$489,000

20 Stephen Ct Charles Town, WV 25414

Estimated payment $2,800/month

Total Views 20,150
3 Beds
3.5 Baths
2,632 Sq Ft
$186 Price per Sq Ft

Highlights

  • Very Popular Property
  • 1.24 Acre Lot
  • Colonial Architecture
  • Scenic Views
  • Open Floorplan
  • Deck

About This Home

Come and see this maintained and thoughtfully updated 3-bedroom, 3.5-bath home offering over 2600 finished square feet on a 1.24 acre corner lot on a cul-de-sac! You'll love the peace of mind that comes with major improvements already completed: New windows and exterior doors, 2024 furnace, 2021 A/C, 2015 roof/gutters, and 2015 water heater.
Step inside to find updated flooring and paint throughout! With a flexible floor plan the bright, spacious living areas have great functionality for everyday living and entertaining including a wood burning fireplace. The kitchen is ready to go featuring newer appliances and custom features in cabinets to include: a built in silverware drawer, swivel pots/pan shelving, pull out drawer, spice cabinet, baking pans cabinet and a dual trash can cabinet. Finishing out the kitchen with a floor to ceiling cabinet and good-sized pantry.
Upstairs, you'll find spacious bedrooms all with new flooring installed in 2022. The primary suite boasts an updated en suite bath with ceramic tile, large walk-in shower and freestanding soaking tub. The full hall bath offers LVP flooring and updated vanity and paint.
The basement includes a large finished area with an updated full bath! There is utility space left open for storage or workshop potential. Another finished room would be great for an office or craft room. Up on the main floor the Laundry room updates include modern finishes, cabinetry, updated floor and a newer washer/dryer set. Large 2 car garage with work bench (Has attached vise & grinder) and tool wall organization system, shelving and storage cabinet- all convey!
Outdoor upgrades shine with a TREX deck (2022), updated front porch with TREX decking and replaced pillars (2021), and all new exterior lighting fixtures. Additional features include: new interior lighting throughout, push-up vinyl blinds on all windows, updated paint, and new door hinges throughout.
This home is completely move-in ready—offering both style and efficiency in a well-established neighborhood. Don’t miss the opportunity to own a truly turnkey property in the sought after location of Cloverdale Heights.

Listing Agent

Deb Crosley

(571) 271-1586 dlcrosley@gmail.com Keller Williams Realty Listed on: 06/20/2025

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,297

Year Built

  • Built in 1990

Lot Details

  • 1.24 Acre Lot
  • Cul-De-Sac
  • Landscaped
  • Corner Lot
  • Open Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is in very good condition
  • Property is zoned 101

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Property Views

  • Scenic Vista
  • Woods
  • Pasture
  • Mountain
  • Garden

Home Design

  • Colonial Architecture
  • Federal Architecture
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Fireplace Mantel
  • Vinyl Clad Windows
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Utility Room
  • Basement Fills Entire Space Under The House
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Freestanding Bathtub
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows with Low Emissivity

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Water Conditioner
  • On Site Septic
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 39
  • Assessor Parcel Number 06 4003900000000

Community Details

Overview

  • Association fees include snow removal, common area maintenance, road maintenance
  • Cloverdale Heights HOA
  • Cloverdale Heights Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,297

Year Built

Built in 1990

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Federal, Colonial
  • Ownership: Fee Simple
  • Inclusions: Ring doorbell, outdoor cameras, work bench with attached tools, water softener (Owned), shelving in basement, cabinet in garage, shelving in garage
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 6/21/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater, Freezer
  • Flooring Type: Carpet, Ceramic Tile, Concrete, Engineered Wood, Laminated, Luxury Vinyl Tile
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Walk-In Closet(s), Water Treat System, Window Treatments
  • Window Features: Energy Efficient, Low-E, Screens, Vinyl Clad
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s), Screen, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, Storm
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry, Utility Room, Bathroom 1, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 2844
  • Living Area Sq Ft: 2632
  • Price Per Sq Ft: 253.11
  • Above Grade Finished Sq Ft: 1932
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 212
  • Total Below Grade Sq Ft: 912
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Street Lights
  • Road Surface Type: Paved
  • View: Garden/Lawn, Pasture, Scenic Vista, Trees/Woods, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv Available, Phone Available, Under Ground
  • Water Source: Well, Conditioner, Filter
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 50.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA Condo Co-Op Fee Includes: Snow Removal, Common Area Maintenance, Road Maintenance
  • HOA Name: CLOVERDALE HEIGHTS
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Features: Backs To Trees, Corner, Cul-De-Sac, Front Yard, Landscaping, Open, Rear Yard, Sideyard(s)
  • Lot Size Acres: 1.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 54014.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: 101
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • School Tax: 662.00
  • Tax Annual Amount: 2297.00
  • Assessor Parcel Number: 06 4003900000000
  • Tax Lot: 39
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: JEFFERSON COUNTY SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,150 $183,700 $72,700 $111,000
2023 $2,146 $183,700 $72,700 $111,000
2022 $2,035 $170,800 $72,700 $98,100
2021 $1,952 $160,700 $72,700 $88,000
2020 $1,699 $149,300 $61,300 $88,000
2019 $1,743 $150,300 $61,300 $89,000
2018 $1,742 $148,300 $61,300 $87,000
2017 $1,594 $135,700 $47,600 $88,100
2016 $1,600 $136,600 $47,400 $89,200
2015 $1,556 $132,100 $47,400 $84,700
2014 $1,565 $133,100 $47,400 $85,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/29/2025 10/29/25 For Sale $489,000 -- $186 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Deed $225,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,000 New Conventional
Closed $221,764 FHA
Source: Public Records

Source: Bright MLS

MLS Number: WVJF2017236

Bright MLS

APN: 06-4-00390000