$1,090,000
SOLD AUG 18, 2025

20 Oak Rd Bumpass, VA 23024

7 Beds
4 Baths
2,808 Sq Ft
1.79 Acres

Recently Sold

$388 Per Sq Ft

9% Below List Price

237 Days on Market

Highlights

  • 80 Feet of Waterfront
  • Seaplane Permitted
  • Parking available for a boat
  • Jouett Elementary School Rated A-
  • 2 Dock Slips
  • Private Beach

About This Home

As of August 2025

HIGH-SPEED FIBER OPTIC FIREFLY INTERNET NOW AVAILABLE. Are you interested in purchasing an investment property fully set up for Short Term Rentals? Here is the one for you with an established rental history! This unique lake home has a total of 7 bedrooms (Septic designed for 6 bedrooms) and 4 full bathrooms. Located on Lake Anna's private side in a quiet cove with 80 FT of waterfront, just off of the main lake. Outdoors you will enjoy the sandy beach area, water slide, spacious boat house with two covered slips and a storage area, a large fire pit, playground, and an oversized detached garage for all your lake toys. There is a large deck, partially covered and screened, perfect for relaxing or entertaining. Inside you will be greeted by an updated kitchen with an open floor plan offering lake views! Four bedrooms are located on the main level, and three bedrooms are located on the lower level. The lower level offers a private entry and kitchenette for additional privacy. Coming June 2025- New Roof & HardiPlank siding. Come see for yourself all this home has to offer! (Rental history for 2022-2024 available, as well as future 2025 bookings)

Last Agent to Sell the Property

Lauren Davis

(540) 223-3211 lauren@lakeannaexpert.com KW Realty Lakeside License #0225242611 Listed on: 10/31/2024

Last Buyer's Agent

datacorrect BrightMLS

datacorrect@brightmls.com Non Subscribing Office License #0225194075

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,245

Year Built

  • Built in 1989

Lot Details

  • 1.79 Acre Lot
  • 80 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Partially Wooded Lot
  • Back Yard
  • Property is in good condition
  • Property is zoned R2

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 4 Car Detached Garage
  • Gravel Driveway
  • Parking available for a boat

Home Design

  • Contemporary Architecture
  • Raised Ranch Architecture
  • Block Foundation
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Bar
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Awning
  • Sliding Doors
  • Combination Dining and Living Room
  • Lake Views
  • Flood Lights
  • Attic

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Double Oven
  • Electric Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Partially Carpeted
  • Laminate
  • Tile or Brick
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Shelving
  • Basement Windows

Outdoor Features

  • Outdoor Shower
  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Dock has a Storage Area
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Sport Court
  • Deck
  • Enclosed Patio or Porch
  • Outdoor Grill
  • Playground
  • Play Equipment

Schools

  • Jouett Elementary School
  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • On Site Septic
  • Septic Less Than The Number Of Bedrooms

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 18
  • Assessor Parcel Number 63A 1 18

Community Details

Overview

  • Hickory Landing Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,245

Year Built

Built in 1989

Lot Details

0

HOA Fees

$33 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Raised Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: Boat and Jet Skis not included, items in owners closets not included, items in garage not included, seller will be taking some furnishings.
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 10/31/2024 12:00:00 AM
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven - Double, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Disposal
  • Flooring Type: Ceramic Tile, Laminate Plank, Luxury Vinyl Plank, Partially Carpeted, Tile/Brick
  • Interior Amenities: Breakfast Area, Bar, Built-Ins, Combination Dining/Living, Dining Area, Entry Level Bedroom, Kitchen - Island, Primary Bath(s), Upgraded Countertops, Floor Plan - Open, 2nd Kitchen, Attic, Carpet, Ceiling Fan(s), Recessed Lighting, Skylight(s)
  • Fireplace: No
  • Door Features: Sliding Glass
  • Foundation Details: Concrete Perimeter, Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Heated, Improved, Fully Finished, Shelving, Walkout Level, Windows, Interior Access, Full
  • Laundry Type: Has Laundry, Hookup, Main Floor
  • Total Sq Ft: 2880
  • Living Area Sq Ft: 2808
  • Price Per Sq Ft: 763.89
  • Above Grade Finished Sq Ft: 1440
  • Below Grade Finished Sq Ft: 1368
  • Below Grade Sq Ft: 72
  • Total Below Grade Sq Ft: 1440
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 7
  • Main Level Bedrooms: 4
  • All Lower Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Boat Storage, Play Area, Play Equipment, Private Beach, Flood Lights, Sport Court, Bbq Grill, Awning(s), Outside Shower
  • Spa: No
  • View: Lake, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 80

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Covered Parking, Oversized
  • Number Of Detached Garage Spaces: 4
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Detached Garage, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic, Septic < # Of Br
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 400.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: JOUETT
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Lot Features: Fishing Available, Partly Wooded, Rear Yard
  • Lot Size Acres: 1.79
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 77972.00
  • Outdoor Living Structures: Deck(s), Enclosed, Screened
  • Property Condition: Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 4245.00
  • Assessor Parcel Number: 63A 1 18
  • Tax Lot: 18
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Private Dock Site, Sandy Beach

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 31, 2024
Closed on
Jul 14, 2025
Sold by
Schrager Adam and Schrager Carly
Bought by
Wallace Amanda and Wallace David
Seller's Agent
Lauren Davis
KW Realty Lakeside
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$1,195,000
Sold Price
$1,090,000
Premium/Discount to List
-$105,000
-8.79%
Views
117
Current Estimated Value
$1,090,934

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$934
Avg. Annual Appreciation
0.20%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Purchase History

Date Type Sale Price Title Company
Deed $1,090,000 Fidelity National Title
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/18/2025 08/18/25 Sold $1,090,000 -0.9% $388 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
05/15/2025 05/15/25 Price Changed $1,100,000 -4.3% $392 / Sq Ft
03/26/2025 03/26/25 Price Changed $1,149,900 -2.1% $410 / Sq Ft
12/09/2024 12/09/24 Price Changed $1,175,000 -1.7% $418 / Sq Ft
10/31/2024 10/31/24 For Sale $1,195,000 -- $426 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,242 $761,600 $275,000 $486,600
2024 $5,242 $728,100 $248,600 $479,500
2023 $4,910 $717,800 $226,600 $491,200
2022 $4,245 $589,600 $206,800 $382,800
2021 $2,283 $491,800 $187,000 $304,800
2020 $3,163 $439,300 $187,000 $252,300
2019 $3,015 $418,700 $187,000 $231,700
2018 $2,942 $408,600 $180,400 $228,200
2017 $2,753 $409,100 $180,400 $228,700
2016 $2,753 $382,300 $184,800 $197,500
2015 $2,768 $384,500 $184,800 $199,700
2013 -- $336,900 $198,000 $138,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALA2006752

Bright MLS

APN: 63A-1-18