$600,000

Estimated payment $3,606/month

Total Views 8,642
-- Bed
2 Baths
2,160 Sq Ft
$278 Price per Sq Ft

Highlights

  • Hot Property
  • Deck
  • Wood Flooring
  • 57 Feet of Waterfront
  • Property is near golf course, public transit, railroad, and shops
  • New Englander Architecture

About This Home

Perched directly above the river's edge on a unique island setting in the heart of Biddeford, this extraordinary waterfront property at 20 Pine Street offers breathtaking year-round panoramic river views from both floors and an impressive 57 feet of owned water frontage. Surrounded by the vibrant energy of Biddeford's thriving downtown -- including award-winning restaurants, coffee shops, boutiques, breweries, and celebrated arts scene -- this location delivers the perfect blend of waterfront tranquility and walkable urban convenience. Currently owner-occupied as a single-family home, this versatile property remains approved for multifamily use, presenting endless possibilities for homeowners, investors, or those seeking a flexible waterfront retreat. Inside, you'll find bright, open living spaces filled with natural light, warm wood flooring, and thoughtful updates throughout -- including updated flooring with radiant heat and a beautifully redone basement. Relax and take in the scenery from enclosed porches and private balconies that feel as though they're suspended above the water itself. Step outside to your own private dock and enjoy the ultimate Maine waterfront lifestyle with boating, kayaking, swimming, fishing, and unforgettable sunsets right from your backyard. Rarely does a property combine charm, flexibility, extensive updates, direct waterfront access, and an unbeatable in-town island location in one remarkable offering. A truly rare find in the heart of Biddeford!

Listing Agent

Melinda Torrens

Epique Realty Listed on: 05/13/2026

Epique Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,875

Year Built

  • Built in 1880

Lot Details

  • 3,920 Sq Ft Lot
  • 57 Feet of Waterfront
  • Lot Has A Rolling Slope

Parking

  • Paved Parking

Property Views

  • Water
  • Scenic Vista

Home Design

  • Duplex
  • New Englander Architecture
  • Block Foundation
  • Stone Foundation
  • Wood Frame Construction
  • Tar and Gravel Roof
  • Membrane Roofing
  • Vinyl Siding

Interior Spaces

  • 2,160 Sq Ft Home
  • 2-Story Property
  • Double Pane Windows
  • Laundry on main level

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump

Outdoor Features

  • Deck
  • Patio
  • Enclosed Glass Porch

Location

  • Property is near golf course, public transit, railroad, and shops

Utilities

  • No Cooling
  • Radiant Heating System

Listing and Financial Details

  • Tax Lot 31
  • Assessor Parcel Number BIDD-000040-000000-000031

Community Details

Overview

  • 2 Units

Pet Policy

  • Pets Allowed

Building Details

  • Operating Expense $5,000
  • Gross Income $52,800

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,875

Year Built

Built in 1880

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Prop. Type: Residential Income
  • Lot Size Acres: 0.09
  • Water Body Name: Saco River
  • MLS Status: Active
  • Directions: Elm Street (Route 1) to Pine Street to #20. Park on street or in driveway.
  • Above Grade Finished Sq Ft: 2160.0
  • Architectural Style: New Englander, Other
  • Garage Yn: No
  • Building Stories: 2
  • Structure Type: Duplex
  • Year Built: 1880
  • Contract Information:List PriceSqFt: 277.78
  • Property Information:Seasonal: No
  • Water Info:Water View2: Yes
  • Property Information:Short Sale Continue to Show: No
  • Water Info:Waterfront Amount -: 57.0
  • Water Info:Water Frontage Owned -: 57.0
  • Special Features: VirtualTour
  • Property Sub Type: MultiFamily
  • Stories: 2

Interior Features

  • Furnished: Negotiable
  • Has Basement: Interior Entry, Full, Sump Pump, Unfinished
  • Full Bathrooms: 2
  • Flooring: Tile, Wood
  • Interior Amenities: 1st Floor Bedroom, Primary Bedroom w/Bath
  • Stories: 2
  • Window Features: Double Pane Windows

Exterior Features

  • Lot Features: Near Golf Course, Near Town, Near Railroad, Rolling Slope
  • View: Scenic
  • Waterfront Features: Deeded, Dock, River/Brook/Stream
  • Waterfront: Yes
  • Construction Type: Wood Frame, Vinyl Siding
  • Foundation Details: Block, Granite
  • Patio And Porch Features: Deck, Glassed-in Porch, Patio, Porch
  • Roof: Membrane, Tar/Gravel

Garage/Parking

  • Attached Garage: No
  • Parking Features: Paved, 1 - 4 Spaces

Utilities

  • Laundry Features: Main Level, Upper Level
  • Cooling: None
  • Cooling Y N: No
  • Heating: Oil, Radiant
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: No Restrictions

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 3920.4
  • Parcel #: BIDD-000040-000000-000031
  • Zoning: R2

Multi Family

  • Number Of Units Total: 2
  • Annual Gross Income: 52800.0
  • Annual Operating Expense: 5000.0

Tax Info

  • Tax Annual Amount: 4875.0
  • Tax Lot: 31
  • Tax Year: 2025

3D Interior and Exterior Tours

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,875 $326,300 $170,500 $155,800
2024 $4,597 $323,300 $170,500 $152,800
2023 $4,166 $317,500 $167,000 $150,500
2022 $3,691 $224,900 $111,900 $113,000
2021 $3,435 $188,400 $90,600 $97,800
2020 $3,296 $162,400 $79,900 $82,500
2019 $2,847 $162,400 $79,900 $82,500
2018 $3,199 $162,400 $79,900 $82,500
2017 $2,602 $158,900 $79,900 $79,000
2016 $2,913 $158,900 $79,900 $79,000
2015 $2,942 $161,100 $79,900 $81,200
2014 $2,869 $161,100 $79,900 $81,200
2013 -- $185,900 $97,800 $88,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/13/2026 05/13/26 For Sale $600,000 -- $278 / Sq Ft
Source: Maine Listings

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $120,000 Adjustable Rate Mortgage/ARM
Source: Public Records

About the Listing Agent

Melinda Torrens

Epique Realty

(207) 407-9797

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Experience - Professionalism - Expertise
Over $50M SOLD!

I've been a real estate leader for over two decades and have guided hundred of buyers, sellers, and agents through the real estate sales process. There is no one-size-fits-all formula for creating the best experience and outcome in real estate. I use my creativity and knowledge of the industry and market to tailor the perfect individual plan for accomplishing your goals. I always put my clients first and aim to always exceed

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  • 26 Walnut St Unit D5, Old Orchard Beach, ME 04064

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    • 3 Beds
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    • 1,600 Sq Ft
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  • 66 Kellogg St, Portland, ME 04101

    $655,000 Sold May 28, 2025

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  • 172 Chaplins Mill Rd, Naples, ME 04055

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  • 40 Station Rd, Oxford, ME 04270

    $143,500 Sold Jan 21, 2026

    • 3 Beds
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Source: Maine Listings

MLS Number: 1662066

Maine Listings

APN: BIDD-000040-000000-000031

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