NOT LISTED FOR SALE

20 Montego Key Novato, CA 94949

Bel Marin Keys Neighborhood

Estimated Value: $1,551,000 - $1,621,000

4 Beds
2.5 Baths
1,952 Sq Ft
$806/Sq Ft Est. Value

Sale Details

Date Sold: February 13, 2026

Last sale price $1,549,000 $794 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $9,455 / mo

Highlights

  • Water Views
  • Home fronts navigable water
  • 2 Car Attached Garage
  • Novato High School Rated A-
  • Main Floor Bedroom
  • Bathroom on Main Level

About This Home

As of February 2026

Discover the potential of 20 Montego Key, a waterfront gem nestled on a peaceful lagoon. With its private dock and location near the community center, this home is perfect for embracing a relaxed, water-centric lifestyle. Lovingly cared for by its long-time owner, the property retains its original character, offering a rare opportunity to make it your own. Upstairs, the primary suite boasts stunning views and a calm retreat. This is your chance to craft the home of your dreams in an idyllic setting!

Last Agent to Sell the Property

Jim Stafford

Compass License #01372158 Listed on: 02/13/2026

Compass

Last Buyer's Agent

Ofer Dallal

Keller Williams Realty License #02059033

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 10,402 Sq Ft Lot
  • Home fronts navigable water

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1,952 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Water Views
  • Laundry in unit

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level

Utilities

  • No Cooling
  • Central Heating

Listing and Financial Details

  • Assessor Parcel Number 157-202-08

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

10,402 Sq Ft Lot

Parking

2

Listing Details

  • Type: Residential
  • Property Sub Type: Single Family Residence
  • Subtype Description: Detached
  • Directions To Property: hwy 101 to BMK (L) Montego
  • Lot Size Acres: 0.2388
  • Stories: 2
  • Special Features: None

Interior Features

  • Number Of Fireplaces: 1
  • Bedrooms: 4
  • Half Bathrooms: 1
  • Full Bathrooms: 2
  • Square Footage: 1952.00
  • Bathrooms: 3
  • Fireplace Features: Living Room
  • Main Level: Bedroom(s), Dining Room, Family Room, Full Bath(s), Garage, Kitchen, Living Room, Street Entrance

Exterior Features

  • Lot Features: Navigable Waterway
  • Property Condition: Original
  • View: Water

Garage/Parking

  • Parking Features: Attached
  • Total Parking Spaces: 4.00
  • Garage Spaces: 2.00

Utilities

  • Cooling: None
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
  • Heating: Central
  • Laundry Features: Inside Area

Lot Info

  • Assessor Parcel Number: 157-202-08
  • Lot Size Sq Ft: 10402.00

Building Info

  • Year Built: 1989

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2026
Closed on
Feb 4, 2026
Sold by
Bought by
Seller's Agent
Jim Stafford
Compass
Buyer's Agent
Ofer Dallal
Keller Williams Realty
List Price
$1,549,000
Sold Price
$1,549,000
Views
4
Current Estimated Value
$1,573,248

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,248
Avg. Annual Appreciation
4.67%
Original Mortgage
$1,161,750
Outstanding Balance
$1,159,497
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$413,751

Purchase Details

Closed on
Mar 19, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 9, 1998
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,549,000 First American Title
-- Fidelity National Title Co
-- Fidelity National Title Co
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,161,750
Previous Owner $60,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/13/2026 02/13/26 Sold $1,549,000 0.0% $794 / Sq Ft
02/13/2026 02/13/26 Pending -- -- --
02/13/2026 02/13/26 For Sale $1,549,000 -- $794 / Sq Ft
Source: Bay Area Real Estate Information Services (BAREIS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,686 $692,406 $375,288 $317,118
2024 $11,475 $678,830 $367,930 $310,900
2023 $9,457 $665,521 $360,716 $304,805
2022 $9,202 $652,473 $353,644 $298,829
2021 $10,276 $639,679 $346,710 $292,969
2020 $10,343 $633,122 $343,156 $289,966
2019 $9,990 $620,709 $336,428 $284,281
2018 $10,335 $608,540 $329,832 $278,708
2017 $10,147 $596,610 $323,366 $273,244
2016 $9,091 $584,912 $317,026 $267,886
2015 $8,954 $576,127 $312,264 $263,863
2014 $8,809 $564,843 $306,148 $258,695
Source: Public Records

Agents Affiliated with this Home

  • Jim Stafford

    Seller's Agent in 2026

    Jim Stafford

    Compass

    (415) 706-6025

    2 in this area

    88 Total Sales

    Jim Stafford
    Section Image

  • O

    Buyer's Agent in 2026

    Ofer Dallal

    Keller Williams Realty

  • R

    Buyer Co-Listing Agent in 2026

    Revital Shmerling

    Keller Williams Realty

    (925) 855-8333

    2 in this area

    41 Total Sales

    Revital Shmerling
    Section Image
See All Agents

Map

Source: Bay Area Real Estate Information Services (BAREIS)

MLS Number: 326011829

Bay Area Real Estate Information Services (BAREIS)

APN: 157-202-08

California Marin County Novato 94949 Bel Marin Keys

20 Montego Key, Novato, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bay Area Real Estate Information Services (BAREIS) Listing information deemed reliable but not guaranteed. Copyright 2026 Bay Area Real Estate Information Services, Inc. All Right Reserved.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.