Seller's Agent in 2021
Susan Malton
Coldwell Banker Realty
(860) 227-0117
13 in this area
21 Total Sales
20 N Cove Rd Old Saybrook, CT 06475
Estimated Value: $1,051,000 - $1,324,000
3
Beds
2.5
Baths
2,204
Sq Ft
$529/Sq Ft
Est. Value
Highlights
- Waterfront
- Cape Cod Architecture
- 1 Fireplace
- Kathleen E. Goodwin School Rated A-
- Attic
- No HOA
About This Home
As of June 2021FABULOUS! Popular 1930's Remodeled Cape style home offers 2200 sq ft and has some pretty N.Cove water peeks and colorful sunsets. Loaded with charm, sunshine and set in one of the most desirable neighborhoods in Old Saybrook! Just steps thru the scenic NCove neighborhood to water accesses for kayaking or launch small boat. First floor Master Suite with remodeled bathroom and laundry. Spacious Livingroom with wood burning fireplace and formal dining room- both rooms feature lovely moldings. Updated kitchen with dining area and 2 steps down to a large family room. On the 2nd floor you will find 2 nice sized bedrooms and new bathroom. Wood floors thru out, natural gas, remodeled half bath on main floor. The exterior offers a new block patio accented with pretty professional landscaping, stonewalls, lush lawn and irrigation. New 2 car garage with 2nd floor storage, new all house Generator and newer septic system. This home is a perfect down sizer, starter or second home. Escape to the shoreline- you will not disappointed this one is a cutie! House is OUT OF FLOOD ZONE- LOMA approved!!!!
Last Agent to Sell the Property
Coldwell Banker Realty License #RES.0757374 Listed on: 04/22/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,046
Year Built
- Built in 1938
Lot Details
- 0.3 Acre Lot
- Waterfront
- Stone Wall
- Sprinkler System
- Garden
Home Design
- Cape Cod Architecture
- Concrete Foundation
- Frame Construction
- Asphalt Shingled Roof
- Cedar Siding
- Shake Siding
Interior Spaces
- 2,204 Sq Ft Home
- 1 Fireplace
- Thermal Windows
- Concrete Flooring
- Water Views
- Attic or Crawl Hatchway Insulated
Kitchen
- Gas Range
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on main level
- Electric Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Crawl Space
Parking
- 2 Car Detached Garage
- Automatic Garage Door Opener
- Driveway
Outdoor Features
- Walking Distance to Water
- Patio
- Rain Gutters
Location
- Property is near a golf course
Utilities
- Mini Split Air Conditioners
- Zoned Heating
- Heat Pump System
- Baseboard Heating
- Heating System Uses Natural Gas
- Power Generator
Community Details
- No Home Owners Association
- North Cove Subdivision
Listing and Financial Details
- Exclusions: See exclusion sheet
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 22, 2021
Closed on
Jun 28, 2021
Sold by
Hurd Wayne and Hurd Joanne
Bought by
Mcguinness Micahel W and Mcguinness Mauram M
Seller's Agent
Susan Malton
Coldwell Banker Realty
Buyer's Agent
Susan Malton
Coldwell Banker Realty
List Price
$824,900
Sold Price
$910,000
Premium/Discount to List
$85,100
10.32%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$255,936
Avg. Annual Appreciation
5.99%
Original Mortgage
$546,000
Outstanding Balance
$495,410
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$670,526
Purchase Details
Listed on
Oct 9, 2016
Closed on
Dec 29, 2016
Sold by
Stephens Lora A
Bought by
Hurd Wayne and Hurd Joanne
Seller's Agent
Susan Malton
Coldwell Banker Realty
Buyer's Agent
Susan Malton
Coldwell Banker Realty
List Price
$639,000
Sold Price
$580,000
Premium/Discount to List
-$59,000
-9.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.53%
Purchase Details
Closed on
Jun 11, 2010
Sold by
Watkins Elizabeth G E
Bought by
Stephens Lora Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.11%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mcguinness Micahel W | $910,000 | None Available | |
| Hurd Wayne | $580,000 | -- | |
| Stephens Lora Ann | $479,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mcguinness Micahel W | $546,000 | |
| Previous Owner | Stephens Lora Ann | $416,000 | |
| Previous Owner | Stephens Lora Ann | $379,500 | |
| Previous Owner | Stephens Lora Ann | $417,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/29/2021 06/29/21 | Sold | $910,000 | +10.3% | $413 / Sq Ft | |
| 04/25/2021 04/25/21 | Pending | -- | -- | -- | |
| 04/22/2021 04/22/21 | For Sale | $824,900 | +42.2% | $374 / Sq Ft | |
| 12/29/2016 12/29/16 | Sold | $580,000 | -9.2% | $263 / Sq Ft | View Prior Sale |
| 11/10/2016 11/10/16 | Pending | -- | -- | -- | |
| 10/09/2016 10/09/16 | For Sale | $639,000 | -- | $290 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,634 | $557,000 | $160,700 | $396,300 |
| 2024 | $8,466 | $557,000 | $160,700 | $396,300 |
| 2023 | $7,186 | $351,400 | $120,100 | $231,300 |
| 2022 | $7,056 | $351,400 | $120,100 | $231,300 |
| 2021 | $7,046 | $351,400 | $120,100 | $231,300 |
| 2020 | $7,046 | $351,400 | $120,100 | $231,300 |
| 2019 | $6,940 | $351,400 | $120,100 | $231,300 |
| 2018 | $7,250 | $369,900 | $120,100 | $249,800 |
| 2017 | $7,272 | $369,900 | $120,100 | $249,800 |
| 2016 | $7,124 | $369,900 | $120,100 | $249,800 |
| 2015 | $6,958 | $369,900 | $120,100 | $249,800 |
| 2014 | $6,677 | $360,900 | $120,100 | $240,800 |
Source: Public Records
Agents Affiliated with this Home
-
Susan Malton
Map
Source: SmartMLS
MLS Number: 170390577
APN: OSAY-000023-000028
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