S
Seller's Agent in 2021
Scott Richard
Krainin Real Estate
(207) 576-6349
5 in this area
33 Total Sales
20 Spruce Ln Naples, ME 04055
Estimated Value: $547,766
4
Beds
2
Baths
2,464
Sq Ft
$222/Sq Ft
Est. Value
Highlights
- Deeded Waterfront Access Rights
- Public Beach
- Boat Slip
- 1,000 Feet of Waterfront
- Country Club
- View of Trees or Woods
About This Home
As of September 2021Located in the heart of Naples in idyllic Lake Sebago Estates. One of the finest associations on Sebago Lake, offering 2 gorgeous sand beaches, a marina with your own deeded deep water boat slip, and picnic tables to enjoy lake living, all within a very easy walk. Entering your new home, you will find a nice entry way, spacious living room with windows overlooking private front yard, kitchen with 2 refrigerators and island with seats for a cooking assistant or two, dining room open to kitchen, and two bedrooms (one currently being used as an office). Second floor has two of the biggest bedrooms you have ever seen in a cape and a full bath with walk-in glass door shower. Full basement is dry and offers a TON of potential living space, a big playroom, or private guest quarters. Basement is already studded out for more rooms to be finished off to your liking, washer and dryer, and two oil tanks. Walk-out to private patio area on back of house, perfect for sitting and listening to the loons on the lake with a cup of tea. Owners have made many improvements and it's ready for you to unpack your bags and move right in, worry-free.
Property Details
Home Type
- Modular Prefabricated Home
Est. Annual Taxes
- $3,239
Year Built
- Built in 2005
Lot Details
- 1.69 Acre Lot
- 1,000 Feet of Waterfront
- Lake Front
- Public Beach
- Landscaped
- Interior Lot
- Lot Has A Rolling Slope
- Wooded Lot
HOA Fees
- $84 Monthly HOA Fees
Home Design
- Cape Cod Architecture
- Concrete Foundation
- Wood Frame Construction
- Metal Roof
- Vinyl Siding
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,464 Sq Ft Home
- Living Room
- Dining Room
- Views of Woods
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Formica Countertops
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
- Bathtub
- Shower Only
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Natural lighting in basement
Parking
- Driveway
- Paved Parking
Outdoor Features
- Deeded Waterfront Access Rights
- Beach Access
- Boat Slip
- Deck
- Patio
Utilities
- No Cooling
- Zoned Heating
- Heating System Uses Oil
- Baseboard Heating
- Hot Water Heating System
- Natural Gas Not Available
- Private Water Source
- Well
- Septic System
- Septic Design Available
- Private Sewer
- Cable TV Available
Additional Features
- Air Exchanger
- Property is near a golf course
Listing and Financial Details
- Tax Lot 10-51
- Assessor Parcel Number NAPL-000006R-000010-000051
Community Details
Overview
- Lake Sebago Estates Subdivision
- The community has rules related to deed restrictions
Recreation
- Country Club
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 3, 2021
Closed on
Sep 29, 2021
Sold by
Allen Richard D
Bought by
Callahan Amanda S
Seller's Agent
Scott Richard
Krainin Real Estate
Buyer's Agent
Greta Larson
Keller Williams Realty
List Price
$425,000
Sold Price
$425,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$122,766
Avg. Annual Appreciation
5.43%
Original Mortgage
$340,000
Outstanding Balance
$313,393
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$210,374
Purchase Details
Listed on
Jul 1, 2015
Closed on
Nov 29, 2016
Sold by
Lojko Kevin F and Lojko Linda B
Bought by
Allen Richard D and Allen Robin
Seller's Agent
Russell Sweet
Better Homes & Gardens Real Estate/The Masiello Group
Buyer's Agent
Timothy Perry
Heritage Realty
List Price
$259,900
Sold Price
$225,000
Premium/Discount to List
-$34,900
-13.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.95%
Original Mortgage
$18,000
Interest Rate
3.47%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Callahan Amanda S | -- | Stewart Title | |
| Allen Richard D | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Callahan Amanda S | $340,000 | |
| Previous Owner | Allen Richard D | $18,000 | |
| Previous Owner | Lojko Kevin F | $80,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/29/2021 09/29/21 | Sold | $425,000 | 0.0% | $172 / Sq Ft |
| 08/06/2021 08/06/21 | Pending | -- | -- | -- |
| 08/03/2021 08/03/21 | For Sale | $425,000 | +88.9% | $172 / Sq Ft |
| 11/18/2016 11/18/16 | Sold | $225,000 | -13.4% | $91 / Sq Ft |
| 10/07/2016 10/07/16 | Pending | -- | -- | -- |
| 07/01/2015 07/01/15 | For Sale | $259,900 | -- | $106 / Sq Ft |
Source: Maine Listings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,846 | $413,506 | $159,140 | $254,366 |
| 2023 | $3,784 | $413,506 | $159,140 | $254,366 |
| 2022 | $3,411 | $413,506 | $159,140 | $254,366 |
| 2021 | $3,555 | $266,307 | $112,510 | $153,797 |
| 2020 | $3,555 | $266,307 | $112,510 | $153,797 |
| 2019 | $3,555 | $266,307 | $112,510 | $153,797 |
| 2018 | $3,555 | $266,307 | $112,510 | $153,797 |
| 2017 | $4,606 | $345,035 | $147,070 | $197,965 |
| 2016 | $4,554 | $345,035 | $147,070 | $197,965 |
| 2015 | -- | $345,035 | $147,070 | $197,965 |
| 2014 | -- | $345,035 | $147,070 | $197,965 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Richard
-
Timothy Perry
T
Seller Co-Listing Agent in 2021
Timothy Perry
Oberg Insurance & Real Estate Agency, Inc.
(207) 647-5551
1 in this area
1 Total Sale
-
Greta Larson
G
Buyer's Agent in 2021
Greta Larson
Keller Williams Realty
(207) 879-9800
2 in this area
7 Total Sales
-
R
Seller's Agent in 2016
Russell Sweet
Better Homes & Gardens Real Estate/The Masiello Group
Map
Source: Maine Listings
MLS Number: 1503537
APN: NAPL-000006R-000010-000051
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Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
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