$1,995,000

20 Seagate Dr Unit 103 Naples, FL 34103

Park Shore Neighborhood

Estimated payment $15,356/month

Total Views 237
2 Beds
2.5 Baths
2,453 Sq Ft
$813 Price per Sq Ft

Highlights

  • Very Popular Property
  • Beach Access
  • Fitness Center
  • Sea Gate Elementary School Rated A
  • Property fronts gulf or ocean
  • Gated Community

About This Home

Gulf breezes await at the prestigious Beach House at Naples Cay, an exclusive enclave of only 33 residences with just three per floor, perfectly situated steps from the pristine white sand beaches. This exceptional residence offers two bedrooms plus a den, two and a half baths, and 2,453 square feet of refined living space. An open floorplan filled with abundant natural light includes a spacious kitchen with an island that flows seamlessly into the dining and living areas, creating an inviting setting for entertaining family and friends. The expansive primary suite serves as a serene retreat with Gulf views, a comfortable seating area, dual sinks, a walk-in closet, and a walk-in shower, while the private guest suite features its own generous closet and an en suite bath. Tile floors throughout, tasteful finishes, high-end stainless-steel appliances, a den with built-in cabinetry, and dual balconies that extend the living space and capture gentle coastal breezes elevate the overall lifestyle, and the residence is offered turnkey for immediate enjoyment. Additional conveniences include electric hurricane shutters, an enclosed garage space, and an additional covered parking space. Residents of Beach House at Naples Cay enjoy luxury amenities at The Club at Naples Cay, including a resort-style pool, state-of-the-art fitness center, community room, on-site management, tennis courts, sauna, and 24-hour gated security, as well as two-pet approval in this pet friendly building. Private beach access and a prime location near Waterside Shops, Venetian Village, Artis Naples, Mercato, and the cultural offerings of 5th Avenue South complete this exceptional coastal lifestyle.

Listing Agent

Dustin Beard

William Raveis Real Estate Listed on: 12/10/2025

William Raveis Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,671

Year Built

  • Built in 1990

Lot Details

  • Property fronts gulf or ocean
  • Landscaped

HOA Fees

Parking

  • 1 Car Attached Garage
  • 1 Attached Carport Space
  • Guest Parking
  • Deeded Parking
  • Assigned Parking

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Built-Up Roof
  • Metal Roof
  • Stucco

Interior Spaces

  • Property has 1 Level
  • Custom Mirrors
  • Window Treatments
  • Entrance Foyer
  • Great Room
  • Combination Dining and Living Room
  • Den
  • Library
  • Screened Porch
  • Tile Flooring
  • Gulf Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Built-In Bedroom Cabinets
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry in unit
  • Dryer
  • Washer
  • Laundry Tub

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Beach Access
  • Balcony
  • Lanai
  • Playground

Schools

  • Seagate Elementary School
  • Gulfview Middle School
  • Naples High School

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 02955000069

Community Details

Overview

  • 3,033 Sq Ft Building
  • Beach House At Naples Cay Subdivision
  • Mandatory home owners association
  • Car Wash Area

Amenities

  • Sauna
  • Trash Chute
  • Clubhouse
  • Bike Room
  • Community Storage Space

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,671

Year Built

Built in 1990

Lot Details

0

HOA Fees

$3,150 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • Property Sub Type: High Rise (8+)
  • Community Features: Clubhouse, Pool, Fitness Center, Street Lights, Tennis Court(s), Gated
  • Horses: No
  • Park Name: NAPLES CAY
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Has View?: Yes
  • Security Features: Gated Community, Fire Sprinkler System, Smoke Detector(s)
  • Association Amenities: Beach Access, Bike And Jog Path, Bike Storage, Clubhouse, Pool, Community Room, Fitness Center, Storage, Internet Access, Library, Play Area, Private Beach Pavilion, Sauna, Streetlight, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area
  • Association Fees: 40200
  • Has H O A?: Yes
  • Co List Office Mls Id: NWRF2
  • Standard Status: Active
  • Subdivision Name: BEACH HOUSE AT NAPLES CAY
  • Architectural Style: High Rise (8+)
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Elevator: Common
  • Boat Access: None
  • Pet Limit Breed: dog or cat
  • LastChangeTimestamp: 2025-12-10T15:15:43.847Z
  • Community Type: Gated
  • BridgeModificationTimestamp: 2025-12-16T17:16:19.502Z
  • ListAgent_MUI: 7516148
  • CDOM: 6
  • Building Desc: End-Unit
  • Equipment: Cooktop - Electric, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Wall Oven, Washer
  • DOM: 6
  • Additional Rooms: Balcony, Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch
  • NABOR_ListPrice: 1995000
  • Special Features: VirtualTour

Interior Features

  • Flooring: Tile
  • Interior Amenities: Built-In Cabinets, Closet Cabinets, Custom Mirrors, Fire Sprinkler, Foyer, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
  • Private Spa: No
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Wall Oven, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Total Bedrooms: 8
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Dining - Living, Eat-in Kitchen
  • Kitchen Description: Built-In Desk, Island, Pantry

Exterior Features

  • Roof: Built-Up, Metal
  • View: Gulf, Landscaped Area
  • Exterior Features: Balcony, Open Porch/Lanai, Screened Lanai/Porch
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Gulf Frontage, On the Gulf Beach
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)

Garage/Parking

  • Carport Spaces: 1
  • Garage Spaces: 1
  • Has Attached Garage?: Yes
  • Has Carport?: Yes
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: 2 Assigned, Covered, Deeded, Driveway Paved, Guest, Paved, Attached, Attached Carport
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence, Laundry Tub
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Schools

  • Elementary School: SEAGATE ELEMENTARY SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Middle Or Junior School: GULFVIEW MIDDLE SCHOOL

Lot Info

  • Waterfront: Yes
  • Parcel Number: 02955000069
  • Land Lease Expiration Date: 2026-08-23
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 20671.13

Multi Family

  • Number Of Units Furnished: Turnkey
  • Number Of Units Total: 33

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,671 $2,203,230 -- --
2024 $19,615 $2,002,936 -- --
2023 $19,615 $1,820,851 $0 $0
2022 $18,270 $1,655,319 $0 $0
2021 $15,442 $1,504,835 $0 $1,504,835
2020 $15,276 $1,504,835 $0 $1,504,835
2019 $15,044 $1,465,775 $0 $1,465,775
2018 $14,890 $1,453,510 $0 $1,453,510
2017 $14,981 $1,453,980 $0 $1,453,980
2016 $15,043 $1,453,980 $0 $0
2015 $15,264 $1,435,000 $0 $0
2014 $14,612 $1,357,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 For Sale $1,995,000 0.0% $813 / Sq Ft
08/13/2024 08/13/24 Rented -- -- --
06/24/2024 06/24/24 Price Changed $16,000 -11.1% $7 / Sq Ft
12/13/2023 12/13/23 For Rent $18,000 -- --
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed -- None Available
Quit Claim Deed -- None Available
Deed $100 --
Deed $100 --
Warranty Deed $785,000 --
Warranty Deed $485,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $295,000 Purchase Money Mortgage
Previous Owner $363,000 No Value Available
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225080743

Naples Area Board of REALTORS®

APN: 02955000069