M
Seller's Agent in 2024
Matthew Mandeville
eXp Realty LLC
(401) 787-3757
3 in this area
151 Total Sales
20 Saint James St Providence, RI 02907
Upper South Providence NeighborhoodEstimated Value: $527,205 - $609,000
8
Beds
3
Baths
2,365
Sq Ft
$240/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Cooling Available
- Public Transportation
- Recreation Facilities
- Storage Room
- 2-minute walk to Mattie Smith Tot Lot
About This Home
As of March 2024Welcome to 20 Saint James St, a stunning historic residence nestled in Providence, Rhode Island. This elegant home offers a perfect blend of classic charm and modern convenience, making it a true gem. 20 Saint James sits on a dead end quiet street and features 3 good size units making this a must see investment. Whether you are looking to live in one unit or rent out all 3 this is a perfect investment for you. With ample parking and a private driveway this fits all the needs one can ask for. Located minutes away from Providences' historic Federal Hill, abutting highways and the Community College of Rhode Island this location is a must see for anyone looking to invest and start earning some cash flow right away. Each unit features 3 bedrooms and 1 full bath, all bathrooms have been tastefully remolded and all 3 units are well kept including the basement that features plenty of storage and space. If you're seeking a beautifully preserved historic home with timeless elegance and modern comforts, 20 Saint James St is the perfect choice. Don't miss the chance to own a piece of Providence's history. 2 brand new heating systems were just installed! Schedule a showing today to experience the charm and grace of this exceptional property.
Last Agent to Sell the Property
eXp Realty LLC License #REB.0204020 Listed on: 01/30/2024
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,255
Year Built
- Built in 1920
Lot Details
- 3,192
Home Design
- Vinyl Siding
Interior Spaces
- 2,365 Sq Ft Home
- 3-Story Property
- Storage Room
- Utility Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 8 Bedrooms
- 3 Full Bathrooms
Parking
- 3 Parking Spaces
- No Garage
Utilities
- Cooling Available
- Heating System Uses Gas
- Baseboard Heating
- 150 Amp Service
- 100 Amp Service
- Gas Water Heater
Additional Features
- 3,192 Sq Ft Lot
- Property near a hospital
Listing and Financial Details
- Tax Lot 718
- Assessor Parcel Number 20SAINTJAMESSTPROV
Community Details
Overview
- 3 Units
- Rhode Island Hospital Subdivision
Amenities
- Shops
- Public Transportation
Recreation
- Recreation Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 30, 2024
Closed on
Mar 13, 2024
Sold by
Ayala Juan A
Bought by
Parra Laura V
Seller's Agent
Matthew Mandeville
eXp Realty LLC
Buyer's Agent
Lisa Bombard
Byrnes Real Estate Group
List Price
$499,000
Sold Price
$480,000
Premium/Discount to List
-$19,000
-3.81%
Views
54
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$86,551
Avg. Annual Appreciation
7.86%
Original Mortgage
$471,306
Outstanding Balance
$460,676
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$105,875
Purchase Details
Closed on
Dec 13, 2019
Sold by
Fontalvo Abimael
Bought by
Alvarado-Ayala Juan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,381
Interest Rate
3.6%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 28, 2017
Sold by
Gravier David
Bought by
Fontalvo Albimael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,468
Interest Rate
3.89%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 29, 2015
Sold by
Ruiz Rolando M
Bought by
Gravier David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,192
Interest Rate
3.97%
Mortgage Type
FHA
Purchase Details
Listed on
Jul 16, 2013
Closed on
Mar 6, 2014
Sold by
Ruiz Rolando M and Providence City Of
Bought by
Ruiz Rolando M
Seller's Agent
Kimberly Kaiser
Vylla Home
Buyer's Agent
Lesly Renfro
Sovereign Real Estate
List Price
$74,900
Sold Price
$64,000
Premium/Discount to List
-$10,900
-14.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.43%
Original Mortgage
$45,000
Interest Rate
4.47%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 16, 2013
Closed on
Feb 11, 2014
Sold by
Wells Fargo Bank Na Tr
Bought by
Ruiz Rolando M
Seller's Agent
Kimberly Kaiser
Vylla Home
Buyer's Agent
Lesly Renfro
Sovereign Real Estate
List Price
$74,900
Sold Price
$64,000
Premium/Discount to List
-$10,900
-14.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
4.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 3, 2013
Sold by
Davis Linda K and Wells Fargo Bank Na
Bought by
Wells Fargo Bank Na
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Parra Laura V | $480,000 | None Available | |
| Alvarado-Ayala Juan | $255,000 | None Available | |
| Alvarado-Ayala Juan | $255,000 | None Available | |
| Fontalvo Albimael | $195,000 | -- | |
| Gravier David | $155,000 | -- | |
| Ruiz Rolando M | $3,973 | -- | |
| Ruiz Rolando M | $3,973 | -- | |
| Ruiz Rolando M | $64,000 | -- | |
| Ruiz Rolando M | $64,000 | -- | |
| Wells Fargo Bank Na | $52,200 | -- | |
| Wells Fargo Bank Na | $52,200 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Parra Laura V | $471,306 | |
| Previous Owner | Alvarado-Ayala Juan | $250,381 | |
| Previous Owner | Fontalvo Albimael | $191,468 | |
| Previous Owner | Wells Fargo Bank Na | $152,192 | |
| Previous Owner | Ruiz Rolando M | $45,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/14/2024 03/14/24 | Sold | $480,000 | -3.8% | $203 / Sq Ft | |
| 02/22/2024 02/22/24 | Pending | -- | -- | -- | |
| 01/30/2024 01/30/24 | For Sale | $499,000 | +679.7% | $211 / Sq Ft | |
| 02/13/2014 02/13/14 | Sold | $64,000 | -14.6% | $28 / Sq Ft | View Prior Sale |
| 01/14/2014 01/14/14 | Pending | -- | -- | -- | |
| 07/16/2013 07/16/13 | For Sale | $74,900 | -- | $33 / Sq Ft |
Source: State-Wide MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,425 | $453,600 | $99,000 | $354,600 |
| 2024 | $5,255 | $286,400 | $55,400 | $231,000 |
| 2023 | $5,255 | $286,400 | $55,400 | $231,000 |
| 2022 | $5,098 | $286,400 | $55,400 | $231,000 |
| 2021 | $4,047 | $164,800 | $24,100 | $140,700 |
| 2020 | $4,047 | $164,800 | $24,100 | $140,700 |
| 2019 | $4,047 | $164,800 | $24,100 | $140,700 |
| 2018 | $3,640 | $113,900 | $21,900 | $92,000 |
| 2017 | $3,640 | $113,900 | $21,900 | $92,000 |
| 2016 | $3,640 | $113,900 | $21,900 | $92,000 |
| 2015 | $2,764 | $83,500 | $21,900 | $61,600 |
| 2014 | $2,818 | $83,500 | $21,900 | $61,600 |
| 2013 | $2,818 | $83,500 | $21,900 | $61,600 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Mandeville
-
Lisa Bombard
Buyer's Agent in 2024
Lisa Bombard
Byrnes Real Estate Group
(413) 250-5758
1 in this area
74 Total Sales
-
K
Seller's Agent in 2014
Kimberly Kaiser
Vylla Home
-
L
Buyer's Agent in 2014
Lesly Renfro
Sovereign Real Estate
Map
Source: State-Wide MLS
MLS Number: 1351931
APN: PROV-450718-000000-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.
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