$399,999

20 Ridgeway Dr Flat Rock, NC 28731

Estimated payment $2,267/month

Total Views 21
3 Beds
2 Baths
2,394 Sq Ft
$167 Price per Sq Ft

Highlights

  • Deck
  • Ranch Style House
  • 1 Car Attached Garage
  • Wooded Lot
  • Front Porch
  • Patio

About This Home

Affordable, adorable and well maintained home in desirable Flat Rock with new roof in 2024, new water heater in 2024, central forced air heat pump replaced in 2022, septic pumped in 2024, windows and garage door replace in 2022, fridge and diswasher replaces in 2022, microwave replaced in 2024, exterior paint in 2023, basement LVP flooring in 2024 and termite protection in 2025. This home is move in ready... the seller has done all the work! The floor plan includes three bedrooms and two full bathrooms upstairs, and a fully finished spaceous daylight basement below. This spaceous home includes a master suite with en suite bath, large spiral staircase, basement with laundry, bonus room (currently used as office space) and large garage.The home features a flat fenced in yard with a back deck perfect for gardens, grilling or entertaining. There is a large laundry room in the basement. Very ample closet space and storage thoroughout the home. The well and septic were both updated in 2024.

Listing Agent

Caroline Ericksen

Coldwell Banker Advantage Brokerage Email: caroline@cbawest.com License #318704 Listed on: 09/21/2025

Coldwell Banker Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,854

Year Built

  • Built in 1986

Lot Details

  • Front Green Space
  • Back Yard Fenced
  • Level Lot
  • Wooded Lot
  • Property is zoned R2R

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Driveway

Home Design

  • Ranch Style House
  • Composition Roof
  • Wood Siding
  • Radon Mitigation System

Interior Spaces

  • Ceiling Fan
  • Insulated Windows
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Partially Finished Basement

  • Interior and Exterior Basement Entry
  • Basement Storage

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Deck
  • Patio
  • Front Porch

Schools

  • Upward Elementary School
  • Flat Rock Middle School
  • East Henderson High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Thomas P Davis Subdivision

Listing and Financial Details

  • Assessor Parcel Number 9902690

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,854

Year Built

Built in 1986

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1986
  • Restrictions: Deed
  • Restrictions Description: Specific restrictions noted in Warranty Deed.
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 167.08
  • Geocode Confidence: High
  • Attribution Contact: caroline@cbawest.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: No
  • Flooring: Carpet, Laminate, Tile, Vinyl
  • Interior Amenities: Kitchen Island, Pantry, Storage
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1477
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 728
  • Sq Ft Unheated Total: 728
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator with Ice Maker
  • Above Grade Finished Sq Ft: 1477
  • Accessibility Features: Two or More Access Exits
  • Has Basement: Exterior Entry, Interior Entry, Partially Finished, Storage Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 917
  • Door Features: Storm Door(s)
  • Living Area: 2394
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3
  • Room Count: 12

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced, Full
  • Construction Type: Wood
  • Patio And Porch Features: Deck, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Driveway, Attached Garage

Utilities

  • Heating: Central, Electric, Forced Air, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Security: Radon Mitigation System
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Utilities: Electricity Connected
  • Water Source: Shared Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Flat Rock
  • HOA Subject To: None

Lot Info

  • Lot Features: Green Area, Level, Wooded
  • Lot Size Area: 0.39
  • Lot Size Units: Acres
  • Parcel Number: 9902690
  • Zoning: R2R
  • Plat Book Slide: A/104A
  • Additional Parcels: No
  • Zoning Specification: R2R

MLS Schools

  • Elementary School: Upward
  • High School: East Henderson

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,854 $330,500 $37,100 $293,400
2024 $1,854 $330,500 $37,100 $293,400
2023 $1,854 $330,500 $37,100 $293,400
2022 $1,184 $171,400 $22,400 $149,000
2021 $1,184 $171,400 $22,400 $149,000
2020 $1,184 $171,400 $0 $0
2019 $1,184 $171,400 $0 $0
2018 $1,120 $163,500 $0 $0
2017 $1,120 $163,500 $0 $0
2016 $1,120 $163,500 $0 $0
2015 -- $163,500 $0 $0
2014 -- $134,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2025 09/21/25 For Sale $399,999 +21.2% $167 / Sq Ft
12/09/2021 12/09/21 Sold $330,000 0.0% $152 / Sq Ft
10/12/2021 10/12/21 Pending -- -- --
10/01/2021 10/01/21 Price Changed $330,000 -1.5% $152 / Sq Ft
09/24/2021 09/24/21 For Sale $335,000 +105.5% $154 / Sq Ft
03/31/2014 03/31/14 Sold $163,000 -4.1% $75 / Sq Ft
02/28/2014 02/28/14 Pending -- -- --
01/23/2014 01/23/14 For Sale $169,900 -- $78 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $330,000 --
Warranty Deed $163,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $264,000 New Conventional
Previous Owner $146,700 Cash
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4303990

Canopy MLS (Canopy Realtor® Association)

APN: 9902690