$328,000
UNDER CONTRACT

20 Ridgeview Rd Spruce Pine, NC 28777

Estimated payment $1,913/month

Total Views 243
2 Beds
2 Baths
1,213 Sq Ft
$270 Price per Sq Ft

Highlights

  • Views of Trees
  • Community Lake
  • Furnished
  • Lake Privileges
  • Vaulted Ceiling
  • Cottage

About This Home

Nestled on a peaceful,.92 acre lot in the sought after Swiss Pine Lake neighborhood, this charming 1213 sf single-level living home offers the perfect blend of convenience and serene living. Step inside to discover a warm and inviting atmosphere, where beautiful hard wood floors run throughout. The kitchen is a true highlight, featuring cabinets made from rare, reclaimed wormy American Chestnut. These unique cabinets offer a historic pedigree that is both a conversation piece and a timeless design element. Each knot and wormhole tells the story of this historic prized American hardwood. Attached to the kitchen, the utility room, which houses the washer and dryer offers incredible functionality with it's matching wormy chestnut cabinetry. Culinary enthusiasts will adore the huge pantry, providing ample space for your needs. This home boasts two bedrooms and two bathrooms. The roomy, primary bedroom comes complete with en-suite. There is a 467 sf screened porch where you can relax and enjoy the mountain view in complete comfort. This versatile space is well suited for entertaining or simply unwinding and extends to an open deck. Outside, the low maintenance yard allows you to spend more time enjoying life. Practical amenities include a storage shed, a large circular driveway that provides an abundance of parking, along side a dedicated garage. This prime location is moments away from shopping, dining and a premier golf course and country club. This move-in-ready, furnished home is a rare find, combining one-level living, captivating charm, and an unbeatable location.

Listing Agent

Ginger Gregory

Coldwell Banker Advantage Listed on: 08/28/2025

Coldwell Banker Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,178

Year Built

  • Built in 1962

Lot Details

  • 0.92 Acre Lot
  • Property fronts a private road

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Private Parking
  • Driveway

Property Views

  • Trees
  • Mountain

Home Design

  • Cottage
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,213 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Propane Fireplace
  • Double Pane Windows
  • Crawl Space

Kitchen

  • Electric Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Lake Privileges
  • Screened Patio
  • Fire Pit
  • Outbuilding
  • Porch

Schools

  • Deyton Elementary School
  • Mitchell High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 0789-04-82-1219

Community Details

Overview

  • Swiss Pine Lake Community Subdivision
  • Community Lake

Recreation

  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,178

Year Built

Built in 1962

Lot Details

0

HOA Fees

$67 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.92
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Swiss Pine Lake Community
  • Above Grade Finished Sq Ft: 1213.0
  • Architectural Style: Cottage
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1962
  • Property Sub Type Additional: Single Family Residence
  • Special Features: 4224
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Exhaust Fan, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: One, Gas, Propane
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Furnished, Skylights, Vaulted Ceiling(s)
  • Living Area: 1213.0
  • Stories: 1
  • Window Features: Double Pane Windows, Skylight(s)

Exterior Features

  • View: Mountain(s), Trees/Woods
  • View: Yes
  • Waterfront Features: Lake Privileges
  • Home Warranty: No
  • Construction Type: Wood Siding, Wood Frame
  • Exterior Features: Fire Pit, Out Building(s), Paved Driveway
  • Other Structures: Outbuilding
  • Patio And Porch Features: Multiple, Screened
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway, Garage, One Car Garage, Paved, Private

Utilities

  • Laundry Features: Main Level
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Fireplace(s), Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Permit Unavailable, Septic Tank
  • Utilities: Septic Available
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Community Features: Lake, Trails/Paths, Long Term Rental Allowed
  • Association Fee: 800.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Deyton
  • High School: Mitchell

Lot Info

  • Parcel #: 0789-04-82-1219

Tax Info

  • Tax Annual Amount: 1178.1
  • Tax Book Number: 592/791

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,178 $187,000 $40,000 $147,000
2023 $1,178 $187,000 $40,000 $147,000
2022 $1,178 $187,000 $40,000 $147,000
2021 $1,039 $159,800 $40,000 $119,800
2020 $1,039 $159,800 $40,000 $119,800
2019 $1,039 $159,800 $40,000 $119,800
2018 $1,039 $159,800 $40,000 $119,800
2017 $947 $145,700 $35,000 $110,700
2016 $874 $145,700 $35,000 $110,700
2015 $87 $145,700 $35,000 $110,700
2014 $874 $145,700 $35,000 $110,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 For Sale $328,000 -- $270 / Sq Ft
Source: High Country Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $150,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $102,383 New Conventional
Source: Public Records

Source: High Country Association of REALTORS®

MLS Number: 257758

High Country Association of REALTORS®

APN: 0789-04-82-1219