20 St Joseph St Schenectady, NY 12303
Estimated payment $2,073/month
Highlights
- Open Floorplan
- Wood Flooring
- Solid Surface Countertops
- Cape Cod Architecture
- 1 Fireplace
- No HOA
About This Home
MULTIPLE OFFERS. Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light. The open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining. The first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living. Upstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size. The finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space. Outside, the deep fully fenced backyard offers privacy, room to play, gardening potential, and peaceful outdoor enjoyment surrounded by mature trees. Despite its convenient location close to shopping, dining, parks, and major routes, the neighborhood offers a quiet country-road feel with nearby walking access to Pinewood and Bradt Schools. A truly delightful home offering charm, flexibility, tasteful updates, and exceptional value in a convenient location in Colonie.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,469
Year Built
- Built in 1955 | Remodeled
Lot Details
- 15,682 Sq Ft Lot
- Lot Dimensions are 68' x 245'
- Property fronts a private road
- Privacy Fence
- Back Yard Fenced
- Level Lot
- Cleared Lot
- Garden
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Block Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- Open Floorplan
- Wet Bar
- Paddle Fans
- 1 Fireplace
- Living Room
- Dining Room
- Home Office
- Game Room
- Washer and Dryer
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Laminate
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
- 2 Full Bathrooms
Attic
- Dormer Attic
- Storage In Attic
Finished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Outdoor Features
- Patio
- Shed
Schools
- Pinewood Elementary School
- Mohonasen High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 50.000 / 2
- Assessor Parcel Number 012689 15.2-2-50
3D Interior and Exterior Tours
Floorplans
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,687 | $96,000 | $19,200 | $76,800 |
| 2024 | $4,660 | $96,000 | $19,200 | $76,800 |
| 2023 | $4,558 | $96,000 | $19,200 | $76,800 |
| 2022 | $4,362 | $96,000 | $19,200 | $76,800 |
| 2021 | $4,507 | $96,000 | $19,200 | $76,800 |
| 2020 | $4,275 | $96,000 | $19,200 | $76,800 |
| 2019 | $1,847 | $84,500 | $16,900 | $67,600 |
| 2018 | $3,680 | $84,500 | $16,900 | $67,600 |
| 2017 | $0 | $84,500 | $16,900 | $67,600 |
| 2016 | $3,397 | $84,500 | $16,900 | $67,600 |
| 2015 | -- | $84,500 | $16,900 | $67,600 |
| 2014 | -- | $84,500 | $16,900 | $67,600 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/30/2026 05/30/26 | Pending | -- | -- | -- | |
| 05/27/2026 05/27/26 | For Sale | $315,000 | +61.5% | $218 / Sq Ft | |
| 11/21/2019 11/21/19 | Sold | $195,000 | 0.0% | $135 / Sq Ft | View Prior Sale |
| 09/21/2019 09/21/19 | Pending | -- | -- | -- | |
| 09/17/2019 09/17/19 | For Sale | $195,000 | +5.8% | $135 / Sq Ft | |
| 11/07/2018 11/07/18 | Sold | $184,370 | -0.3% | $128 / Sq Ft | View Prior Sale |
| 09/25/2018 09/25/18 | Pending | -- | -- | -- | |
| 09/10/2018 09/10/18 | For Sale | $185,000 | -- | $128 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $90,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $72,000 | No Value Available |
About the Listing Agent
When you’re looking for a Real Estate company you can trust in the Capital Region Real Estate Market, DeGonza Realty is… A Name To Remember. Serving New York's Capital Region including Albany, Schenectady, Saratoga and Rensselaer Counties. A Full Service Company committed to serving with Excellence, placing a strong emphasis on honesty and integrity and in delivering a high - quality service that keeps clients returning again and again. Building lasting relationships of mutual trust and
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Source: Global MLS
MLS Number: 202618080
APN: 012689-015-002-0002-050-000-0000
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Ask me questions while you tour the home.