NOT LISTED FOR SALE

20 Spruce Ln Naples, ME 04055

Estimated Value: $554,109

4 Beds
2 Baths
2,464 Sq Ft
$225/Sq Ft Est. Value

Last Sold September 29, 2021

Last sale price $425,000 $172 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $3,274/month

2 Days on Market

Highlights

  • 1,000 Feet of Waterfront
  • Deck
  • Patio
  • View of Trees or Woods
  • Main Floor Bedroom
  • Baseboard Heating

About This Home

As of September 2021

Located in the heart of Naples in idyllic Lake Sebago Estates. One of the finest associations on Sebago Lake, offering 2 gorgeous sand beaches, a marina with your own deeded deep water boat slip, and picnic tables to enjoy lake living, all within a very easy walk. Entering your new home, you will find a nice entry way, spacious living room with windows overlooking private front yard, kitchen with 2 refrigerators and island with seats for a cooking assistant or two, dining room open to kitchen, and two bedrooms (one currently being used as an office). Second floor has two of the biggest bedrooms you have ever seen in a cape and a full bath with walk-in glass door shower. Full basement is dry and offers a TON of potential living space, a big playroom, or private guest quarters. Basement is already studded out for more rooms to be finished off to your liking, washer and dryer, and two oil tanks. Walk-out to private patio area on back of house, perfect for sitting and listening to the loons on the lake with a cup of tea. Owners have made many improvements and it's ready for you to unpack your bags and move right in, worry-free.

Last Agent to Sell the Property

Scott Richard

Coldwell Banker Team Real Estate Listed on: 08/03/2021

Coldwell Banker Team Real Estate

Co-Listed By

Timothy Perry

Krainin Real Estate

Last Buyer's Agent

Greta Larson

Keller Williams Realty

Keller Williams Realty

Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $3,239

Year Built

  • Built in 2005

Lot Details

  • 1.69 Acre Lot
  • 1,000 Feet of Waterfront

HOA Fees

  • $84 Monthly HOA Fees

Home Design

  • Single Family Detached Home
  • Modular Prefabricated Home
  • Metal Roof

Interior Spaces

  • 2,464 Sq Ft Home
  • Views of Woods
  • Interior Basement Entry

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio

Utilities

  • No Cooling
  • Baseboard Heating
  • Hot Water Heating System
  • Private Water Source
  • Well
  • Septic Design Available
  • Private Sewer

Community Details

  • Lake Sebago Estates Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

  • Tax Lot 10-51
  • Assessor Parcel Number NAPL-000006R-000010-000051

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$3,239

Year Built

Built in 2005

Lot Details

0

HOA Fees

$84 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.69
  • Water Body Name: Sebago
  • Co List Office Phone: 207-655-3811
  • MLS Status: Closed
  • Subdivision Name: Lake Sebago Estates
  • Directions: From Naples Causeway, take Rt 114 to second Rolling Hill Drive entrance, take first left onto Spruce Lane, to second driveway on left.
  • Above Grade Finished Sq Ft: 2464.0
  • Architectural Style: Cape Cod
  • Garage Yn: No
  • Structure Type: Modular
  • Year Built: 2005
  • Location Information:HERS Certified: No
  • Contract Information:List PriceSqFt: 172.48
  • Property Information:Seasonal: No
  • Water Info:Water View2: No
  • Dining Room:Dining Room: Dining Room
  • Living Room:Living Room: Living Room
  • Property Information:Short Sale Continue to Show: No
  • Water Info:Waterfront Amount -: 1000.0
  • Water Info:Water Frontage Shared -: 1000.0
  • Property Information:Deed Restrictions: Yes
  • Property Information 2 Detached Houses on 1 Lot: No
  • Special Features: None

Interior Features

  • Has Basement: Interior Entry
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Bedroom 2 Level: First
  • Bedroom 3 Level: Second
  • Bedroom 4 Bedroom 4 Level: Second
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • View: Trees/Woods
  • Waterfront: Yes
  • Patio And Porch Features: Deck, Patio
  • Roof: Metal

Garage/Parking

  • Attached Garage: No

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Hot Water, Zoned
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer, Septic Design Available, Septic Tank
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association Fee: 84.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 73616.4
  • Parcel #: NAPL-000006R-000010-000051
  • Zoning: Residential

Green Features

  • Green Water Conservation: Air Exchanger

Tax Info

  • Tax Annual Amount: 3239.0
  • Tax Lot: 10-51

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2021
Closed on
Sep 29, 2021
Sold by
Allen Richard D
Bought by
Callahan Amanda S
Seller's Agent
Scott Richard
Coldwell Banker Team Real Estate
Buyer's Agent
Greta Larson
Keller Williams Realty
List Price
$425,000
Sold Price
$425,000
Current Estimated Value
$554,109

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$129,109
Avg. Annual Appreciation
6.33%
Original Mortgage
$340,000
Outstanding Balance
$308,700
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$245,409

Purchase Details

Listed on
Jul 1, 2015
Closed on
Nov 29, 2016
Sold by
Lojko Kevin F and Lojko Linda B
Bought by
Allen Richard D and Allen Robin
Seller's Agent
Russell Sweet
Better Homes & Gardens Real Estate/The Masiello Group
Buyer's Agent
Timothy Perry
Heritage Realty
List Price
$259,900
Sold Price
$225,000
Premium/Discount to List
-$34,900
-13.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.95%
Original Mortgage
$18,000
Interest Rate
3.47%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Callahan Amanda S -- Stewart Title
Allen Richard D -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Callahan Amanda S $340,000
Previous Owner Allen Richard D $18,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2021 09/29/21 Sold $425,000 0.0% $172 / Sq Ft
08/06/2021 08/06/21 Pending -- -- --
08/03/2021 08/03/21 For Sale $425,000 +88.9% $172 / Sq Ft
11/18/2016 11/18/16 Sold $225,000 -13.4% $91 / Sq Ft View Prior Sale
10/07/2016 10/07/16 Pending -- -- --
07/01/2015 07/01/15 For Sale $259,900 -- $106 / Sq Ft
Source: Maine Listings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,846 $423,080 $159,140 $263,940
2024 $3,846 $413,506 $159,140 $254,366
2023 $3,784 $413,506 $159,140 $254,366
2022 $3,411 $413,506 $159,140 $254,366
2021 $3,555 $266,307 $112,510 $153,797
2020 $3,555 $266,307 $112,510 $153,797
2019 $3,555 $266,307 $112,510 $153,797
2018 $3,555 $266,307 $112,510 $153,797
2017 $4,606 $345,035 $147,070 $197,965
2016 $4,554 $345,035 $147,070 $197,965
2015 -- $345,035 $147,070 $197,965
2014 -- $345,035 $147,070 $197,965
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Maine Listings

MLS Number: 1503537

Maine Listings

APN: NAPL-000006R-000010-000051