Seller's Agent in 2026
Caroline Ericksen
Coldwell Banker Advantage
(803) 448-1374
15 in this area
103 Total Sales
20 Ridgeway Dr Flat Rock, NC 28731
3
Beds
2
Baths
2,394
Sq Ft
0.39
Acres
Highlights
- Deck
- Ranch Style House
- Front Porch
- Wooded Lot
- No HOA
- 1 Car Attached Garage
About This Home
As of January 2026This home is move in ready... the seller has done all the work! The floor plan includes three bedrooms and two full bathrooms upstairs, and a fully finished spaceous daylight basement below. This spaceous home includes a master suite with en suite bath, large spiral staircase, basement with laundry, bonus room (currently used as office space) and large garage.The home features a flat fenced in yard with a back deck perfect for gardens, grilling or entertaining. There is a large laundry room in the basement. Very ample closet space and storage thoroughout the home. The well and septic were both updated in 2024. New roof in 2024, new water heater in 2024, central forced air heat pump replaced in 2022, septic pumped in 2024, windows and garage door replace in 2022, fridge and diswasher replaces in 2022, microwave replaced in 2024, exterior paint in 2023, basement LVP flooring in 2024 and termite protection in 2025.
Last Agent to Sell the Property
Coldwell Banker Advantage Brokerage Email: caroline@cbawest.com License #318704 Listed on: 09/21/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1986
Lot Details
- 0.39 Acre Lot
- Front Green Space
- Back Yard Fenced
- Level Lot
- Wooded Lot
- Property is zoned R2R
Parking
- 1 Car Attached Garage
- Basement Garage
- Driveway
Home Design
- Ranch Style House
- Composition Roof
- Wood Siding
- Radon Mitigation System
Interior Spaces
- Ceiling Fan
- Insulated Windows
- Storage
- Laundry Room
- Storm Doors
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Carpet
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Partially Finished Basement
- Interior and Exterior Basement Entry
- Basement Storage
Accessible Home Design
- More Than Two Accessible Exits
Outdoor Features
- Deck
- Patio
- Front Porch
Schools
- Upward Elementary School
- Flat Rock Middle School
- East Henderson High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Shared Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Thomas P Davis Subdivision
Listing and Financial Details
- Assessor Parcel Number 9902690
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 21, 2025
Closed on
Jan 5, 2026
Sold by
Fann Erik and Fann Michelle
Bought by
Chadwick Jonathan T and Chadwick Marian C
Seller's Agent
Caroline Ericksen
Coldwell Banker Advantage
Buyer's Agent
Maddison McMahan
Lusso Realty
List Price
$399,999
Sold Price
$375,000
Premium/Discount to List
-$24,999
-6.25%
Views
41
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.10%
Original Mortgage
$356,250
Outstanding Balance
$356,250
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$17,807
Purchase Details
Listed on
Sep 24, 2021
Closed on
Dec 7, 2021
Sold by
Raper William H and Raper Leslie A
Bought by
Fann Erik and Fann Michelle
Seller's Agent
Amanda Moss
Apple Country Realty LLC
Buyer's Agent
Amanda Mandeville
Move Asheville Realty
List Price
$335,000
Sold Price
$330,000
Premium/Discount to List
-$5,000
-1.49%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.17%
Original Mortgage
$264,000
Interest Rate
3.14%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 23, 2014
Closed on
Mar 31, 2014
Sold by
Harrelson Carl E
Bought by
Raper William H and Raper Leslie A
Seller's Agent
Shane Gragg
Carolina Living
Buyer's Agent
Judy Stone
The Buyer`s Agent of Asheville
List Price
$169,900
Sold Price
$163,000
Premium/Discount to List
-$6,900
-4.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.59%
Original Mortgage
$146,700
Interest Rate
3.75%
Mortgage Type
Cash
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | None Listed On Document | |
| Warranty Deed | $330,000 | -- | |
| Warranty Deed | $163,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $356,250 | New Conventional | |
| Previous Owner | $264,000 | New Conventional | |
| Previous Owner | $146,700 | Cash |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/09/2026 01/09/26 | Sold | $375,000 | 0.0% | $157 / Sq Ft | |
| 11/10/2025 11/10/25 | Price Changed | $375,000 | -2.6% | $157 / Sq Ft | |
| 10/01/2025 10/01/25 | Price Changed | $385,000 | -3.7% | $161 / Sq Ft | |
| 09/21/2025 09/21/25 | For Sale | $399,999 | +21.2% | $167 / Sq Ft | |
| 12/09/2021 12/09/21 | Sold | $330,000 | 0.0% | $152 / Sq Ft | View Prior Sale |
| 10/12/2021 10/12/21 | Pending | -- | -- | -- | |
| 10/01/2021 10/01/21 | Price Changed | $330,000 | -1.5% | $152 / Sq Ft | |
| 09/24/2021 09/24/21 | For Sale | $335,000 | +105.5% | $154 / Sq Ft | |
| 03/31/2014 03/31/14 | Sold | $163,000 | -4.1% | $75 / Sq Ft | View Prior Sale |
| 02/28/2014 02/28/14 | Pending | -- | -- | -- | |
| 01/23/2014 01/23/14 | For Sale | $169,900 | -- | $78 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,854 | $330,500 | $37,100 | $293,400 |
| 2024 | $19 | $330,500 | $37,100 | $293,400 |
| 2023 | $1,854 | $330,500 | $37,100 | $293,400 |
| 2022 | $1,184 | $171,400 | $22,400 | $149,000 |
| 2021 | $1,184 | $171,400 | $22,400 | $149,000 |
| 2020 | $1,184 | $171,400 | $0 | $0 |
| 2019 | $1,184 | $171,400 | $0 | $0 |
| 2018 | $1,120 | $163,500 | $0 | $0 |
| 2017 | $1,120 | $163,500 | $0 | $0 |
| 2016 | $1,120 | $163,500 | $0 | $0 |
| 2015 | -- | $163,500 | $0 | $0 |
| 2014 | -- | $134,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Caroline Ericksen
-
Maddison McMahan
Buyer's Agent in 2026
Maddison McMahan
Lusso Realty
(888) 584-9431
2 in this area
56 Total Sales
-
Amanda Moss
Seller's Agent in 2021
Amanda Moss
Apple Country Realty LLC
(828) 551-4080
12 in this area
101 Total Sales
-
Amanda Mandeville
Buyer's Agent in 2021
Amanda Mandeville
Move Asheville Realty
(828) 215-7904
1 in this area
57 Total Sales
-
Shane Gragg
Seller's Agent in 2014
Shane Gragg
Carolina Living
(828) 243-5928
3 in this area
28 Total Sales
-
Judy Stone
Buyer's Agent in 2014
Judy Stone
The Buyer`s Agent of Asheville
(828) 777-4391
1 in this area
37 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4303990
APN: 9902690
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