$649,900
OPEN SUN 12PM - 3PM $30K PRICE DROP

20 Spring St Palm Coast, FL 32164

Estimated payment $3,912/month

Total Views 4,070
3 Beds
3 Baths
1,839 Sq Ft
$353 Price per Sq Ft

Highlights

  • Screened Pool
  • View of Trees or Woods
  • Family Room with Fireplace
  • Custom Home
  • Open Floorplan
  • Cathedral Ceiling

About This Home

Luxury Custom Paytas Home with Resort-Style Pool, Preserve Privacy & Premium Upgrades
Why wait to build when this immaculate, fully upgraded custom Paytas home is ready for you to enjoy today? Canterbury Model - Offering 3 bedrooms, 3 full bathrooms and 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living.
Step inside and immediately appreciate the soaring 10–13 ft. ceilings, elegant 8-ft. doors, plantation shutters, and refined finishes throughout, creating a light, open, and sophisticated atmosphere.
The chef’s kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining.
Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater pool with travertine edge, waterfall feature, and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill makes outdoor entertaining effortless while you enjoy Florida’s sunshine and breezes.
Situated on a premium lot backing to a protected preserve and pond, the backyard offers rare privacy—nothing will ever be built behind you.
This meticulously maintained home also includes:
• CDD bond fully paid, saving thousands
• Whole-house Brita Pro water filtration system for exceptional water quality
• 3-car courtyard garage with durable XANO521 coated floors
• Rare “Florida Basement” attic storage with pull-down stairs, flooring, and lighting
• Professionally designed landscaping and lighting
• Sealed brick paver driveway
• Bahama shutters, full gutters, and fenced yard with three access gates
For added peace of mind, the home comes with a 10-year transferable structural warranty (7 years remaining).
Many high-end furnishings are negotiable, making this home an exceptional turnkey opportunity.
Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience.
Low HOA dues • Fast closing available • Easy to show
? Too many upgrades to list — this stunning home truly must be seen to be appreciated.

Listing Agent

Laura Rode

KW COASTAL LIVING III Brokerage Email: murraycoleman@kw.com License #3307175 Listed on: 10/29/2025

KW COASTAL LIVING III

Open House Schedule

  • Sunday, March 08, 2026
    12:00 to 3:00 pm
    3/8/2026 12:00:00 PM +00:00
    3/8/2026 3:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,164

Year Built

  • Built in 2022

Lot Details

  • 6,250 Sq Ft Lot
  • West Facing Home
  • Fenced
  • Level Lot
  • Landscaped with Trees

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Pond
  • Woods

Home Design

  • Custom Home
  • Ranch Style House
  • Courtyard Style Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 1,839 Sq Ft Home
  • Open Floorplan
  • Shelving
  • Chair Railings
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Decorative Fireplace
  • Electric Fireplace
  • Double Pane Windows
  • Awning
  • ENERGY STAR Qualified Windows
  • Plantation Shutters
  • Shades
  • Blinds
  • Drapes & Rods
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Family Room Off Kitchen
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Basement

Kitchen

  • Walk-In Pantry
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Epoxy
  • Ceramic Tile
  • Travertine

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Single Vanity
  • Private Water Closet
  • Bathtub with Shower
  • Shower Only
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • In Wall Pest System
  • Pest Guard System

Eco-Friendly Details

  • Energy-Efficient Doors
  • Reclaimed Water Irrigation System

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool is Self Cleaning
  • Fence Around Pool
  • Pool Alarm
  • Pool Lighting

Outdoor Features

  • Courtyard
  • Enclosed Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Laura H. Simonette/Cam Manager Association, Phone Number (386) 366-0288
  • Built by Paytas Homes, Inc.
  • Gables/Town Center Subdivision, Canterbury Floorplan
  • Near Conservation Area

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,164

Year Built

Built in 2022

Lot Details

6,250 Sq Ft Lot

HOA Fees

$54 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Courtyard, Custom, Ranch
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: Yes
  • Living Area: 1839
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 2692
  • Lot Size Sq Ft: 6250
  • Status: Active
  • Co List Office Mls Id: MFR281521326
  • Co List Office Phone: 941-803-7522
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 250.09
  • Escrow City: Sarasota
  • Escrow State: FL
  • Escrow Street Name: Main Street
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 353.40
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: murraycoleman@kw.com
  • Tax Year: 2025
  • Special Features: 4097

Interior Features

  • Fireplace Features: Decorative, Electric, Family Room
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Epoxy, Travertine
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Skylight(s), Blinds, Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Rods, Shades, Shutters, Window Treatments
  • Additional Rooms: Bonus Room,Den/Library/Office,Family Room,Formal Dining Room Separate
  • Living Area Meters: 170.85

Exterior Features

  • Direction Faces: West
  • Other Structures: Outdoor Kitchen
  • Pool Features: Gunite, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
  • Exterior Features: Awning(s), Courtyard, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Shade Shutter(s), Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12035C0230E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 650
  • Association Fee Frequency: Annually
  • Association Name: Laura H. Simonette/CAM Manager
  • Phone: 386-366-0288
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: COASTAL GARDENS
  • Association Fee Requirement: Required
  • Association Email: laura@camprosfl.com
  • Development: Town Center at Palm Coast

Fee Information

  • Total Annual Fees: 650.00
  • Total Monthly Fees: 54.17
  • Monthly HOA Amount: 54.17

Lot Info

  • Zoning: SFR
  • Parcel Number: 05-12-31-2755-00000-1880
  • Additional Parcels: No
  • Fencing: Fenced, Other
  • Lot Features: Conservation Area, City Limits, Landscaped, Level, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X

Green Features

  • Efficiency: Doors, Windows

Building Info

  • Builder Name: Paytas Homes, Inc.

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Call HOA for further information

Tax Info

  • Tax Annual Amount: 6164
  • Tax Block: 00/188
  • Tax Book Number: 40/20
  • Tax Lot: 188
  • Tax Other Annual Assessment Amount: 262

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,645 $381,990 $54,000 $327,990
2024 $6,840 $391,017 $54,000 $337,017
2023 $6,840 $397,736 $50,500 $347,236
2022 -- $31,000 $31,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/07/2026 03/07/26 Price Changed $649,900 -0.8% $353 / Sq Ft
02/22/2026 02/22/26 Price Changed $654,900 -0.8% $356 / Sq Ft
01/08/2026 01/08/26 Price Changed $659,900 -1.5% $359 / Sq Ft
12/05/2025 12/05/25 Price Changed $669,900 -1.5% $364 / Sq Ft
10/29/2025 10/29/25 For Sale $679,900 -- $370 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $466,800 Southern Title Holdings
Special Warranty Deed $59,000 Southern Title Holdings
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $350,043 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: A4669694

Stellar MLS

APN: 05-12-31-2755-00000-1880

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