20 St Paul St Unit 1 Cambridge, MA 02139
Mid-Cambridge NeighborhoodEstimated Value: $913,000 - $1,100,000
2
Beds
1
Bath
1,035
Sq Ft
$225/mo
HOA Fee
Highlights
- Medical Services
- 5-minute walk to Central Square Station
- Wood Flooring
- Custom Closet System
- Property is near public transit
- 4-minute walk to Carl F. Barron Plaza
About This Home
As of September 2023Rare two-bedroom flat on a secret cul-de-sac hidden away behind Central Sq. Location is key – set in a quiet Mid-Cambridge locale yet only a stone's throw away from markets, trendy restaurants, a diverse array of shops, and the MBTA's Red Line. Enter into an airy living room with southeast-facing quad-bay windows, high ceilings, fireplace, and ornate pine flooring quintessential to the building's era. A stylish dining room with forest green shiplap walls and crown moldings, flows well into the large kitchen with new stainless steel appliances, gas range w/ butcher block insert, maple shaker-style cabinets, and pantry. Set off to another side of the home, the primary bedroom is sizable w/ a large closet and close proximity to the full bathroom. The rear second bedroom doubles as a quiet WFH office. Other unit features include central ac, private basement laundry, off-street parking, exclusive-use porch, storage, and a robust HOA. Such charm in a prime location is something of a unicorn!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,594
Year Built
- Built in 1903
HOA Fees
- $225 Monthly HOA Fees
Home Design
- Frame Construction
- Rubber Roof
Interior Spaces
- 1,035 Sq Ft Home
- 1-Story Property
- Crown Molding
- Wainscoting
- Recessed Lighting
- Light Fixtures
- 1 Fireplace
- Bay Window
Kitchen
- Stove
- Range with Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Custom Closet System
- Walk-In Closet
- 1 Full Bathroom
- Bathtub with Shower
Basement
- Exterior Basement Entry
- Laundry in Basement
Parking
- 1 Car Parking Space
- Tandem Parking
- Off-Street Parking
Outdoor Features
- Porch
Location
- Property is near public transit
- Property is near schools
Utilities
- Forced Air Heating and Cooling System
- Hot Water Heating System
- 100 Amp Service
- Natural Gas Connected
Community Details
Overview
- Association fees include water, sewer, insurance, maintenance structure, ground maintenance, snow removal, trash
- 3 Units
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Park
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 14, 2023
Closed on
Sep 8, 2023
Sold by
Siani Kerry and Siani Ottavio
Bought by
Smith Taylor M
Seller's Agent
Currier, Lane & Young
Compass
Buyer's Agent
Saad Munir
Torii, Inc.
List Price
$838,000
Sold Price
$895,000
Premium/Discount to List
$57,000
6.8%
Total Days on Market
5
Views
46
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,653
Avg. Annual Appreciation
4.61%
Original Mortgage
$100,000
Outstanding Balance
$98,298
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$868,354
Purchase Details
Closed on
Dec 13, 2021
Sold by
Skuce Stephen A and Schmidt Raymond T
Bought by
Siani Ottavio and Siani Kerry
Purchase Details
Closed on
Jan 25, 1995
Sold by
Odonoghue Katherine W and Odonoghue Steven J
Bought by
Skuce Stephen A and Schmidt Raymond T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,400
Interest Rate
9.24%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Smith Taylor M | $895,000 | None Available | |
| Siani Ottavio | $779,400 | None Available | |
| Skuce Stephen A | $118,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Smith Taylor M | $100,000 | |
| Open | Smith Taylor M | $795,000 | |
| Previous Owner | Schmidt Raymond T | $50,000 | |
| Previous Owner | Skuce Stephen A | $130,300 | |
| Previous Owner | Skuce Stephen A | $89,800 | |
| Previous Owner | Skuce Stephen A | $94,400 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/08/2023 09/08/23 | Sold | $895,000 | +6.8% | $865 / Sq Ft |
| 06/20/2023 06/20/23 | Pending | -- | -- | -- |
| 06/14/2023 06/14/23 | For Sale | $838,000 | -- | $810 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,018 | $790,200 | $0 | $790,200 |
| 2024 | $4,639 | $783,600 | $0 | $783,600 |
| 2023 | $4,478 | $764,100 | $0 | $764,100 |
| 2022 | $4,461 | $753,600 | $0 | $753,600 |
| 2021 | $4,358 | $744,900 | $0 | $744,900 |
| 2020 | $4,281 | $744,500 | $0 | $744,500 |
| 2019 | $4,109 | $691,700 | $0 | $691,700 |
| 2018 | $1,905 | $635,900 | $0 | $635,900 |
| 2017 | $3,825 | $589,400 | $0 | $589,400 |
| 2016 | $3,738 | $534,700 | $0 | $534,700 |
| 2015 | $3,702 | $473,400 | $0 | $473,400 |
| 2014 | $3,556 | $424,400 | $0 | $424,400 |
Source: Public Records
Agents Affiliated with this Home
-
Currier, Lane & Young
Seller's Agent in 2023
Currier, Lane & Young
Compass
(617) 871-9190
41 in this area
520 Total Sales
-
Saad Munir
Buyer's Agent in 2023
Saad Munir
Torii, Inc.
(781) 296-6446
1 in this area
124 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73124858
APN: CAMB-000107-000000-000120-000001
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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