ground with a heated swimming pool, 80 foot of lakefront, walking trails and so much more. The monthly dues include all exterior maintenance of the home, water, garbage, dock installation & removal, snow plowing, all lawn maintenance and the liability insurance for all of the common areas.

Last Agent to Sell the Property

Craig Walker

Coldwell Banker Real Estate Group Listed on: 04/07/2014

Coldwell Banker Real Estate Group

Co-Listed By

Barbara Hendrick

Coldwell Banker Real Estate Group

Last Buyer's Agent

Craig Walker

Coldwell Banker Real Estate Group Listed on: 04/07/2014

Coldwell Banker Real Estate Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,322

Year Built

  • Built in 1990

Lot Details

  • 80 Feet of Waterfront
  • Lake Front

HOA Fees

  • $218 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Cedar

Interior Spaces

  • 1-Story Property
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Workshop
  • Breakfast Bar

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Basement

  • Walk-Out Basement
  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement

Outdoor Features

  • In Ground Pool
  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Water Source

Listing and Financial Details

  • Assessor Parcel Number 76-06-04-000-025.036-011

Community Details

Recreation

  • Pier or Dock
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,322

Year Built

Built in 1990

Lot Details

0

HOA Fees

$218 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Condo/Villa
  • Waterfront: Yes
  • Year Built: 1990
  • Age: 24
  • Style: One Story
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 5
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 1
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: PT SE1/4 Sec 4 Whisper Bay Horiz Reg Bldg A-1
  • Parcel Number ID: 76-06-04-000-025.036-011
  • Platted: Yes
  • Amenities: Breakfast Bar, Ceiling-Cathedral, Closet(s) Walk-in, Deck Open, Patio Open, Workshop
  • Location: Lake
  • Number Below Grade Bedrooms: 2
  • Section Number: 4
  • Sp Lp Percent: 89.45
  • Special Features: None

Interior Features

  • Total Sq Ft: 2360
  • Total Finished Sq Ft: 2360
  • Above Grade Finished Sq Ft: 1180
  • Below Grade Finished Sq Ft: 1180
  • Basement Foundation: Walk-Out Basement
  • Number Of Fireplaces: 1
  • Fireplace: Gas Log
  • Living Great Room: Dimensions: 19x15, On Level: Main
  • Kitchen: Dimensions: 13x10, On Level: Main
  • Dining Room: Dimensions: 19x11, On Level: Main
  • Family Room: Dimensions: 24x15, On Level: Lower
  • Extra Room: 1/2 bath, Dimensions: 6x5, On Level: Main
  • Bedroom 1: Dimensions: 16x14, On Level: Main
  • Bedroom 2: Dimensions: 14x12, On Level: Lower
  • Bedroom 3: Dimensions: 14x13, On Level: Lower
  • Other Room1: Master Bath, Dimensions: 8x8, On Level: Main
  • Other Room 2: Full Guest Bath, Dimensions: 8x8, On Level: Lower
  • Other Room 3: Utility Room, Dimensions: 13x6, On Level: Lower
  • Main Level Sq Ft: 1180
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1180

Exterior Features

  • Exterior: Cedar
  • Outbuilding1: None
  • Pool: Below Ground
  • Pool: Yes
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock
  • Water Frontage: 80
  • Water Name: Lake James

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x22
  • Garage Sq Ft: 528

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: Private
  • Laundry: Dimensions: 8xLower, On Level: 5
  • Water Type: Lake

Condo/Co-op/Association

  • Association Fees: 218
  • Association Fees Frequency: Monthly

Schools

  • School District: MSD of Steuben County
  • Elementary School: Ryan Park
  • Middle School: Angola
  • High School: Angola

Lot Info

  • Lot Description: Waterfront
  • Estimated Lot Sq Ft: 566280
  • Estimated Lot Size Acres: 13
  • Zoning: LAKE

Tax Info

  • Annual Taxes: 3322.5

Multi Family

  • Water Access: Lakefront

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 7, 2014
Closed on
Oct 8, 2014
Sold by
Trotter Stephen D and Trotter Sarah W
Bought by
Lake Mathew R and Lake Michelle R
Seller's Agent
Craig Walker
Coldwell Banker Real Estate Group
Buyer's Agent
Craig Walker
Coldwell Banker Real Estate Group
List Price
$279,500
Sold Price
$250,000
Premium/Discount to List
-$29,500
-10.55%
Current Estimated Value
$514,325

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$264,325
Avg. Annual Appreciation
6.75%
Original Mortgage
$225,000
Outstanding Balance
$172,685
Interest Rate
4.13%
Mortgage Type
New Conventional
Estimated Equity
$341,640
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lake Mathew R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lake Mathew R $225,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/09/2014 10/09/14 Sold $250,000 -10.6% $106 / Sq Ft
08/16/2014 08/16/14 Pending -- -- --
04/07/2014 04/07/14 For Sale $279,500 -- $118 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,386 $499,700 $198,000 $301,700
2023 $4,138 $467,800 $180,000 $287,800
2022 $2,200 $445,200 $180,000 $265,200
2021 $1,847 $367,000 $150,000 $217,000
2020 $1,679 $347,500 $150,000 $197,500
2019 $1,723 $339,500 $150,000 $189,500
2018 $1,819 $339,900 $150,000 $189,900
2017 $1,532 $288,000 $150,000 $138,000
2016 $1,490 $278,500 $150,000 $128,500
2014 $3,012 $273,200 $150,000 $123,200
2013 $3,012 $277,800 $150,000 $127,800
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 201410904

Indiana Regional MLS

APN: 76-06-04-000-025.036-011