$415,000
SOLD OCT 24, 2025
6 Beds
3 Baths
4,095 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$101 Per Sq Ft

5% Above List Price

71 Days on Market

Highlights

  • Baseboard Heating
  • Level Lot
  • Wood Siding

About This Home

As of October 2025

Great opportunity investors. This fully rented 3-family home at 20 Stiles St, Waterbury, CT has been thoughtfully remodeled by the current owner and is in solid condition. Each unit is spacious and well-maintained, offering immediate rental income with tenants already in place. Enjoy off-street parking with an over sized driveway and a location that's hard to beat just minutes from St. Mary's Hospital, public parks, the bus line, and downtown Waterbury. Commuters will appreciate the quick access to Route 8 and I-84. The first floor and basement are available for showings. The second and third floor will be shown on the second showing.

Last Agent to Sell the Property

Fritz Africot

Robert C White & Company LLC Brokerage Phone: (475) 312-4348 License #RES.0817468 Listed on: 07/14/2025

Last Buyer's Agent

Ana Bermeo

Keller Williams Realty Partner License #RES.0803063

Keller Williams Realty Partner

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $9,732

Year Built

  • Built in 1927

Lot Details

  • 4,792 Sq Ft Lot
  • Level Lot

Home Design

  • Stone Foundation
  • Stone Frame
  • Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding
  • Stone

Interior Spaces

  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Baseboard Heating
  • Heating System Uses Natural Gas

Community Details

  • 3 Units

Listing and Financial Details

  • Assessor Parcel Number 1395684

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$9,732

Year Built

Built in 1927

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Multi-Family For Sale
  • Style: 3updown - Unit(s) per Floor
  • Sq Ft Est Heated Above Grade: 3003
  • Sq Ft Est Heated Below Grade: 1092
  • Total Sq Ft: 4095
  • Year Built: 1927
  • New Construction: No/Resale
  • Property Sub Type: 3 Family
  • Direct Waterfront: No
  • Directions: Per GPS
  • Financing Used: Withheld
  • Street Type: Street
  • Office Attribution Contact: (860) 613-6290
  • Reserve Prospect: No
  • Special Features: None

Interior Features

  • Total Bedrooms: 6
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Basement Description: Full, Unfinished
  • Attic: No

Exterior Features

  • Exterior Siding: Wood
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame, Stone

Garage/Parking

  • Garage And Parking: None

Utilities

  • Cooling System: None
  • Heat Type: Baseboard
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Natural Gas, 40 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Lot Info

  • Acres: 0.11
  • Lot Description: Level Lot
  • Zoning: RL
  • Parcel #: 1395684

Multi Family

  • Total Number Of Units: 3

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 9732

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2025
Closed on
Oct 24, 2025
Sold by
Edmead Kendra
Bought by
Loja Erica Q
Seller's Agent
Fritz Africot
Robert C White & Company LLC
Buyer's Agent
Ana Bermeo
Keller Williams Realty Partner
List Price
$395,000
Sold Price
$415,000
Premium/Discount to List
$20,000
5.06%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.21%
Original Mortgage
$296,250
Outstanding Balance
$296,250
Interest Rate
6.35%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$117,739

Purchase Details

Listed on
Jun 24, 2022
Closed on
Jan 11, 2023
Sold by
Fonseca Jose and Fonseca Elizabeth
Bought by
Edmead Kendra
Seller's Agent
Fernando Barreiro
Weichert REALTORS Briotti Group
Buyer's Agent
Fritz Africot
Robert C White & Company LLC
List Price
$295,000
Sold Price
$320,000
Premium/Discount to List
$25,000
8.47%
Views
152

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.77%
Original Mortgage
$318,160
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 18, 2010
Sold by
Fonseca Jose
Bought by
Fonseca Elizabeth and Fonseca Jose

Purchase Details

Closed on
Sep 24, 2009
Sold by
Niiyama Shinichi and Jimenez Jose
Bought by
Hsbc Bank Usa

Purchase Details

Closed on
Sep 11, 2006
Sold by
Reyes Felix
Bought by
Niiyama Shinichi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.79%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 --
Warranty Deed $328,000 None Available
Quit Claim Deed -- --
Warranty Deed $58,777 --
Foreclosure Deed -- --
Warranty Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $296,250 Purchase Money Mortgage
Previous Owner $318,160 Purchase Money Mortgage
Previous Owner $15,000 No Value Available
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Sold $415,000 +5.1% $101 / Sq Ft
10/13/2025 10/13/25 For Sale $395,000 0.0% $96 / Sq Ft
09/23/2025 09/23/25 Pending -- -- --
07/14/2025 07/14/25 For Sale $395,000 +23.4% $96 / Sq Ft
01/11/2023 01/11/23 Sold $320,000 -1.5% $107 / Sq Ft View Prior Sale
11/18/2022 11/18/22 Pending -- -- --
09/22/2022 09/22/22 Price Changed $325,000 +10.2% $108 / Sq Ft
09/22/2022 09/22/22 For Sale $295,000 -7.8% $98 / Sq Ft
09/17/2022 09/17/22 Off Market $320,000 -- --
06/24/2022 06/24/22 For Sale $295,000 -- $98 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,854 $196,840 $15,960 $180,880
2024 $9,732 $196,840 $15,960 $180,880
2023 $10,667 $196,840 $15,960 $180,880
2022 $6,055 $100,560 $15,950 $84,610
2021 $6,055 $100,560 $15,950 $84,610
2020 $6,055 $100,560 $15,950 $84,610
2019 $6,055 $100,560 $15,950 $84,610
2018 $6,055 $100,560 $15,950 $84,610
2017 $5,884 $97,720 $15,950 $81,770
2016 $5,884 $97,720 $15,950 $81,770
2015 $5,689 $97,720 $15,950 $81,770
2014 $5,689 $97,720 $15,950 $81,770
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24113372

SmartMLS

APN: WATE-000482-000328-000056