$315,000
PENDING

20 St Joseph St Schenectady, NY 12303

Estimated payment $2,073/month

Total Views 7,604
3 Beds
2 Baths
1,443 Sq Ft
$218 Price per Sq Ft

Highlights

  • Open Floorplan
  • Wood Flooring
  • Solid Surface Countertops
  • Cape Cod Architecture
  • 1 Fireplace
  • No HOA

About This Home

MULTIPLE OFFERS. Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light. The open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining. The first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living. Upstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size. The finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space. Outside, the deep fully fenced backyard offers privacy, room to play, gardening potential, and peaceful outdoor enjoyment surrounded by mature trees. Despite its convenient location close to shopping, dining, parks, and major routes, the neighborhood offers a quiet country-road feel with nearby walking access to Pinewood and Bradt Schools. A truly delightful home offering charm, flexibility, tasteful updates, and exceptional value in a convenient location in Colonie.

Listing Agent

Garry DeGonza

DeGonza Realty License #10371200100 Listed on: 05/27/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,469

Year Built

  • Built in 1955 | Remodeled

Lot Details

  • 15,682 Sq Ft Lot
  • Lot Dimensions are 68' x 245'
  • Property fronts a private road
  • Privacy Fence
  • Back Yard Fenced
  • Level Lot
  • Cleared Lot
  • Garden

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • Open Floorplan
  • Wet Bar
  • Paddle Fans
  • 1 Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Game Room
  • Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level
  • 2 Full Bathrooms

Attic

  • Dormer Attic
  • Storage In Attic

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Patio
  • Shed

Schools

  • Pinewood Elementary School
  • Mohonasen High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 50.000 / 2
  • Assessor Parcel Number 012689 15.2-2-50

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,469

Year Built

Built in 1955 | Remodeled

Lot Details

0.36 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1955
  • Directions: I-890 to East on High Bridge Rd, right on Kings Rd, righton on St. Joseph St.
  • Above Grade Finished Sq Ft: 1443.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 1483.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2986.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.36
  • Lot Size: 68' x 245'
  • New Construction: No
  • Full Bathroom Level: First
  • Other Room Level: Second
  • Primary Bathrooms Level: Second
  • Primary Bedroom Level: Second
  • Subdivision Name: Select One
  • Garage Yn: Yes
  • Special Features: None

Interior Features

  • Flooring: Laminate, Ceramic Tile, Hardwood, Vinyl
  • Basement: Unfinished, Full, Finished, Interior Entry
  • Interior Amenities: Paddle Fan, Wet Bar, Solid Surface Counters, Eat-in Kitchen
  • Appliances: Range, Refrigerator, Dishwasher, Microwave, Washer/Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 300.0
  • Fireplaces: 1
  • Living Area: 1443.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: Second
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Fireplace: Yes
  • Attic Features: Dormer, Storage
  • Dining Room Type: Dining Area, Great Room
  • Interior Features: Paddle Fan, Wet Bar, Solid Surface Counters, Open Floorplan
  • Kitchen Features: Eat-in Kitchen, Modern Kitchen

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Fenced, Privacy, Back Yard, Perimeter, Wood
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio
  • Waterfront: No
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage Door Opener, Off Street, Paved, Driveway, Garage
  • Attached Garage: Yes
  • Total Parking Spaces: 5.0
  • Property Detail:Parking YN: Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Lot Features: Cleared, Level, Private, Road Frontage, Garden
  • Parcel #: 012689 15.2-2-50
  • Lot Size Sq Ft: 15681.6

Tax Info

  • Tax Annual Amount: 4469.0
  • Tax Block: 2
  • Tax Lot: 50.000

MLS Schools

  • Elementary School: Pinewood
  • HighSchool: Mohonasen

3D Interior and Exterior Tours

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,687 $96,000 $19,200 $76,800
2024 $4,660 $96,000 $19,200 $76,800
2023 $4,558 $96,000 $19,200 $76,800
2022 $4,362 $96,000 $19,200 $76,800
2021 $4,507 $96,000 $19,200 $76,800
2020 $4,275 $96,000 $19,200 $76,800
2019 $1,847 $84,500 $16,900 $67,600
2018 $3,680 $84,500 $16,900 $67,600
2017 $0 $84,500 $16,900 $67,600
2016 $3,397 $84,500 $16,900 $67,600
2015 -- $84,500 $16,900 $67,600
2014 -- $84,500 $16,900 $67,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/30/2026 05/30/26 Pending -- -- --
05/27/2026 05/27/26 For Sale $315,000 +61.5% $218 / Sq Ft
11/21/2019 11/21/19 Sold $195,000 0.0% $135 / Sq Ft View Prior Sale
09/21/2019 09/21/19 Pending -- -- --
09/17/2019 09/17/19 For Sale $195,000 +5.8% $135 / Sq Ft
11/07/2018 11/07/18 Sold $184,370 -0.3% $128 / Sq Ft View Prior Sale
09/25/2018 09/25/18 Pending -- -- --
09/10/2018 09/10/18 For Sale $185,000 -- $128 / Sq Ft
Source: Global MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $90,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $72,000 No Value Available
Source: Public Records

About the Listing Agent

Garry DeGonza

DeGonza Realty

(518) 299-5423

Section Image

When you’re looking for a Real Estate company you can trust in the Capital Region Real Estate Market, DeGonza Realty is… A Name To Remember. Serving New York's Capital Region including Albany, Schenectady, Saratoga and Rensselaer Counties. A Full Service Company committed to serving with Excellence, placing a strong emphasis on honesty and integrity and in delivering a high - quality service that keeps clients returning again and again. Building lasting relationships of mutual trust and

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Source: Global MLS

MLS Number: 202618080

Global MLS

APN: 012689-015-002-0002-050-000-0000

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