20 Stephen Ct Charles Town, WV 25414
Estimated payment $3,020/month
Total Views
11,902
3
Beds
3.5
Baths
2,532
Sq Ft
$203
Price per Sq Ft
Highlights
- Scenic Views
- Open Floorplan
- Deck
- 1.24 Acre Lot
- Colonial Architecture
- Engineered Wood Flooring
About This Home
Come and see this maintained and thoughtfully updated 3-bedroom, 3.5-bath home offering over 2,500 finished square feet on a 1.24 acre corner lot on a cul-de-sac! You'll love the peace of mind that comes with major improvements already completed: New windows and exterior doors, 2024 furnace, 2021 A/C, 2015 roof/gutters, and 2015 water heater.
Step inside to find updated flooring and paint throughout! With a flexible floor plan the bright, spacious living areas have great functionality for everyday living and entertaining including a wood burning fireplace. The kitchen is ready to go featuring newer appliances and custom features in cabinets to include: a built in silverware drawer, swivel pots/pan shelving, pull out drawer, spice cabinet, baking pans cabinet and a dual trash can cabinet. Finishing out the kitchen with a floor to ceiling cabinet and good-sized pantry.
Upstairs, you'll find spacious bedrooms all with new flooring installed in 2022. The primary suite boasts an updated en suite bath with ceramic tile, large walk-in shower and freestanding soaking tub. The full hall bath offers LVP flooring and updated vanity and paint.
The basement includes a large finished area with an updated full bath! There is utility space left open for storage or workshop potential. Another finished room would be great for an office or craft room. Up on the main floor the Laundry room updates include modern finishes, cabinetry, updated floor and a newer washer/dryer set. Large 2 car garage with work bench (Has attached vise & grinder) and tool wall organization system, shelving and storage cabinet- all convey!
Outdoor upgrades shine with a TREX deck (2022), updated front porch with TREX decking and replaced pillars (2021), and all new exterior lighting fixtures. Additional features include: new interior lighting throughout, push-up vinyl blinds on all windows, updated paint, and new door hinges throughout.
This home is completely move-in ready—offering both style and efficiency in a well-established neighborhood. Don’t miss the opportunity to own a truly turnkey property in the sought after location of Cloverdale Heights.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,150
Year Built
- Built in 1990
Lot Details
- 1.24 Acre Lot
- Cul-De-Sac
- Landscaped
- Corner Lot
- Open Lot
- Backs to Trees or Woods
- Back, Front, and Side Yard
- Property is in very good condition
- Property is zoned 101
HOA Fees
- $40 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 4 Driveway Spaces
- Front Facing Garage
Property Views
- Scenic Vista
- Woods
- Pasture
- Mountain
- Garden
Home Design
- Colonial Architecture
- Federal Architecture
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Chair Railings
- Crown Molding
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace With Glass Doors
- Screen For Fireplace
- Fireplace Mantel
- Vinyl Clad Windows
- Window Treatments
- Window Screens
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Utility Room
- Basement Fills Entire Space Under The House
- Storm Doors
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Range Hood
- Microwave
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Flooring
- Engineered Wood
- Carpet
- Laminate
- Concrete
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Windows with Low Emissivity
Outdoor Features
- Deck
- Patio
- Porch
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Underground Utilities
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
- Water Conditioner
- On Site Septic
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 39
- Assessor Parcel Number 06 4003900000000
Community Details
Overview
- Association fees include snow removal, common area maintenance, road maintenance
- Cloverdale Heights HOA
- Cloverdale Heights Subdivision
Amenities
- Common Area
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,150 | $183,700 | $72,700 | $111,000 |
| 2023 | $2,146 | $183,700 | $72,700 | $111,000 |
| 2022 | $2,035 | $170,800 | $72,700 | $98,100 |
| 2021 | $1,952 | $160,700 | $72,700 | $88,000 |
| 2020 | $1,699 | $149,300 | $61,300 | $88,000 |
| 2019 | $1,743 | $150,300 | $61,300 | $89,000 |
| 2018 | $1,742 | $148,300 | $61,300 | $87,000 |
| 2017 | $1,594 | $135,700 | $47,600 | $88,100 |
| 2016 | $1,600 | $136,600 | $47,400 | $89,200 |
| 2015 | $1,556 | $132,100 | $47,400 | $84,700 |
| 2014 | $1,565 | $133,100 | $47,400 | $85,700 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/13/2025 08/13/25 | Price Changed | $514,000 | -1.9% | $203 / Sq Ft |
| 08/06/2025 08/06/25 | Price Changed | $524,000 | -0.9% | $207 / Sq Ft |
| 07/25/2025 07/25/25 | Price Changed | $529,000 | -0.9% | $209 / Sq Ft |
| 06/20/2025 06/20/25 | For Sale | $534,000 | -- | $211 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $225,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $30,000 | Future Advance Clause Open End Mortgage | |
| Open | $204,000 | New Conventional | |
| Closed | $221,764 | FHA | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $190,000 | New Conventional |
Source: Public Records
Similar Homes in Charles Town, WV
Source: Bright MLS
MLS Number: WVJF2017236
APN: 06-4-00390000
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